Compare Point Pleasant, WV Car Insurance Rates (2021)

Car insurance in Point Pleasant, WV averages $331 a month. Point Pleasant, West Virginia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Point Pleasant car insurance rates, compare quotes from the top car insurance companies in Point Pleasant, WV.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Point Pleasant, WV after a DUI are $4,897/year
  • Average car insurance rates in Point Pleasant, WV are $3,967/year
  • The cheapest car insurance company in Point Pleasant for teen drivers is State Farm

If you need to buy Point Pleasant, West Virginia car insurance, the options can be confusing. Everything you need to know about car insurance in Point Pleasant, WV is right here.

You’ll find Point Pleasant car insurance rates, the cheapest Point Pleasant, WV car insurance companies, and information on West Virginia car insurance laws. You can also compare Point Pleasant, West Virginia car insurance rates to Weirton car insurance rates, Clarksburg car insurance rates, and Beckley car insurance rates.

Ready to find affordable Point Pleasant, WV car insurance today? Enter your ZIP code for fast, free Point Pleasant car insurance quotes.

Cheapest Point Pleasant, WV Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Point Pleasant, WV car insurance rates? Every Point Pleasant, West Virginia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Point Pleasant, West Virginia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,851 $2,665 $2,545 $2,554 $9,792 $10,207 $3,177 $3,186
GEICO $2,820 $2,783 $2,689 $2,607 $6,842 $8,256 $2,714 $2,829
Liberty Mutual $3,754 $4,077 $3,016 $3,673 $14,074 $15,883 $3,885 $4,277
Nationwide $2,092 $2,127 $1,901 $1,997 $5,412 $6,867 $2,358 $2,529
Progressive $2,201 $2,127 $2,020 $2,024 $9,344 $10,515 $2,647 $2,739
State Farm $1,641 $1,641 $1,462 $1,462 $3,529 $4,563 $1,926 $1,535
USAA $1,813 $1,792 $1,679 $1,701 $5,920 $6,562 $2,350 $2,535

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Minimum Car Insurance in Point Pleasant, WV

Every driver must carry the minimum car insurance in Point Pleasant, WV. Take a look at the West Virginia car insurance requirements.

Minimum Required Car Insurance Coverage in Point Pleasant, West Virginia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Point Pleasant, WV Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Point Pleasant, WV. Compare credit history car insurance rates in Point Pleasant from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Point Pleasant, West Virginia

Insurance Company Poor Fair Good
Allstate $5,616 $4,447 $3,803
GEICO $4,755 $3,865 $3,208
Liberty Mutual $9,415 $5,779 $4,545
Nationwide $3,600 $3,039 $2,842
Progressive $4,719 $4,091 $3,796
State Farm $3,190 $1,944 $1,526
USAA $4,493 $2,578 $2,061

Cheapest Point Pleasant, WV Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Point Pleasant, WV to rates for a clean record with top companies.

Annual Point Pleasant, West Virginia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,944 $4,646 $5,459 $4,439
GEICO $2,427 $3,919 $6,819 $2,605
Liberty Mutual $5,398 $6,804 $7,535 $6,583
Nationwide $2,518 $3,371 $3,941 $2,810
Progressive $3,573 $4,767 $4,272 $4,197
State Farm $2,053 $2,387 $2,220 $2,220
USAA $2,396 $2,828 $4,033 $2,919

Cheapest Point Pleasant, WV Car Insurance for Teen Drivers

Teen car insurance in Point Pleasant, WV can be expensive. Take a look at rates from the top car insurance companies in Point Pleasant for teenagers.

Annual Car Insurance Rates for Teen Drivers in Point Pleasant, West Virginia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,792 $10,207
GEICO $6,842 $8,256
Liberty Mutual $14,074 $15,883
Nationwide $5,412 $6,867
Progressive $9,344 $10,515
State Farm $3,529 $4,563
USAA $5,920 $6,562

Cheapest Point Pleasant, WV Car Insurance for Seniors

Take a look at Point Pleasant, WV senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Point Pleasant, West Virginia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,545 $2,554
GEICO $2,689 $2,607
Liberty Mutual $3,016 $3,673
Nationwide $1,901 $1,997
Progressive $2,020 $2,024
State Farm $1,462 $1,462
USAA $1,679 $1,701

Cheapest Point Pleasant, WV Car Insurance Rates After a DUI

A DUI in Point Pleasant, WV increases car insurance rates. Compare Point Pleasant, West Virginia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Point Pleasant, West Virginia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,459
GEICO $6,819
Liberty Mutual $7,535
Nationwide $3,941
Progressive $4,272
State Farm $2,220
USAA $4,033

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Cheapest Point Pleasant, WV Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Point Pleasant, WV by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Point Pleasant, West Virginia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,622 $4,622
GEICO $3,900 $3,985
Liberty Mutual $6,580 $6,580
Nationwide $3,160 $3,160
Progressive $4,202 $4,202
State Farm $2,161 $2,279
USAA $3,008 $3,080

The Best Cheap Car Insurance Companies in Point Pleasant, WV

Take a look at a side-by-side comparison of the top car insurance companies in Point Pleasant, WV to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Point Pleasant, West Virginia

Insurance Company Average Annual Rates
Allstate $4,622
GEICO $3,942
Liberty Mutual $6,580
Nationwide $3,160
Progressive $4,202
State Farm $2,220
USAA $3,044

Category Winners: Cheapest Car Insurance in Point Pleasant, West Virginia

Find the cheapest car insurance companies in Point Pleasant, WV for each category right here.

Best Annual Car Insurance Rates by Company in Point Pleasant, West Virginia

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Point Pleasant, WV Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Point Pleasant car insurance rates. Find the cheapest Point Pleasant, WV car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Point Pleasant, West Virginia

Insurance Company Low Medium High
Allstate $4,438 $4,613 $4,815
GEICO $3,728 $3,952 $4,148
Liberty Mutual $6,259 $6,565 $6,916
Nationwide $3,096 $3,147 $3,237
Progressive $4,048 $4,161 $4,396
State Farm $2,091 $2,213 $2,355
USAA $2,934 $3,039 $3,159

What affects car insurance rates in Point Pleasant, West Virginia?

What factors can have an impact on Point Pleasant, WV car insurance? There are several reasons why Point Pleasant car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Point Pleasant, West Virginia.

Commute Time in Point Pleasant

The more time you spend in your car the higher the risk of an accident. The average commute length in Point Pleasant, WV is 18.6 minutes according to City-Data.

Compare Car Insurance Quotes in Point Pleasant, WV

Ready to find affordable Point Pleasant, West Virginia car insurance today? Enter your ZIP code for fast, free Point Pleasant, WV car insurance quotes.

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