Compare Polk, OH Car Insurance Rates (2021)

Car insurance in Polk, OH averages $222 a month. Polk, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Polk car insurance rates, compare quotes from the top car insurance companies in Polk, OH.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Polk is American Family
  • Average car insurance rates in Polk, OH are $2,660/year
  • Average car insurance rates in Polk, OH after a DUI are $3,104/year

If you need to buy Polk, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in Polk, OH is right here.

You’ll find Polk car insurance rates, the cheapest Polk, OH car insurance companies, and information on Ohio car insurance laws. You can also compare Polk, Ohio car insurance rates to Dayton car insurance rates, Toledo car insurance rates, and Cleveland car insurance rates.

Ready to find affordable Polk, OH car insurance today? Enter your ZIP code for fast, free Polk car insurance quotes.

Cheapest Polk, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Polk, OH car insurance rates? Every Polk, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Polk, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,097 $2,091 $1,882 $2,013 $5,785 $6,632 $2,216 $2,375
American Family $860 $893 $780 $784 $2,553 $2,773 $1,061 $1,117
Farmers $1,687 $1,682 $1,487 $1,566 $7,269 $7,541 $1,888 $1,977
GEICO $1,322 $1,284 $1,232 $1,237 $3,519 $3,281 $1,469 $1,252
Liberty Mutual $2,025 $2,211 $1,558 $1,893 $10,500 $11,866 $2,157 $2,359
Nationwide $2,061 $2,071 $1,861 $1,874 $5,264 $6,784 $2,208 $2,568
Progressive $1,507 $1,422 $1,252 $1,292 $6,662 $7,504 $1,807 $1,867
State Farm $1,423 $1,423 $1,267 $1,267 $4,338 $5,455 $1,650 $1,890
Travelers $1,412 $1,434 $1,403 $1,395 $6,058 $9,546 $1,472 $1,683
USAA $869 $876 $829 $827 $2,689 $2,992 $1,161 $1,252

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Minimum Car Insurance in Polk, OH

Every driver must carry the minimum car insurance in Polk, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in Polk, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Polk, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Polk, OH. Compare credit history car insurance rates in Polk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Polk, Ohio

Insurance Company Poor Fair Good
Allstate $4,029 $2,930 $2,450
American Family $1,796 $1,225 $1,037
Farmers $3,559 $2,998 $2,855
GEICO $2,187 $1,824 $1,462
Liberty Mutual $6,196 $3,793 $2,974
Nationwide $3,723 $3,001 $2,535
Progressive $3,275 $2,827 $2,641
State Farm $3,333 $2,060 $1,624
Travelers $3,412 $2,968 $2,771
USAA $1,864 $1,321 $1,126

Cheapest Polk, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Polk, OH to rates for a clean record with top companies.

Annual Polk, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,643 $3,184 $3,733 $2,985
American Family $1,297 $1,371 $1,371 $1,371
Farmers $2,590 $3,329 $3,247 $3,384
GEICO $1,244 $1,788 $2,571 $1,695
Liberty Mutual $3,633 $4,655 $4,761 $4,235
Nationwide $2,476 $3,146 $3,988 $2,736
Progressive $2,515 $3,413 $2,676 $3,054
State Farm $2,137 $2,541 $2,339 $2,339
Travelers $2,246 $2,927 $4,415 $2,613
USAA $1,103 $1,480 $1,943 $1,222

Cheapest Polk, OH Car Insurance for Teen Drivers

Teen car insurance in Polk, OH can be expensive. Take a look at rates from the top car insurance companies in Polk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Polk, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,785 $6,632
American Family $2,553 $2,773
Farmers $7,269 $7,541
GEICO $3,519 $3,281
Liberty Mutual $10,500 $11,866
Nationwide $5,264 $6,784
Progressive $6,662 $7,504
State Farm $4,338 $5,455
Travelers $6,058 $9,546
USAA $2,689 $2,992

Cheapest Polk, OH Car Insurance for Seniors

Take a look at Polk, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Polk, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,882 $2,013
American Family $780 $784
Farmers $1,487 $1,566
GEICO $1,232 $1,237
Liberty Mutual $1,558 $1,893
Nationwide $1,861 $1,874
Progressive $1,252 $1,292
State Farm $1,267 $1,267
Travelers $1,403 $1,395
USAA $829 $827

Cheapest Polk, OH Car Insurance Rates After a DUI

A DUI in Polk, OH increases car insurance rates. Compare Polk, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Polk, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,733
American Family $1,371
Farmers $3,247
GEICO $2,571
Liberty Mutual $4,761
Nationwide $3,988
Progressive $2,676
State Farm $2,339
Travelers $4,415
USAA $1,943

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Cheapest Polk, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Polk, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Polk, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,136 $3,136
American Family $1,337 $1,369
Farmers $3,137 $3,137
GEICO $1,792 $1,857
Liberty Mutual $4,321 $4,321
Nationwide $3,087 $3,087
Progressive $2,914 $2,914
State Farm $2,282 $2,396
Travelers $3,050 $3,050
USAA $1,382 $1,492

The Best Cheap Car Insurance Companies in Polk, OH

Take a look at a side-by-side comparison of the top car insurance companies in Polk, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Polk, Ohio

Insurance Company Average Annual Rates
Allstate $3,136
American Family $1,353
Farmers $3,137
GEICO $1,824
Liberty Mutual $4,321
Nationwide $3,087
Progressive $2,914
State Farm $2,339
Travelers $3,050
USAA $1,437

Category Winners: Cheapest Car Insurance in Polk, Ohio

Find the cheapest car insurance companies in Polk, OH for each category right here.

Best Annual Car Insurance Rates by Company in Polk, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record USAA
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Polk, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Polk car insurance rates. Find the cheapest Polk, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Polk, Ohio

Insurance Company Low Medium High
Allstate $3,053 $3,131 $3,225
American Family $1,334 $1,363 $1,361
Farmers $2,983 $3,093 $3,336
GEICO $1,771 $1,817 $1,886
Liberty Mutual $4,169 $4,343 $4,452
Nationwide $3,417 $2,991 $2,852
Progressive $2,811 $2,892 $3,040
State Farm $2,233 $2,346 $2,439
Travelers $2,971 $3,091 $3,090
USAA $1,373 $1,436 $1,502

What affects car insurance rates in Polk, Ohio?

What factors can have an impact on Polk, OH car insurance? There are several reasons why Polk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Polk, Ohio.

Commute Time in Polk

The more time you spend in your car the higher the risk of an accident. The average commute length in Polk, OH is 25.3 minutes according to City-Data.

Compare Car Insurance Quotes in Polk, OH

Ready to find affordable Polk, Ohio car insurance today? Enter your ZIP code for fast, free Polk, OH car insurance quotes.

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