Compare Polk, PA Car Insurance Rates (2021)

Car insurance in Polk, PA averages $335 a month. Polk, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Polk car insurance rates, compare quotes from the top car insurance companies in Polk, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Polk for teen drivers is USAA
  • The cheapest car insurance company in Polk is USAA
  • Average car insurance rates in Polk, PA after a DUI are $4,371/year

If you need to buy Polk, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Polk, PA is right here.

You’ll find Polk car insurance rates, the cheapest Polk, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Polk, Pennsylvania car insurance rates to Erie car insurance rates, Scranton car insurance rates, and York car insurance rates.

Ready to find affordable Polk, PA car insurance today? Enter your ZIP code for fast, free Polk car insurance quotes.

Cheapest Polk, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Polk, PA car insurance rates? Every Polk, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Polk, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,534 $2,534 $2,308 $2,308 $8,130 $8,130 $2,822 $2,822
GEICO $2,556 $2,208 $2,373 $2,051 $6,361 $5,513 $2,590 $2,237
Liberty Mutual $4,085 $4,085 $3,740 $3,740 $11,985 $11,985 $5,194 $5,194
Nationwide $1,972 $1,972 $1,858 $1,858 $5,450 $5,450 $2,203 $2,203
Progressive $2,766 $2,766 $2,466 $2,466 $8,742 $8,742 $3,566 $3,566
State Farm $1,720 $1,720 $1,500 $1,500 $5,865 $5,865 $1,883 $1,883
Travelers $1,551 $1,551 $1,656 $1,656 $22,476 $22,476 $1,880 $1,880
USAA $1,174 $1,174 $1,059 $1,059 $3,491 $3,491 $1,565 $1,565

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Minimum Car Insurance in Polk, PA

Every driver must carry the minimum car insurance in Polk, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Polk, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Polk, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Polk, PA. Compare credit history car insurance rates in Polk from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Polk, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,053 $3,759 $3,033
GEICO $4,873 $2,732 $2,104
Liberty Mutual $7,982 $5,720 $5,050
Nationwide $3,378 $2,764 $2,470
Progressive $5,817 $4,070 $3,269
State Farm $3,903 $2,416 $1,907
Travelers $7,506 $6,775 $6,393
USAA $2,281 $1,690 $1,495

Cheapest Polk, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Polk, PA to rates for a clean record with top companies.

Annual Polk, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,783 $4,444 $3,783 $3,783
GEICO $2,366 $4,084 $3,193 $3,302
Liberty Mutual $5,718 $6,518 $6,384 $6,384
Nationwide $2,059 $2,756 $3,879 $2,789
Progressive $3,984 $5,463 $4,097 $3,996
State Farm $2,539 $2,945 $2,742 $2,742
Travelers $4,923 $6,954 $8,734 $6,954
USAA $1,468 $2,021 $2,159 $1,641

Cheapest Polk, PA Car Insurance for Teen Drivers

Teen car insurance in Polk, PA can be expensive. Take a look at rates from the top car insurance companies in Polk for teenagers.

Annual Car Insurance Rates for Teen Drivers in Polk, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,130 $8,130
GEICO $6,361 $5,513
Liberty Mutual $11,985 $11,985
Nationwide $5,450 $5,450
Progressive $8,742 $8,742
State Farm $5,865 $5,865
Travelers $22,476 $22,476
USAA $3,491 $3,491

Cheapest Polk, PA Car Insurance for Seniors

Take a look at Polk, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Polk, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,308 $2,308
GEICO $2,373 $2,051
Liberty Mutual $3,740 $3,740
Nationwide $1,858 $1,858
Progressive $2,466 $2,466
State Farm $1,500 $1,500
Travelers $1,656 $1,656
USAA $1,059 $1,059

Cheapest Polk, PA Car Insurance Rates After a DUI

A DUI in Polk, PA increases car insurance rates. Compare Polk, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Polk, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,783
GEICO $3,193
Liberty Mutual $6,384
Nationwide $3,879
Progressive $4,097
State Farm $2,742
Travelers $8,734
USAA $2,159

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Cheapest Polk, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Polk, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Polk, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,874 $4,023
GEICO $3,181 $3,292
Liberty Mutual $6,090 $6,412
Nationwide $2,871 $2,871
Progressive $4,385 $4,385
State Farm $2,661 $2,823
Travelers $6,891 $6,891
USAA $1,770 $1,874

The Best Cheap Car Insurance Companies in Polk, PA

Take a look at a side-by-side comparison of the top car insurance companies in Polk, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Polk, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,948
GEICO $3,236
Liberty Mutual $6,251
Nationwide $2,871
Progressive $4,385
State Farm $2,742
Travelers $6,891
USAA $1,822

Category Winners: Cheapest Car Insurance in Polk, Pennsylvania

Find the cheapest car insurance companies in Polk, PA for each category right here.

Best Annual Car Insurance Rates by Company in Polk, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Polk, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Polk car insurance rates. Find the cheapest Polk, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Polk, Pennsylvania

Insurance Company Low Medium High
Allstate $3,785 $3,972 $4,088
GEICO $2,984 $3,259 $3,466
Liberty Mutual $5,965 $6,293 $6,494
Nationwide $2,931 $2,897 $2,784
Progressive $4,060 $4,414 $4,681
State Farm $2,599 $2,770 $2,857
Travelers $6,972 $6,890 $6,811
USAA $1,701 $1,838 $1,928

What affects car insurance rates in Polk, Pennsylvania?

What factors can have an impact on Polk, PA car insurance? There are several reasons why Polk car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Polk, Pennsylvania.

Commute Time in Polk

The more time you spend in your car the higher the risk of an accident. The average commute length in Polk, PA is 23.8 minutes according to City-Data.

Compare Car Insurance Quotes in Polk, PA

Ready to find affordable Polk, Pennsylvania car insurance today? Enter your ZIP code for fast, free Polk, PA car insurance quotes.

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