Compare Polkville, NC Car Insurance Rates (2021)

Car insurance in Polkville, NC averages $291 a month. Polkville, North Carolina car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Polkville car insurance rates, compare quotes from the top car insurance companies in Polkville, NC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Polkville is Liberty Mutual
  • Average car insurance rates in Polkville, NC after a DUI are $6,606/year
  • Average car insurance rates in Polkville, NC are $3,496/year

If you need to buy Polkville, North Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Polkville, NC is right here.

You’ll find Polkville car insurance rates, the cheapest Polkville, NC car insurance companies, and information on North Carolina car insurance laws. You can also compare Polkville, North Carolina car insurance rates to Greensboro car insurance rates, Wilmington car insurance rates, and Fayetteville car insurance rates.

Ready to find affordable Polkville, NC car insurance today? Enter your ZIP code for fast, free Polkville car insurance quotes.

Cheapest Polkville, NC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Polkville, NC car insurance rates? Every Polkville, North Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Polkville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,495 $5,495 $4,512 $4,512 $13,172 $13,172 $5,604 $5,604
GEICO $2,577 $2,529 $2,536 $2,490 $4,730 $4,689 $2,259 $2,246
Liberty Mutual $1,854 $1,854 $1,919 $1,919 $3,269 $3,269 $1,854 $1,854
Nationwide $2,420 $2,420 $2,420 $2,420 $4,094 $4,094 $2,420 $2,420
Progressive $1,727 $1,727 $1,568 $1,568 $4,204 $4,204 $1,949 $1,949
State Farm $3,212 $3,212 $2,775 $2,775 $4,736 $4,736 $3,974 $3,974
Travelers $2,696 $2,696 $2,675 $2,675 $4,549 $4,549 $2,767 $2,767

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Minimum Car Insurance in Polkville, NC

Every driver must carry the minimum car insurance in Polkville, NC. Take a look at the North Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Polkville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Polkville, NC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Polkville, NC. Compare credit history car insurance rates in Polkville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Polkville, North Carolina

Insurance Company Poor Fair Good
Allstate $9,747 $6,309 $5,531
GEICO $3,255 $2,992 $2,774
Liberty Mutual $2,224 $2,224 $2,224
Nationwide $2,839 $2,839 $2,839
Progressive $2,690 $2,305 $2,090
State Farm $5,171 $3,297 $2,556
Travelers $3,404 $3,082 $3,029

Cheapest Polkville, NC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Polkville, NC to rates for a clean record with top companies.

Annual Polkville, North Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,898 $6,858 $12,756 $5,270
GEICO $1,626 $2,400 $5,776 $2,226
Liberty Mutual $1,325 $1,701 $4,169 $1,701
Nationwide $1,670 $2,160 $5,366 $2,160
Progressive $1,109 $1,618 $5,152 $1,569
State Farm $1,944 $2,826 $7,103 $2,826
Travelers $1,851 $2,488 $5,922 $2,426

Cheapest Polkville, NC Car Insurance for Teen Drivers

Teen car insurance in Polkville, NC can be expensive. Take a look at rates from the top car insurance companies in Polkville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Polkville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,172 $13,172
GEICO $4,730 $4,689
Liberty Mutual $3,269 $3,269
Nationwide $4,094 $4,094
Progressive $4,204 $4,204
State Farm $4,736 $4,736
Travelers $4,549 $4,549

Cheapest Polkville, NC Car Insurance for Seniors

Take a look at Polkville, NC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Polkville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,512 $4,512
GEICO $2,536 $2,490
Liberty Mutual $1,919 $1,919
Nationwide $2,420 $2,420
Progressive $1,568 $1,568
State Farm $2,775 $2,775
Travelers $2,675 $2,675

Cheapest Polkville, NC Car Insurance Rates After a DUI

A DUI in Polkville, NC increases car insurance rates. Compare Polkville, North Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Polkville, North Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $12,756
GEICO $5,776
Liberty Mutual $4,169
Nationwide $5,366
Progressive $5,152
State Farm $7,103
Travelers $5,922

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Cheapest Polkville, NC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Polkville, NC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Polkville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,196 $7,196
GEICO $3,007 $3,007
Liberty Mutual $2,224 $2,224
Nationwide $2,839 $2,839
Progressive $2,362 $2,362
State Farm $3,662 $3,687
Travelers $3,172 $3,172

The Best Cheap Car Insurance Companies in Polkville, NC

Take a look at a side-by-side comparison of the top car insurance companies in Polkville, NC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Polkville, North Carolina

Insurance Company Average Annual Rates
Allstate $7,196
GEICO $3,007
Liberty Mutual $2,224
Nationwide $2,839
Progressive $2,362
State Farm $3,674
Travelers $3,172

Category Winners: Cheapest Car Insurance in Polkville, North Carolina

Find the cheapest car insurance companies in Polkville, NC for each category right here.

Best Annual Car Insurance Rates by Company in Polkville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

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Cheapest Polkville, NC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Polkville car insurance rates. Find the cheapest Polkville, NC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Polkville, North Carolina

Insurance Company Low Medium High
Allstate $6,924 $7,171 $7,492
GEICO $2,867 $2,996 $3,157
Liberty Mutual $2,108 $2,210 $2,354
Nationwide $2,715 $2,825 $2,977
Progressive $2,225 $2,347 $2,513
State Farm $3,519 $3,656 $3,848
Travelers $3,026 $3,155 $3,334

What affects car insurance rates in Polkville, North Carolina?

What factors can have an impact on Polkville, NC car insurance? There are several reasons why Polkville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Polkville, North Carolina.

Commute Time in Polkville

The more time you spend in your car the higher the risk of an accident. The average commute length in Polkville, NC is 25.8 minutes according to City-Data.

Compare Car Insurance Quotes in Polkville, NC

Ready to find affordable Polkville, North Carolina car insurance today? Enter your ZIP code for fast, free Polkville, NC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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