Compare Ponca, AR Car Insurance Rates (2021)

Car insurance in Ponca, AR averages $332 a month. Ponca, Arkansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ponca car insurance rates, compare quotes from the top car insurance companies in Ponca, AR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ponca, AR after a DUI are $4,770/year
  • The cheapest car insurance company in Ponca is USAA
  • The cheapest car insurance company in Ponca for teen drivers is USAA

If you need to buy Ponca, Arkansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ponca, AR is right here.

You’ll find Ponca car insurance rates, the cheapest Ponca, AR car insurance companies, and information on Arkansas car insurance laws. You can also compare Ponca, Arkansas car insurance rates to Hot Springs car insurance rates, Little Rock car insurance rates, and Conway car insurance rates.

Ready to find affordable Ponca, AR car insurance today? Enter your ZIP code for fast, free Ponca car insurance quotes.

Cheapest Ponca, AR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ponca, AR car insurance rates? Every Ponca, Arkansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ponca, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,878 $2,904 $2,558 $2,737 $10,303 $12,337 $3,190 $3,475
Farmers $2,326 $2,313 $2,080 $2,186 $9,691 $10,035 $2,668 $2,814
GEICO $2,331 $2,305 $2,150 $2,090 $6,083 $6,098 $2,293 $2,325
Liberty Mutual $2,084 $2,229 $1,999 $2,228 $7,413 $8,150 $2,247 $2,344
Nationwide $2,448 $2,496 $2,200 $2,325 $5,888 $7,499 $2,797 $3,014
Progressive $2,886 $2,742 $2,367 $2,476 $12,116 $13,656 $3,458 $3,749
State Farm $1,563 $1,563 $1,395 $1,395 $4,447 $5,591 $1,759 $2,018
Travelers $2,336 $2,383 $2,291 $2,301 $13,400 $21,548 $2,489 $2,898
USAA $1,277 $1,291 $1,183 $1,194 $3,959 $4,151 $1,642 $1,772

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Minimum Car Insurance in Ponca, AR

Every driver must carry the minimum car insurance in Ponca, AR. Take a look at the Arkansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ponca, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ponca, AR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ponca, AR. Compare credit history car insurance rates in Ponca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ponca, Arkansas

Insurance Company Poor Fair Good
Allstate $6,348 $4,854 $3,941
Farmers $4,854 $4,065 $3,873
GEICO $3,845 $3,161 $2,622
Liberty Mutual $5,176 $3,131 $2,453
Nationwide $4,238 $3,407 $3,105
Progressive $6,167 $5,249 $4,878
State Farm $3,570 $2,152 $1,677
Travelers $7,129 $5,940 $5,549
USAA $2,729 $1,861 $1,586

Cheapest Ponca, AR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ponca, AR to rates for a clean record with top companies.

Annual Ponca, Arkansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,173 $5,237 $5,807 $4,974
Farmers $3,603 $4,617 $4,510 $4,327
GEICO $2,177 $3,340 $4,978 $2,343
Liberty Mutual $2,444 $3,973 $4,645 $3,285
Nationwide $2,794 $3,602 $4,865 $3,073
Progressive $4,681 $6,502 $4,918 $5,624
State Farm $2,267 $2,665 $2,466 $2,466
Travelers $5,204 $5,378 $7,851 $6,390
USAA $1,585 $2,004 $2,887 $1,758

Cheapest Ponca, AR Car Insurance for Teen Drivers

Teen car insurance in Ponca, AR can be expensive. Take a look at rates from the top car insurance companies in Ponca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ponca, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,303 $12,337
Farmers $9,691 $10,035
GEICO $6,083 $6,098
Liberty Mutual $7,413 $8,150
Nationwide $5,888 $7,499
Progressive $12,116 $13,656
State Farm $4,447 $5,591
Travelers $13,400 $21,548
USAA $3,959 $4,151

Cheapest Ponca, AR Car Insurance for Seniors

Take a look at Ponca, AR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ponca, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,558 $2,737
Farmers $2,080 $2,186
GEICO $2,150 $2,090
Liberty Mutual $1,999 $2,228
Nationwide $2,200 $2,325
Progressive $2,367 $2,476
State Farm $1,395 $1,395
Travelers $2,291 $2,301
USAA $1,183 $1,194

Cheapest Ponca, AR Car Insurance Rates After a DUI

A DUI in Ponca, AR increases car insurance rates. Compare Ponca, Arkansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ponca, Arkansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,807
Farmers $4,510
GEICO $4,978
Liberty Mutual $4,645
Nationwide $4,865
Progressive $4,918
State Farm $2,466
Travelers $7,851
USAA $2,887

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Cheapest Ponca, AR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ponca, AR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ponca, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,048 $5,048
Farmers $4,264 $4,264
GEICO $3,187 $3,232
Liberty Mutual $3,587 $3,587
Nationwide $3,583 $3,583
Progressive $5,431 $5,431
State Farm $2,408 $2,524
Travelers $6,206 $6,206
USAA $2,000 $2,117

The Best Cheap Car Insurance Companies in Ponca, AR

Take a look at a side-by-side comparison of the top car insurance companies in Ponca, AR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ponca, Arkansas

Insurance Company Average Annual Rates
Allstate $5,048
Farmers $4,264
GEICO $3,209
Liberty Mutual $3,587
Nationwide $3,583
Progressive $5,431
State Farm $2,466
Travelers $6,206
USAA $2,059

Category Winners: Cheapest Car Insurance in Ponca, Arkansas

Find the cheapest car insurance companies in Ponca, AR for each category right here.

Best Annual Car Insurance Rates by Company in Ponca, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ponca, AR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ponca car insurance rates. Find the cheapest Ponca, AR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ponca, Arkansas

Insurance Company Low Medium High
Allstate $4,916 $5,044 $5,182
Farmers $4,064 $4,222 $4,505
GEICO $3,089 $3,209 $3,331
Liberty Mutual $3,463 $3,563 $3,734
Nationwide $3,614 $3,513 $3,623
Progressive $5,045 $5,351 $5,899
State Farm $2,351 $2,463 $2,585
Travelers $5,912 $6,223 $6,481
USAA $1,975 $2,051 $2,149

Compare Car Insurance Quotes in Ponca, AR

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Average Monthly Car Insurance Rates by State