Compare Poncha Springs, CO Car Insurance Rates (2021)

Car insurance in Poncha Springs, CO averages $298 a month. Poncha Springs, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Poncha Springs car insurance rates, compare quotes from the top car insurance companies in Poncha Springs, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Poncha Springs, CO are $3,574/year
  • The cheapest car insurance company in Poncha Springs for teen drivers is GEICO
  • Average car insurance rates in Poncha Springs, CO after a DUI are $4,258/year

If you need to buy Poncha Springs, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Poncha Springs, CO is right here.

You’ll find Poncha Springs car insurance rates, the cheapest Poncha Springs, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Poncha Springs, Colorado car insurance rates to Boulder car insurance rates, Aurora car insurance rates, and Colorado Springs car insurance rates.

Ready to find affordable Poncha Springs, CO car insurance today? Enter your ZIP code for fast, free Poncha Springs car insurance quotes.

Cheapest Poncha Springs, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Poncha Springs, CO car insurance rates? Every Poncha Springs, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poncha Springs, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,405 $3,193 $3,048 $3,083 $11,519 $12,057 $3,782 $3,821
American Family $2,405 $2,405 $2,169 $2,169 $5,833 $7,813 $2,405 $2,955
Farmers $2,813 $2,791 $2,549 $2,737 $10,426 $10,520 $3,094 $3,143
GEICO $1,612 $1,756 $1,674 $1,875 $5,010 $5,334 $1,484 $1,526
Liberty Mutual $1,981 $1,963 $1,677 $1,837 $5,363 $5,839 $1,998 $2,034
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,358 $2,210 $2,046 $2,042 $7,831 $8,760 $2,657 $2,590
State Farm $1,711 $1,711 $1,534 $1,534 $4,884 $6,178 $1,913 $2,271
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Poncha Springs, CO

Every driver must carry the minimum car insurance in Poncha Springs, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Poncha Springs, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Poncha Springs, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Poncha Springs, CO. Compare credit history car insurance rates in Poncha Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Poncha Springs, Colorado

Insurance Company Poor Fair Good
Allstate $7,009 $5,386 $4,070
American Family $4,580 $3,253 $2,724
Farmers $5,525 $4,487 $4,266
GEICO $3,041 $2,533 $2,026
Liberty Mutual $4,073 $2,467 $1,970
Nationwide $3,990 $3,154 $2,751
Progressive $4,344 $3,700 $3,392
State Farm $3,771 $2,425 $1,955
USAA $4,757 $2,700 $2,160

Cheapest Poncha Springs, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Poncha Springs, CO to rates for a clean record with top companies.

Annual Poncha Springs, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,693 $5,384 $6,570 $5,307
American Family $2,601 $3,699 $4,827 $2,949
Farmers $4,025 $5,160 $5,089 $4,762
GEICO $1,801 $2,776 $3,204 $2,353
Liberty Mutual $2,469 $2,904 $3,038 $2,935
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,308 $4,591 $3,490 $3,857
State Farm $2,503 $2,932 $2,717 $2,717
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Poncha Springs, CO Car Insurance for Teen Drivers

Teen car insurance in Poncha Springs, CO can be expensive. Take a look at rates from the top car insurance companies in Poncha Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Poncha Springs, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,519 $12,057
American Family $5,833 $7,813
Farmers $10,426 $10,520
GEICO $5,010 $5,334
Liberty Mutual $5,363 $5,839
Nationwide $5,513 $7,064
Progressive $7,831 $8,760
State Farm $4,884 $6,178
USAA $5,325 $6,108

Cheapest Poncha Springs, CO Car Insurance for Seniors

Take a look at Poncha Springs, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Poncha Springs, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,048 $3,083
American Family $2,169 $2,169
Farmers $2,549 $2,737
GEICO $1,674 $1,875
Liberty Mutual $1,677 $1,837
Nationwide $1,977 $2,093
Progressive $2,046 $2,042
State Farm $1,534 $1,534
USAA $2,042 $2,056

Cheapest Poncha Springs, CO Car Insurance Rates After a DUI

A DUI in Poncha Springs, CO increases car insurance rates. Compare Poncha Springs, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Poncha Springs, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,570
American Family $4,827
Farmers $5,089
GEICO $3,204
Liberty Mutual $3,038
Nationwide $4,398
Progressive $3,490
State Farm $2,717
USAA $4,987

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Cheapest Poncha Springs, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Poncha Springs, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Poncha Springs, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,488 $5,488
American Family $3,444 $3,594
Farmers $4,759 $4,759
GEICO $2,481 $2,586
Liberty Mutual $2,836 $2,836
Nationwide $3,298 $3,298
Progressive $3,812 $3,812
State Farm $2,651 $2,783
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Poncha Springs, CO

Take a look at a side-by-side comparison of the top car insurance companies in Poncha Springs, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Poncha Springs, Colorado

Insurance Company Average Annual Rates
Allstate $5,488
American Family $3,519
Farmers $4,759
GEICO $2,533
Liberty Mutual $2,836
Nationwide $3,298
Progressive $3,812
State Farm $2,717
USAA $3,206

Category Winners: Cheapest Car Insurance in Poncha Springs, Colorado

Find the cheapest car insurance companies in Poncha Springs, CO for each category right here.

Best Annual Car Insurance Rates by Company in Poncha Springs, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Poncha Springs, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Poncha Springs car insurance rates. Find the cheapest Poncha Springs, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Poncha Springs, Colorado

Insurance Company Low Medium High
Allstate $5,203 $5,470 $5,792
American Family $3,354 $3,592 $3,610
Farmers $4,216 $4,697 $5,364
GEICO $2,341 $2,501 $2,759
Liberty Mutual $2,691 $2,826 $2,992
Nationwide $3,323 $3,295 $3,276
Progressive $3,532 $3,822 $4,081
State Farm $2,548 $2,717 $2,886
USAA $3,077 $3,205 $3,334

What affects car insurance rates in Poncha Springs, Colorado?

What factors can have an impact on Poncha Springs, CO car insurance? There are several reasons why Poncha Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Poncha Springs, Colorado.

Commute Time in Poncha Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Poncha Springs, CO is 11.8 minutes according to City-Data.

Compare Car Insurance Quotes in Poncha Springs, CO

Ready to find affordable Poncha Springs, Colorado car insurance today? Enter your ZIP code for fast, free Poncha Springs, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State