Compare Ponchatoula, LA Car Insurance Rates (2021)

Car insurance in Ponchatoula, LA averages $490 a month. Ponchatoula, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Ponchatoula car insurance rates, compare quotes from the top car insurance companies in Ponchatoula, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Ponchatoula, LA after a DUI are $6,754/year
  • The cheapest car insurance company in Ponchatoula is USAA
  • Average car insurance rates in Ponchatoula, LA are $5,882/year

If you need to buy Ponchatoula, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Ponchatoula, LA is right here.

You’ll find Ponchatoula car insurance rates, the cheapest Ponchatoula, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Ponchatoula, Louisiana car insurance rates to Bossier City car insurance rates, Kenner car insurance rates, and Lake Charles car insurance rates.

Ready to find affordable Ponchatoula, LA car insurance today? Enter your ZIP code for fast, free Ponchatoula car insurance quotes.

Cheapest Ponchatoula, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ponchatoula, LA car insurance rates? Every Ponchatoula, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ponchatoula, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,283 $4,283 $4,434 $4,434 $9,477 $11,982 $4,741 $5,141
GEICO $3,403 $3,915 $4,087 $4,990 $12,534 $13,179 $3,271 $3,155
Progressive $4,609 $4,292 $3,860 $4,188 $18,249 $20,263 $5,235 $5,290
State Farm $2,847 $2,847 $2,624 $2,624 $8,428 $10,558 $3,175 $3,561
USAA $2,732 $2,688 $2,668 $2,646 $8,108 $9,494 $3,340 $3,651

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Minimum Car Insurance in Ponchatoula, LA

Every driver must carry the minimum car insurance in Ponchatoula, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Ponchatoula, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ponchatoula, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ponchatoula, LA. Compare credit history car insurance rates in Ponchatoula from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ponchatoula, Louisiana

Insurance Company Poor Fair Good
Allstate $8,011 $5,496 $4,784
GEICO $7,217 $6,263 $4,720
Progressive $9,321 $7,991 $7,432
State Farm $6,343 $4,094 $3,312
USAA $6,095 $3,897 $3,256

Cheapest Ponchatoula, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ponchatoula, LA to rates for a clean record with top companies.

Annual Ponchatoula, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,823 $7,361 $6,546 $5,658
GEICO $4,124 $6,657 $8,190 $5,297
Progressive $6,869 $9,220 $8,866 $8,037
State Farm $4,199 $4,967 $4,583 $4,583
USAA $3,375 $4,680 $5,583 $4,026

Cheapest Ponchatoula, LA Car Insurance for Teen Drivers

Teen car insurance in Ponchatoula, LA can be expensive. Take a look at rates from the top car insurance companies in Ponchatoula for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ponchatoula, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,477 $11,982
GEICO $12,534 $13,179
Progressive $18,249 $20,263
State Farm $8,428 $10,558
USAA $8,108 $9,494

Cheapest Ponchatoula, LA Car Insurance for Seniors

Take a look at Ponchatoula, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ponchatoula, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,434 $4,434
GEICO $4,087 $4,990
Progressive $3,860 $4,188
State Farm $2,624 $2,624
USAA $2,668 $2,646

Cheapest Ponchatoula, LA Car Insurance Rates After a DUI

A DUI in Ponchatoula, LA increases car insurance rates. Compare Ponchatoula, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ponchatoula, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,546
GEICO $8,190
Progressive $8,866
State Farm $4,583
USAA $5,583

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Cheapest Ponchatoula, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ponchatoula, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ponchatoula, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,097 $6,097
GEICO $5,948 $6,186
Progressive $8,248 $8,248
State Farm $4,466 $4,700
USAA $4,278 $4,554

The Best Cheap Car Insurance Companies in Ponchatoula, LA

Take a look at a side-by-side comparison of the top car insurance companies in Ponchatoula, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ponchatoula, Louisiana

Insurance Company Average Annual Rates
Allstate $6,097
GEICO $6,067
Progressive $8,248
State Farm $4,583
USAA $4,416

Category Winners: Cheapest Car Insurance in Ponchatoula, Louisiana

Find the cheapest car insurance companies in Ponchatoula, LA for each category right here.

Best Annual Car Insurance Rates by Company in Ponchatoula, Louisiana

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Ponchatoula, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ponchatoula car insurance rates. Find the cheapest Ponchatoula, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ponchatoula, Louisiana

Insurance Company Low Medium High
Allstate $5,308 $6,206 $6,777
GEICO $4,969 $6,089 $7,143
Progressive $6,706 $8,170 $9,868
State Farm $3,946 $4,571 $5,233
USAA $3,809 $4,488 $4,952

What affects car insurance rates in Ponchatoula, Louisiana?

What factors can have an impact on Ponchatoula, LA car insurance? There are several reasons why Ponchatoula car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ponchatoula, Louisiana.

Car Theft in Ponchatoula

High levels of vehicle theft can make car insurance more expensive. Ponchatoula, LA car theft statistics from the FBI indicate 18 vehicle thefts a year.

Commute Time in Ponchatoula

The more time you spend in your car the higher the risk of an accident. The average commute length in Ponchatoula, LA is 33.1 minutes according to City-Data.

Compare Car Insurance Quotes in Ponchatoula, LA

Ready to find affordable Ponchatoula, Louisiana car insurance today? Enter your ZIP code for fast, free Ponchatoula, LA car insurance quotes.

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