Compare Poneto, IN Car Insurance Rates (2021)

Car insurance in Poneto, IN averages $252 a month. Poneto, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Poneto car insurance rates, compare quotes from the top car insurance companies in Poneto, IN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Poneto is USAA
  • Average car insurance rates in Poneto, IN are $3,026/year
  • The cheapest car insurance company in Poneto for teen drivers is USAA

If you need to buy Poneto, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Poneto, IN is right here.

You’ll find Poneto car insurance rates, the cheapest Poneto, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Poneto, Indiana car insurance rates to Gary car insurance rates, Bloomington car insurance rates, and Fort Wayne car insurance rates.

Ready to find affordable Poneto, IN car insurance today? Enter your ZIP code for fast, free Poneto car insurance quotes.

Cheapest Poneto, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Poneto, IN car insurance rates? Every Poneto, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poneto, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,296 $2,349 $2,021 $2,207 $7,104 $8,949 $2,330 $2,531
American Family $2,109 $2,109 $1,897 $1,897 $5,778 $8,378 $2,109 $2,606
Farmers $1,450 $1,432 $1,239 $1,393 $7,767 $8,278 $1,911 $2,066
GEICO $1,369 $1,360 $1,284 $1,329 $3,993 $3,708 $1,563 $1,378
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,458 $1,380 $1,322 $1,331 $8,512 $9,578 $1,823 $1,861
State Farm $1,290 $1,290 $1,150 $1,150 $3,895 $4,995 $1,428 $1,586
Travelers $1,154 $1,175 $1,078 $1,079 $7,013 $11,084 $1,218 $1,417
USAA $922 $909 $855 $863 $2,545 $2,852 $1,245 $1,336

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Minimum Car Insurance in Poneto, IN

Every driver must carry the minimum car insurance in Poneto, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Poneto, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Poneto, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Poneto, IN. Compare credit history car insurance rates in Poneto from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Poneto, Indiana

Insurance Company Poor Fair Good
Allstate $4,609 $3,438 $3,123
American Family $4,594 $2,986 $2,501
Farmers $3,725 $3,037 $2,813
GEICO $2,401 $1,998 $1,595
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,761 $3,328 $3,136
State Farm $3,056 $1,824 $1,414
Travelers $3,511 $2,974 $2,971
USAA $1,946 $1,281 $1,096

Cheapest Poneto, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Poneto, IN to rates for a clean record with top companies.

Annual Poneto, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,966 $4,360 $4,031 $3,536
American Family $2,315 $3,701 $4,670 $2,757
Farmers $2,853 $3,334 $3,431 $3,151
GEICO $1,314 $2,066 $2,791 $1,820
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,560 $4,467 $3,052 $3,554
State Farm $2,049 $2,246 $2,049 $2,049
Travelers $2,679 $3,308 $3,748 $2,874
USAA $1,090 $1,547 $1,776 $1,350

Cheapest Poneto, IN Car Insurance for Teen Drivers

Teen car insurance in Poneto, IN can be expensive. Take a look at rates from the top car insurance companies in Poneto for teenagers.

Annual Car Insurance Rates for Teen Drivers in Poneto, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,104 $8,949
American Family $5,778 $8,378
Farmers $7,767 $8,278
GEICO $3,993 $3,708
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,512 $9,578
State Farm $3,895 $4,995
Travelers $7,013 $11,084
USAA $2,545 $2,852

Cheapest Poneto, IN Car Insurance for Seniors

Take a look at Poneto, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Poneto, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,021 $2,207
American Family $1,897 $1,897
Farmers $1,239 $1,393
GEICO $1,284 $1,329
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,322 $1,331
State Farm $1,150 $1,150
Travelers $1,078 $1,079
USAA $855 $863

Cheapest Poneto, IN Car Insurance Rates After a DUI

A DUI in Poneto, IN increases car insurance rates. Compare Poneto, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Poneto, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,031
American Family $4,670
Farmers $3,431
GEICO $2,791
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,052
State Farm $2,049
Travelers $3,748
USAA $1,776

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Cheapest Poneto, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Poneto, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Poneto, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,723 $3,723
American Family $3,320 $3,401
Farmers $3,192 $3,192
GEICO $1,963 $2,033
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,408 $3,408
State Farm $2,038 $2,158
Travelers $3,152 $3,152
USAA $1,422 $1,460

The Best Cheap Car Insurance Companies in Poneto, IN

Take a look at a side-by-side comparison of the top car insurance companies in Poneto, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Poneto, Indiana

Insurance Company Average Annual Rates
Allstate $3,723
American Family $3,361
Farmers $3,192
GEICO $1,998
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,408
State Farm $2,098
Travelers $3,152
USAA $1,441

Category Winners: Cheapest Car Insurance in Poneto, Indiana

Find the cheapest car insurance companies in Poneto, IN for each category right here.

Best Annual Car Insurance Rates by Company in Poneto, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Poneto, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Poneto car insurance rates. Find the cheapest Poneto, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Poneto, Indiana

Insurance Company Low Medium High
Allstate $3,546 $3,709 $3,914
American Family $3,333 $3,473 $3,277
Farmers $3,084 $3,185 $3,307
GEICO $1,869 $1,992 $2,132
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,220 $3,355 $3,649
State Farm $1,997 $2,097 $2,201
Travelers $3,095 $3,181 $3,180
USAA $1,393 $1,437 $1,492

What affects car insurance rates in Poneto, Indiana?

What factors can have an impact on Poneto, IN car insurance? There are several reasons why Poneto car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Poneto, Indiana.

Commute Time in Poneto

The more time you spend in your car the higher the risk of an accident. The average commute length in Poneto, IN is 20.6 minutes according to City-Data.

Compare Car Insurance Quotes in Poneto, IN

Ready to find affordable Poneto, Indiana car insurance today? Enter your ZIP code for fast, free Poneto, IN car insurance quotes.

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