Compare Pontotoc, TX Car Insurance Rates (2021)

Car insurance in Pontotoc, TX averages $326 a month. Pontotoc, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pontotoc car insurance rates, compare quotes from the top car insurance companies in Pontotoc, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pontotoc, TX after a DUI are $4,404/year
  • Average car insurance rates in Pontotoc, TX are $3,913/year
  • The cheapest car insurance company in Pontotoc for teen drivers is USAA

If you need to buy Pontotoc, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Pontotoc, TX is right here.

You’ll find Pontotoc car insurance rates, the cheapest Pontotoc, TX car insurance companies, and information on Texas car insurance laws. You can also compare Pontotoc, Texas car insurance rates to Arlington car insurance rates, Fort Worth car insurance rates, and El Paso car insurance rates.

Ready to find affordable Pontotoc, TX car insurance today? Enter your ZIP code for fast, free Pontotoc car insurance quotes.

Cheapest Pontotoc, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pontotoc, TX car insurance rates? Every Pontotoc, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pontotoc, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,578 $3,634 $3,538 $3,538 $9,210 $11,209 $4,458 $4,686
American Family $2,707 $3,021 $2,552 $2,930 $7,350 $9,619 $3,922 $4,475
GEICO $2,506 $2,701 $2,408 $2,716 $5,466 $5,720 $2,713 $2,724
Nationwide $2,213 $2,253 $1,957 $2,074 $6,162 $7,918 $2,588 $2,801
Progressive $3,004 $2,800 $2,659 $2,726 $12,421 $13,718 $3,491 $3,452
State Farm $1,880 $1,880 $1,663 $1,663 $4,336 $5,494 $2,033 $2,097
USAA $1,477 $1,489 $1,408 $1,400 $4,118 $4,497 $1,968 $2,118

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Minimum Car Insurance in Pontotoc, TX

Every driver must carry the minimum car insurance in Pontotoc, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Pontotoc, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pontotoc, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pontotoc, TX. Compare credit history car insurance rates in Pontotoc from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pontotoc, Texas

Insurance Company Poor Fair Good
Allstate $6,990 $5,100 $4,354
American Family $6,262 $3,982 $3,472
GEICO $5,204 $2,943 $1,961
Nationwide $4,195 $3,365 $2,927
Progressive $6,246 $5,379 $4,976
State Farm $3,729 $2,318 $1,845
USAA $3,399 $1,957 $1,572

Cheapest Pontotoc, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pontotoc, TX to rates for a clean record with top companies.

Annual Pontotoc, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,327 $6,510 $6,761 $4,327
American Family $4,153 $5,326 $4,655 $4,153
GEICO $2,860 $3,776 $3,160 $3,683
Nationwide $3,034 $3,034 $4,489 $3,426
Progressive $4,817 $6,252 $5,637 $5,429
State Farm $2,355 $2,678 $3,136 $2,355
USAA $1,726 $2,539 $2,992 $1,980

Cheapest Pontotoc, TX Car Insurance for Teen Drivers

Teen car insurance in Pontotoc, TX can be expensive. Take a look at rates from the top car insurance companies in Pontotoc for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pontotoc, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,210 $11,209
American Family $7,350 $9,619
GEICO $5,466 $5,720
Nationwide $6,162 $7,918
Progressive $12,421 $13,718
State Farm $4,336 $5,494
USAA $4,118 $4,497

Cheapest Pontotoc, TX Car Insurance for Seniors

Take a look at Pontotoc, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pontotoc, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,538 $3,538
American Family $2,552 $2,930
GEICO $2,408 $2,716
Nationwide $1,957 $2,074
Progressive $2,659 $2,726
State Farm $1,663 $1,663
USAA $1,408 $1,400

Cheapest Pontotoc, TX Car Insurance Rates After a DUI

A DUI in Pontotoc, TX increases car insurance rates. Compare Pontotoc, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pontotoc, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,761
American Family $4,655
GEICO $3,160
Nationwide $4,489
Progressive $5,637
State Farm $3,136
USAA $2,992

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Cheapest Pontotoc, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pontotoc, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pontotoc, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,357 $5,606
American Family $4,572 $4,572
GEICO $3,306 $3,433
Nationwide $3,496 $3,496
Progressive $5,534 $5,534
State Farm $2,631 $2,631
USAA $2,280 $2,339

The Best Cheap Car Insurance Companies in Pontotoc, TX

Take a look at a side-by-side comparison of the top car insurance companies in Pontotoc, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pontotoc, Texas

Insurance Company Average Annual Rates
Allstate $5,481
American Family $4,572
GEICO $3,370
Nationwide $3,496
Progressive $5,534
State Farm $2,631
USAA $2,309

Category Winners: Cheapest Car Insurance in Pontotoc, Texas

Find the cheapest car insurance companies in Pontotoc, TX for each category right here.

Best Annual Car Insurance Rates by Company in Pontotoc, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Pontotoc, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pontotoc car insurance rates. Find the cheapest Pontotoc, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pontotoc, Texas

Insurance Company Low Medium High
Allstate $5,388 $5,447 $5,609
American Family $4,275 $4,415 $5,026
GEICO $3,205 $3,330 $3,574
Nationwide $3,769 $3,346 $3,372
Progressive $5,138 $5,488 $5,976
State Farm $2,499 $2,621 $2,772
USAA $2,237 $2,301 $2,391

Compare Car Insurance Quotes in Pontotoc, TX

Ready to find affordable Pontotoc, Texas car insurance today? Enter your ZIP code for fast, free Pontotoc, TX car insurance quotes.

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