Compare Port Hope, MI Car Insurance Rates (2021)

Car insurance in Port Hope, MI averages $831 a month. Port Hope, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Port Hope car insurance rates, compare quotes from the top car insurance companies in Port Hope, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Port Hope, MI are $9,966/year
  • The cheapest car insurance company in Port Hope is USAA
  • Average car insurance rates in Port Hope, MI after a DUI are $16,404/year

If you need to buy Port Hope, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Port Hope, MI is right here.

You’ll find Port Hope car insurance rates, the cheapest Port Hope, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Port Hope, Michigan car insurance rates to Ann Arbor car insurance rates, Flint car insurance rates, and Dearborn car insurance rates.

Ready to find affordable Port Hope, MI car insurance today? Enter your ZIP code for fast, free Port Hope car insurance quotes.

Cheapest Port Hope, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Hope, MI car insurance rates? Every Port Hope, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Hope, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,403 $16,403 $15,223 $15,223 $41,052 $41,052 $17,286 $17,286
Farmers $4,751 $4,751 $4,437 $4,437 $10,265 $10,265 $5,326 $5,326
GEICO $4,053 $4,053 $4,092 $4,092 $10,981 $10,981 $3,872 $3,872
Liberty Mutual $15,122 $15,122 $14,972 $14,972 $35,654 $35,654 $15,122 $15,122
Nationwide $5,340 $5,340 $4,738 $4,738 $14,203 $14,203 $5,863 $5,863
Progressive $3,309 $3,080 $2,908 $3,262 $11,670 $12,361 $3,857 $3,552
State Farm $6,439 $6,439 $5,928 $5,928 $21,850 $21,850 $7,534 $7,534
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,634 $2,490 $2,477 $2,339 $6,327 $5,988 $3,199 $3,061

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Minimum Car Insurance in Port Hope, MI

Every driver must carry the minimum car insurance in Port Hope, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Port Hope, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Port Hope, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Hope, MI. Compare credit history car insurance rates in Port Hope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Hope, Michigan

Insurance Company Poor Fair Good
Allstate $34,102 $18,892 $14,479
Farmers $8,258 $5,375 $4,951
GEICO $7,392 $5,435 $4,422
Liberty Mutual $31,984 $18,471 $10,198
Nationwide $9,490 $7,103 $6,015
Progressive $6,383 $5,333 $4,783
State Farm $16,914 $8,571 $5,829
Travelers $8,206 $7,958 $7,858
USAA $5,334 $3,046 $2,314

Cheapest Port Hope, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Hope, MI to rates for a clean record with top companies.

Annual Port Hope, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,909 $14,579 $49,169 $15,308
Farmers $5,218 $6,625 $6,551 $6,386
GEICO $2,074 $4,284 $12,870 $3,770
Liberty Mutual $14,122 $17,053 $31,609 $18,086
Nationwide $6,424 $8,633 $7,832 $7,255
Progressive $4,646 $6,119 $5,517 $5,717
State Farm $6,794 $8,061 $16,932 $9,962
Travelers $5,416 $7,736 $12,473 $6,404
USAA $2,870 $3,576 $4,685 $3,126

Cheapest Port Hope, MI Car Insurance for Teen Drivers

Teen car insurance in Port Hope, MI can be expensive. Take a look at rates from the top car insurance companies in Port Hope for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Hope, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,052 $41,052
Farmers $10,265 $10,265
GEICO $10,981 $10,981
Liberty Mutual $35,654 $35,654
Nationwide $14,203 $14,203
Progressive $11,670 $12,361
State Farm $21,850 $21,850
Travelers $16,180 $16,180
USAA $6,327 $5,988

Cheapest Port Hope, MI Car Insurance for Seniors

Take a look at Port Hope, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Hope, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $15,223 $15,223
Farmers $4,437 $4,437
GEICO $4,092 $4,092
Liberty Mutual $14,972 $14,972
Nationwide $4,738 $4,738
Progressive $2,908 $3,262
State Farm $5,928 $5,928
Travelers $4,626 $4,626
USAA $2,477 $2,339

Cheapest Port Hope, MI Car Insurance Rates After a DUI

A DUI in Port Hope, MI increases car insurance rates. Compare Port Hope, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Hope, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $49,169
Farmers $6,551
GEICO $12,870
Liberty Mutual $31,609
Nationwide $7,832
Progressive $5,517
State Farm $16,932
Travelers $12,473
USAA $4,685

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Cheapest Port Hope, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Hope, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Hope, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $22,491 $22,491
Farmers $6,195 $6,195
GEICO $5,615 $5,884
Liberty Mutual $19,520 $20,916
Nationwide $7,536 $7,536
Progressive $5,500 $5,500
State Farm $10,158 $10,718
Travelers $7,961 $8,053
USAA $3,523 $3,606

The Best Cheap Car Insurance Companies in Port Hope, MI

Take a look at a side-by-side comparison of the top car insurance companies in Port Hope, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Hope, Michigan

Insurance Company Average Annual Rates
Allstate $22,491
Farmers $6,195
GEICO $5,750
Liberty Mutual $20,218
Nationwide $7,536
Progressive $5,500
State Farm $10,438
Travelers $8,007
USAA $3,565

Category Winners: Cheapest Car Insurance in Port Hope, Michigan

Find the cheapest car insurance companies in Port Hope, MI for each category right here.

Best Annual Car Insurance Rates by Company in Port Hope, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Port Hope, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Hope car insurance rates. Find the cheapest Port Hope, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Hope, Michigan

Insurance Company Low Medium High
Allstate $21,873 $22,546 $23,054
Farmers $6,029 $6,179 $6,376
GEICO $5,390 $5,701 $6,157
Liberty Mutual $19,733 $20,169 $20,752
Nationwide $7,885 $7,409 $7,314
Progressive $5,322 $5,507 $5,670
State Farm $9,940 $10,499 $10,874
Travelers $7,920 $8,016 $8,086
USAA $3,458 $3,573 $3,662

What affects car insurance rates in Port Hope, Michigan?

What factors can have an impact on Port Hope, MI car insurance? There are several reasons why Port Hope car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Hope, Michigan.

Commute Time in Port Hope

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Hope, MI is 25.4 minutes according to City-Data.

Compare Car Insurance Quotes in Port Hope, MI

Ready to find affordable Port Hope, Michigan car insurance today? Enter your ZIP code for fast, free Port Hope, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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