Compare Port Lavaca, TX Car Insurance Rates (2021)

Car insurance in Port Lavaca, TX averages $329 a month. Port Lavaca, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Port Lavaca car insurance rates, compare quotes from the top car insurance companies in Port Lavaca, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Port Lavaca for teen drivers is USAA
  • The cheapest car insurance company in Port Lavaca is USAA
  • Average car insurance rates in Port Lavaca, TX after a DUI are $4,493/year

If you need to buy Port Lavaca, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Port Lavaca, TX is right here.

You’ll find Port Lavaca car insurance rates, the cheapest Port Lavaca, TX car insurance companies, and information on Texas car insurance laws. You can also compare Port Lavaca, Texas car insurance rates to Laredo car insurance rates, Austin car insurance rates, and Corpus Christi car insurance rates.

Ready to find affordable Port Lavaca, TX car insurance today? Enter your ZIP code for fast, free Port Lavaca car insurance quotes.

Cheapest Port Lavaca, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Lavaca, TX car insurance rates? Every Port Lavaca, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Lavaca, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,428 $3,462 $3,385 $3,385 $8,957 $10,823 $4,238 $4,422
American Family $3,216 $3,610 $3,062 $3,538 $9,109 $11,902 $4,740 $5,417
GEICO $2,160 $2,338 $2,111 $2,406 $4,680 $4,847 $2,326 $2,304
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,353 $2,233 $2,101 $2,139 $9,957 $11,095 $2,785 $2,818
State Farm $1,801 $1,801 $1,602 $1,602 $4,294 $5,468 $1,956 $2,016
USAA $1,537 $1,550 $1,469 $1,465 $4,261 $4,648 $2,050 $2,205

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Port Lavaca, TX

Every driver must carry the minimum car insurance in Port Lavaca, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Port Lavaca, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Port Lavaca, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Lavaca, TX. Compare credit history car insurance rates in Port Lavaca from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Lavaca, Texas

Insurance Company Poor Fair Good
Allstate $6,695 $4,900 $4,193
American Family $7,576 $4,882 $4,265
GEICO $4,456 $2,534 $1,699
Nationwide $5,435 $4,346 $3,768
Progressive $4,981 $4,318 $4,006
State Farm $3,634 $2,264 $1,805
USAA $3,517 $2,037 $1,641

Cheapest Port Lavaca, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Lavaca, TX to rates for a clean record with top companies.

Annual Port Lavaca, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,105 $6,288 $6,551 $4,105
American Family $5,063 $6,493 $5,679 $5,063
GEICO $2,462 $3,251 $2,708 $3,164
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,867 $5,010 $4,511 $4,352
State Farm $2,283 $2,616 $3,088 $2,283
USAA $1,791 $2,639 $3,107 $2,055

Cheapest Port Lavaca, TX Car Insurance for Teen Drivers

Teen car insurance in Port Lavaca, TX can be expensive. Take a look at rates from the top car insurance companies in Port Lavaca for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Lavaca, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,957 $10,823
American Family $9,109 $11,902
GEICO $4,680 $4,847
Nationwide $8,017 $10,292
Progressive $9,957 $11,095
State Farm $4,294 $5,468
USAA $4,261 $4,648

Cheapest Port Lavaca, TX Car Insurance for Seniors

Take a look at Port Lavaca, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Lavaca, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,385 $3,385
American Family $3,062 $3,538
GEICO $2,111 $2,406
Nationwide $2,508 $2,654
Progressive $2,101 $2,139
State Farm $1,602 $1,602
USAA $1,469 $1,465

Cheapest Port Lavaca, TX Car Insurance Rates After a DUI

A DUI in Port Lavaca, TX increases car insurance rates. Compare Port Lavaca, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Lavaca, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,551
American Family $5,679
GEICO $2,708
Nationwide $5,804
Progressive $4,511
State Farm $3,088
USAA $3,107

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Port Lavaca, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Lavaca, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Lavaca, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,138 $5,387
American Family $5,574 $5,574
GEICO $2,843 $2,950
Nationwide $4,516 $4,516
Progressive $4,435 $4,435
State Farm $2,568 $2,568
USAA $2,368 $2,429

The Best Cheap Car Insurance Companies in Port Lavaca, TX

Take a look at a side-by-side comparison of the top car insurance companies in Port Lavaca, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Lavaca, Texas

Insurance Company Average Annual Rates
Allstate $5,263
American Family $5,574
GEICO $2,896
Nationwide $4,516
Progressive $4,435
State Farm $2,568
USAA $2,398

Category Winners: Cheapest Car Insurance in Port Lavaca, Texas

Find the cheapest car insurance companies in Port Lavaca, TX for each category right here.

Best Annual Car Insurance Rates by Company in Port Lavaca, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Port Lavaca, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Lavaca car insurance rates. Find the cheapest Port Lavaca, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Lavaca, Texas

Insurance Company Low Medium High
Allstate $5,141 $5,217 $5,430
American Family $5,136 $5,337 $6,250
GEICO $2,723 $2,851 $3,115
Nationwide $4,810 $4,320 $4,418
Progressive $4,212 $4,414 $4,678
State Farm $2,433 $2,560 $2,709
USAA $2,312 $2,387 $2,495

What affects car insurance rates in Port Lavaca, Texas?

What factors can have an impact on Port Lavaca, TX car insurance? There are several reasons why Port Lavaca car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Lavaca, Texas.

Commute Time in Port Lavaca

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Lavaca, TX is 15.6 minutes according to City-Data.

Compare Car Insurance Quotes in Port Lavaca, TX

Ready to find affordable Port Lavaca, Texas car insurance today? Enter your ZIP code for fast, free Port Lavaca, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption