Compare Port Monmouth, NJ Car Insurance Rates (2021)

Car insurance in Port Monmouth, NJ averages $398 a month. Port Monmouth, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Port Monmouth car insurance rates, compare quotes from the top car insurance companies in Port Monmouth, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Port Monmouth for teen drivers is GEICO
  • Average car insurance rates in Port Monmouth, NJ are $4,778/year
  • Average car insurance rates in Port Monmouth, NJ after a DUI are $5,626/year

If you need to buy Port Monmouth, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Port Monmouth, NJ is right here.

You’ll find Port Monmouth car insurance rates, the cheapest Port Monmouth, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Port Monmouth, New Jersey car insurance rates to Jersey City car insurance rates, Paterson car insurance rates, and Elizabeth car insurance rates.

Ready to find affordable Port Monmouth, NJ car insurance today? Enter your ZIP code for fast, free Port Monmouth car insurance quotes.

Cheapest Port Monmouth, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Monmouth, NJ car insurance rates? Every Port Monmouth, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Monmouth, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,008 $2,993 $2,917 $2,917 $9,437 $11,573 $3,528 $3,640
Farmers $4,030 $4,062 $3,923 $3,846 $11,749 $13,508 $4,789 $4,891
GEICO $2,056 $2,018 $2,006 $2,006 $3,718 $3,727 $2,359 $2,306
Liberty Mutual $4,104 $4,104 $4,505 $4,505 $10,609 $12,038 $4,505 $5,170
Progressive $1,676 $1,559 $1,520 $1,557 $7,473 $8,243 $1,977 $1,906
State Farm $3,760 $3,760 $3,402 $3,402 $12,232 $15,702 $4,280 $4,780
Travelers $2,795 $2,728 $2,585 $2,618 $6,374 $7,226 $2,736 $2,725

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Minimum Car Insurance in Port Monmouth, NJ

Every driver must carry the minimum car insurance in Port Monmouth, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Port Monmouth, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Port Monmouth, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Monmouth, NJ. Compare credit history car insurance rates in Port Monmouth from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Monmouth, New Jersey

Insurance Company Poor Fair Good
Allstate $6,947 $4,502 $3,556
Farmers $7,535 $5,923 $5,591
GEICO $3,793 $2,190 $1,592
Liberty Mutual $7,841 $5,820 $4,917
Progressive $3,609 $3,169 $2,939
State Farm $9,269 $5,602 $4,373
Travelers $4,969 $3,667 $2,534

Cheapest Port Monmouth, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Monmouth, NJ to rates for a clean record with top companies.

Annual Port Monmouth, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,750 $6,236 $5,457 $4,563
Farmers $4,923 $8,336 $6,799 $5,342
GEICO $1,968 $2,581 $3,582 $1,968
Liberty Mutual $5,948 $6,803 $6,071 $5,948
Progressive $2,804 $3,724 $3,183 $3,246
State Farm $3,498 $6,346 $10,189 $5,625
Travelers $2,872 $4,242 $4,098 $3,682

Cheapest Port Monmouth, NJ Car Insurance for Teen Drivers

Teen car insurance in Port Monmouth, NJ can be expensive. Take a look at rates from the top car insurance companies in Port Monmouth for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Monmouth, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,437 $11,573
Farmers $11,749 $13,508
GEICO $3,718 $3,727
Liberty Mutual $10,609 $12,038
Progressive $7,473 $8,243
State Farm $12,232 $15,702
Travelers $6,374 $7,226

Cheapest Port Monmouth, NJ Car Insurance for Seniors

Take a look at Port Monmouth, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Monmouth, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,917 $2,917
Farmers $3,923 $3,846
GEICO $2,006 $2,006
Liberty Mutual $4,505 $4,505
Progressive $1,520 $1,557
State Farm $3,402 $3,402
Travelers $2,585 $2,618

Cheapest Port Monmouth, NJ Car Insurance Rates After a DUI

A DUI in Port Monmouth, NJ increases car insurance rates. Compare Port Monmouth, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Monmouth, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,457
Farmers $6,799
GEICO $3,582
Liberty Mutual $6,071
Progressive $3,183
State Farm $10,189
Travelers $4,098

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Cheapest Port Monmouth, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Monmouth, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Monmouth, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,992 $5,011
Farmers $6,350 $6,350
GEICO $2,504 $2,545
Liberty Mutual $6,133 $6,252
Progressive $3,239 $3,239
State Farm $6,252 $6,577
Travelers $3,724 $3,724

The Best Cheap Car Insurance Companies in Port Monmouth, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Port Monmouth, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Monmouth, New Jersey

Insurance Company Average Annual Rates
Allstate $5,002
Farmers $6,350
GEICO $2,525
Liberty Mutual $6,192
Progressive $3,239
State Farm $6,415
Travelers $3,724

Category Winners: Cheapest Car Insurance in Port Monmouth, New Jersey

Find the cheapest car insurance companies in Port Monmouth, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Port Monmouth, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest Port Monmouth, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Monmouth car insurance rates. Find the cheapest Port Monmouth, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Monmouth, New Jersey

Insurance Company Low Medium High
Allstate $4,613 $5,075 $5,316
Farmers $5,708 $6,327 $7,014
GEICO $2,267 $2,573 $2,734
Liberty Mutual $5,524 $6,385 $6,668
Progressive $2,922 $3,295 $3,499
State Farm $5,978 $6,496 $6,770
Travelers $3,420 $3,727 $4,024

What affects car insurance rates in Port Monmouth, New Jersey?

What factors can have an impact on Port Monmouth, NJ car insurance? There are several reasons why Port Monmouth car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Monmouth, New Jersey.

Commute Time in Port Monmouth

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Monmouth, NJ is 31.8 minutes according to City-Data.

Compare Car Insurance Quotes in Port Monmouth, NJ

Ready to find affordable Port Monmouth, New Jersey car insurance today? Enter your ZIP code for fast, free Port Monmouth, NJ car insurance quotes.

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