Compare Port Royal, KY Car Insurance Rates (2021)

Car insurance in Port Royal, KY averages $377 a month. Port Royal, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Port Royal car insurance rates, compare quotes from the top car insurance companies in Port Royal, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Port Royal, KY after a DUI are $5,418/year
  • The cheapest car insurance company in Port Royal is USAA
  • The cheapest car insurance company in Port Royal for teen drivers is USAA

If you need to buy Port Royal, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Port Royal, KY is right here.

You’ll find Port Royal car insurance rates, the cheapest Port Royal, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Port Royal, Kentucky car insurance rates to Hopkinsville car insurance rates, Henderson car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Port Royal, KY car insurance today? Enter your ZIP code for fast, free Port Royal car insurance quotes.

Cheapest Port Royal, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Royal, KY car insurance rates? Every Port Royal, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Royal, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,166 $2,891 $3,085 $12,014 $13,507 $3,548 $3,751
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,842 $3,075 $2,390 $2,663 $12,522 $13,858 $2,995 $3,150
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,274 $2,177 $2,027 $2,041 $10,819 $12,267 $2,827 $2,910
State Farm $2,054 $2,054 $1,828 $1,828 $5,779 $7,218 $2,295 $2,526
Travelers $2,292 $2,332 $2,255 $2,258 $11,081 $17,783 $2,397 $2,764
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

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Minimum Car Insurance in Port Royal, KY

Every driver must carry the minimum car insurance in Port Royal, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Port Royal, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Port Royal, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Royal, KY. Compare credit history car insurance rates in Port Royal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Royal, Kentucky

Insurance Company Poor Fair Good
Allstate $7,464 $5,167 $4,306
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,784 $4,773 $3,754
Nationwide $5,647 $4,437 $3,858
Progressive $5,231 $4,543 $4,229
State Farm $4,633 $2,789 $2,171
Travelers $6,018 $5,094 $5,074
USAA $4,110 $2,308 $1,882

Cheapest Port Royal, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Royal, KY to rates for a clean record with top companies.

Annual Port Royal, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $6,110 $6,523 $5,277
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,521 $6,983 $5,429 $4,814
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,863 $5,696 $4,410 $4,702
State Farm $2,929 $3,466 $3,198 $3,198
Travelers $4,702 $4,837 $6,998 $5,044
USAA $2,084 $2,947 $3,525 $2,510

Cheapest Port Royal, KY Car Insurance for Teen Drivers

Teen car insurance in Port Royal, KY can be expensive. Take a look at rates from the top car insurance companies in Port Royal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Royal, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,014 $13,507
GEICO $7,170 $8,568
Liberty Mutual $12,522 $13,858
Nationwide $7,450 $9,339
Progressive $10,819 $12,267
State Farm $5,779 $7,218
Travelers $11,081 $17,783
USAA $4,960 $5,220

Cheapest Port Royal, KY Car Insurance for Seniors

Take a look at Port Royal, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Royal, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,891 $3,085
GEICO $3,742 $3,389
Liberty Mutual $2,390 $2,663
Nationwide $2,972 $3,117
Progressive $2,027 $2,041
State Farm $1,828 $1,828
Travelers $2,255 $2,258
USAA $1,670 $1,696

Cheapest Port Royal, KY Car Insurance Rates After a DUI

A DUI in Port Royal, KY increases car insurance rates. Compare Port Royal, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Royal, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,523
GEICO $7,199
Liberty Mutual $5,429
Nationwide $6,064
Progressive $4,410
State Farm $3,198
Travelers $6,998
USAA $3,525

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Cheapest Port Royal, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Royal, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Royal, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,646 $5,646
GEICO $4,371 $4,456
Liberty Mutual $5,437 $5,437
Nationwide $4,647 $4,647
Progressive $4,668 $4,668
State Farm $3,114 $3,281
Travelers $5,395 $5,395
USAA $2,664 $2,869

The Best Cheap Car Insurance Companies in Port Royal, KY

Take a look at a side-by-side comparison of the top car insurance companies in Port Royal, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Royal, Kentucky

Insurance Company Average Annual Rates
Allstate $5,646
GEICO $4,413
Liberty Mutual $5,437
Nationwide $4,647
Progressive $4,668
State Farm $3,198
Travelers $5,395
USAA $2,766

Category Winners: Cheapest Car Insurance in Port Royal, Kentucky

Find the cheapest car insurance companies in Port Royal, KY for each category right here.

Best Annual Car Insurance Rates by Company in Port Royal, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Port Royal, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Royal car insurance rates. Find the cheapest Port Royal, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Royal, Kentucky

Insurance Company Low Medium High
Allstate $5,271 $5,625 $6,041
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,232 $5,410 $5,668
Nationwide $4,735 $4,596 $4,611
Progressive $4,346 $4,616 $5,041
State Farm $3,028 $3,197 $3,367
Travelers $5,120 $5,420 $5,646
USAA $2,639 $2,760 $2,900

Compare Car Insurance Quotes in Port Royal, KY

Ready to find affordable Port Royal, Kentucky car insurance today? Enter your ZIP code for fast, free Port Royal, KY car insurance quotes.

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