Compare Port Royal, PA Car Insurance Rates (2021)

Car insurance in Port Royal, PA averages $293 a month. Port Royal, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Port Royal car insurance rates, compare quotes from the top car insurance companies in Port Royal, PA.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Port Royal, PA are $3,520/year
  • The cheapest car insurance company in Port Royal is USAA
  • The cheapest car insurance company in Port Royal for teen drivers is USAA

If you need to buy Port Royal, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Port Royal, PA is right here.

You’ll find Port Royal car insurance rates, the cheapest Port Royal, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Port Royal, Pennsylvania car insurance rates to Bethlehem car insurance rates, Harrisburg car insurance rates, and Altoona car insurance rates.

Ready to find affordable Port Royal, PA car insurance today? Enter your ZIP code for fast, free Port Royal car insurance quotes.

Cheapest Port Royal, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Royal, PA car insurance rates? Every Port Royal, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Royal, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,078 $2,078 $1,914 $1,914 $6,725 $6,725 $2,284 $2,284
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,643 $1,643 $1,556 $1,556 $4,632 $4,632 $1,843 $1,843
Progressive $2,660 $2,660 $2,368 $2,368 $8,501 $8,501 $3,419 $3,419
State Farm $1,293 $1,293 $1,138 $1,138 $4,571 $4,571 $1,424 $1,424
Travelers $1,640 $1,640 $1,751 $1,751 $23,014 $23,014 $1,992 $1,992
USAA $981 $981 $888 $888 $2,943 $2,943 $1,298 $1,298

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Port Royal, PA

Every driver must carry the minimum car insurance in Port Royal, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Port Royal, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Port Royal, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Royal, PA. Compare credit history car insurance rates in Port Royal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Royal, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,168 $3,090 $2,492
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $2,837 $2,335 $2,084
Progressive $5,624 $3,933 $3,154
State Farm $2,998 $1,857 $1,466
Travelers $7,739 $6,972 $6,587
USAA $1,904 $1,420 $1,260

Cheapest Port Royal, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Royal, PA to rates for a clean record with top companies.

Annual Port Royal, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,116 $3,653 $3,116 $3,116
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $1,747 $2,336 $3,253 $2,337
Progressive $3,846 $5,299 $3,952 $3,850
State Farm $1,933 $2,280 $2,107 $2,107
Travelers $5,063 $7,172 $8,990 $7,172
USAA $1,231 $1,696 $1,809 $1,374

Cheapest Port Royal, PA Car Insurance for Teen Drivers

Teen car insurance in Port Royal, PA can be expensive. Take a look at rates from the top car insurance companies in Port Royal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Royal, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,725 $6,725
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $4,632 $4,632
Progressive $8,501 $8,501
State Farm $4,571 $4,571
Travelers $23,014 $23,014
USAA $2,943 $2,943

Cheapest Port Royal, PA Car Insurance for Seniors

Take a look at Port Royal, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Royal, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,914 $1,914
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,556 $1,556
Progressive $2,368 $2,368
State Farm $1,138 $1,138
Travelers $1,751 $1,751
USAA $888 $888

Cheapest Port Royal, PA Car Insurance Rates After a DUI

A DUI in Port Royal, PA increases car insurance rates. Compare Port Royal, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Royal, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,116
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,253
Progressive $3,952
State Farm $2,107
Travelers $8,990
USAA $1,809

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Port Royal, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Royal, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Royal, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,187 $3,313
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,418 $2,418
Progressive $4,237 $4,237
State Farm $2,045 $2,169
Travelers $7,099 $7,099
USAA $1,484 $1,571

The Best Cheap Car Insurance Companies in Port Royal, PA

Take a look at a side-by-side comparison of the top car insurance companies in Port Royal, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Royal, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,250
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,418
Progressive $4,237
State Farm $2,107
Travelers $7,099
USAA $1,528

Category Winners: Cheapest Car Insurance in Port Royal, Pennsylvania

Find the cheapest car insurance companies in Port Royal, PA for each category right here.

Best Annual Car Insurance Rates by Company in Port Royal, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Port Royal, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Royal car insurance rates. Find the cheapest Port Royal, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Royal, Pennsylvania

Insurance Company Low Medium High
Allstate $3,126 $3,267 $3,357
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,431 $2,450 $2,374
Progressive $3,947 $4,265 $4,499
State Farm $1,977 $2,133 $2,210
Travelers $7,287 $7,075 $6,936
USAA $1,416 $1,542 $1,625

What affects car insurance rates in Port Royal, Pennsylvania?

What factors can have an impact on Port Royal, PA car insurance? There are several reasons why Port Royal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Royal, Pennsylvania.

Commute Time in Port Royal

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Royal, PA is 25.6 minutes according to City-Data.

Compare Car Insurance Quotes in Port Royal, PA

Ready to find affordable Port Royal, Pennsylvania car insurance today? Enter your ZIP code for fast, free Port Royal, PA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption