Compare Port Royal, SC Car Insurance Rates (2021)

Car insurance in Port Royal, SC averages $291 a month. Port Royal, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Port Royal car insurance rates, compare quotes from the top car insurance companies in Port Royal, SC.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Port Royal is State Farm
  • Average car insurance rates in Port Royal, SC after a DUI are $4,000/year
  • Average car insurance rates in Port Royal, SC are $3,487/year

If you need to buy Port Royal, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Port Royal, SC is right here.

You’ll find Port Royal car insurance rates, the cheapest Port Royal, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Port Royal, South Carolina car insurance rates to Rock Hill car insurance rates, Hilton Head Island car insurance rates, and Summerville car insurance rates.

Ready to find affordable Port Royal, SC car insurance today? Enter your ZIP code for fast, free Port Royal car insurance quotes.

Cheapest Port Royal, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port Royal, SC car insurance rates? Every Port Royal, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port Royal, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,618 $2,618 $2,509 $2,509 $6,752 $8,596 $2,901 $3,153
Farmers $2,668 $2,674 $2,564 $2,759 $7,249 $7,948 $2,924 $2,933
GEICO $2,168 $2,168 $1,981 $1,981 $5,310 $5,426 $2,531 $2,599
Nationwide $2,455 $2,480 $2,218 $2,291 $6,102 $7,808 $2,789 $3,023
Progressive $2,081 $1,906 $1,795 $1,883 $8,870 $9,779 $2,387 $2,477
State Farm $1,776 $1,776 $1,619 $1,619 $5,180 $6,507 $1,994 $2,237
USAA $1,649 $1,650 $1,523 $1,519 $6,657 $7,272 $2,163 $2,269

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Minimum Car Insurance in Port Royal, SC

Every driver must carry the minimum car insurance in Port Royal, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Port Royal, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Port Royal, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port Royal, SC. Compare credit history car insurance rates in Port Royal from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port Royal, South Carolina

Insurance Company Poor Fair Good
Allstate $4,988 $3,731 $3,152
Farmers $4,529 $3,847 $3,519
GEICO $4,607 $2,478 $1,977
Nationwide $4,323 $3,525 $3,088
Progressive $4,323 $3,807 $3,562
State Farm $4,066 $2,489 $1,960
USAA $4,796 $2,378 $2,089

Cheapest Port Royal, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port Royal, SC to rates for a clean record with top companies.

Annual Port Royal, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,973 $4,743 $4,172 $3,940
Farmers $3,309 $4,585 $3,808 $4,158
GEICO $2,323 $2,980 $4,456 $2,323
Nationwide $2,921 $3,747 $4,708 $3,206
Progressive $3,188 $4,663 $3,895 $3,844
State Farm $2,571 $3,165 $2,809 $2,809
USAA $2,442 $3,017 $4,156 $2,736

Cheapest Port Royal, SC Car Insurance for Teen Drivers

Teen car insurance in Port Royal, SC can be expensive. Take a look at rates from the top car insurance companies in Port Royal for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port Royal, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,752 $8,596
Farmers $7,249 $7,948
GEICO $5,310 $5,426
Nationwide $6,102 $7,808
Progressive $8,870 $9,779
State Farm $5,180 $6,507
USAA $6,657 $7,272

Cheapest Port Royal, SC Car Insurance for Seniors

Take a look at Port Royal, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port Royal, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,509 $2,509
Farmers $2,564 $2,759
GEICO $1,981 $1,981
Nationwide $2,218 $2,291
Progressive $1,795 $1,883
State Farm $1,619 $1,619
USAA $1,523 $1,519

Cheapest Port Royal, SC Car Insurance Rates After a DUI

A DUI in Port Royal, SC increases car insurance rates. Compare Port Royal, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port Royal, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,172
Farmers $3,808
GEICO $4,456
Nationwide $4,708
Progressive $3,895
State Farm $2,809
USAA $4,156

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Cheapest Port Royal, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port Royal, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port Royal, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,873 $4,041
Farmers $3,965 $3,965
GEICO $3,003 $3,038
Nationwide $3,646 $3,646
Progressive $3,897 $3,897
State Farm $2,767 $2,910
USAA $3,055 $3,120

The Best Cheap Car Insurance Companies in Port Royal, SC

Take a look at a side-by-side comparison of the top car insurance companies in Port Royal, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port Royal, South Carolina

Insurance Company Average Annual Rates
Allstate $3,957
Farmers $3,965
GEICO $3,021
Nationwide $3,646
Progressive $3,897
State Farm $2,838
USAA $3,088

Category Winners: Cheapest Car Insurance in Port Royal, South Carolina

Find the cheapest car insurance companies in Port Royal, SC for each category right here.

Best Annual Car Insurance Rates by Company in Port Royal, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Port Royal, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port Royal car insurance rates. Find the cheapest Port Royal, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port Royal, South Carolina

Insurance Company Low Medium High
Allstate $3,702 $3,936 $4,232
Farmers $3,513 $3,962 $4,420
GEICO $2,796 $2,988 $3,277
Nationwide $3,581 $3,651 $3,704
Progressive $3,581 $3,842 $4,269
State Farm $2,611 $2,837 $3,067
USAA $2,909 $3,083 $3,271

What affects car insurance rates in Port Royal, South Carolina?

What factors can have an impact on Port Royal, SC car insurance? There are several reasons why Port Royal car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port Royal, South Carolina.

Commute Time in Port Royal

The more time you spend in your car the higher the risk of an accident. The average commute length in Port Royal, SC is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Port Royal, SC

Ready to find affordable Port Royal, South Carolina car insurance today? Enter your ZIP code for fast, free Port Royal, SC car insurance quotes.

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