Compare Port St. Lucie, FL Car Insurance Rates (2021)

Car insurance in Port St. Lucie, FL averages $378 a month. Port St. Lucie, Florida car insurance requirements are 10/20/10, but you might need full coverage insurance if your car is financed. To find cheap Port St. Lucie car insurance rates, compare quotes from the top car insurance companies in Port St. Lucie, FL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Port St. Lucie, FL after a DUI are $5,453/year
  • Average car insurance rates in Port St. Lucie, FL are $4,534/year
  • The cheapest car insurance company in Port St. Lucie is USAA

If you need to buy Port St. Lucie, Florida car insurance, the options can be confusing. Everything you need to know about car insurance in Port St. Lucie, FL is right here.

You’ll find Port St. Lucie car insurance rates, the cheapest Port St. Lucie, FL car insurance companies, and information on Florida car insurance laws. You can also compare Port St. Lucie, Florida car insurance rates to Miami car insurance rates, Hialeah car insurance rates, and St. Petersburg car insurance rates.

Ready to find affordable Port St. Lucie, FL car insurance today? Enter your ZIP code for fast, free Port St. Lucie car insurance quotes.

Cheapest Port St. Lucie, FL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Port St. Lucie, FL car insurance rates? Every Port St. Lucie, Florida car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Port St. Lucie, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,508 $4,292 $3,944 $3,987 $15,038 $16,249 $4,424 $4,459
GEICO $3,314 $3,325 $3,097 $3,097 $5,886 $7,293 $3,644 $3,673
Liberty Mutual $3,614 $3,614 $3,308 $3,308 $7,662 $11,817 $3,614 $4,911
Nationwide $2,855 $2,819 $2,553 $2,640 $6,784 $8,345 $3,139 $3,265
Progressive $3,569 $3,368 $3,073 $3,280 $10,104 $10,989 $4,305 $4,081
State Farm $1,975 $1,975 $1,801 $1,801 $5,710 $7,262 $2,192 $2,337
USAA $1,562 $1,534 $1,468 $1,453 $5,358 $6,189 $1,944 $2,094

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Minimum Car Insurance in Port St. Lucie, FL

Every driver must carry the minimum car insurance in Port St. Lucie, FL. Take a look at the Florida car insurance requirements.

Minimum Required Car Insurance Coverage in Port St. Lucie, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Port St. Lucie, FL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Port St. Lucie, FL. Compare credit history car insurance rates in Port St. Lucie from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Port St. Lucie, Florida

Insurance Company Poor Fair Good
Allstate $10,012 $6,275 $5,051
GEICO $6,086 $3,668 $2,745
Liberty Mutual $6,747 $4,944 $4,002
Nationwide $5,066 $3,720 $3,364
Progressive $6,966 $4,946 $4,127
State Farm $4,281 $2,809 $2,305
USAA $4,371 $2,158 $1,572

Cheapest Port St. Lucie, FL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Port St. Lucie, FL to rates for a clean record with top companies.

Annual Port St. Lucie, Florida Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $6,155 $7,362 $8,123 $6,811
GEICO $2,883 $3,702 $5,541 $4,538
Liberty Mutual $3,734 $4,887 $7,155 $5,148
Nationwide $3,464 $3,797 $5,097 $3,842
Progressive $4,210 $6,249 $5,262 $5,664
State Farm $2,864 $3,400 $3,132 $3,132
USAA $2,115 $2,611 $3,857 $2,217

Cheapest Port St. Lucie, FL Car Insurance for Teen Drivers

Teen car insurance in Port St. Lucie, FL can be expensive. Take a look at rates from the top car insurance companies in Port St. Lucie for teenagers.

Annual Car Insurance Rates for Teen Drivers in Port St. Lucie, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $15,038 $16,249
GEICO $5,886 $7,293
Liberty Mutual $7,662 $11,817
Nationwide $6,784 $8,345
Progressive $10,104 $10,989
State Farm $5,710 $7,262
USAA $5,358 $6,189

Cheapest Port St. Lucie, FL Car Insurance for Seniors

Take a look at Port St. Lucie, FL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Port St. Lucie, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,944 $3,987
GEICO $3,097 $3,097
Liberty Mutual $3,308 $3,308
Nationwide $2,553 $2,640
Progressive $3,073 $3,280
State Farm $1,801 $1,801
USAA $1,468 $1,453

Cheapest Port St. Lucie, FL Car Insurance Rates After a DUI

A DUI in Port St. Lucie, FL increases car insurance rates. Compare Port St. Lucie, Florida DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Port St. Lucie, Florida

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,123
GEICO $5,541
Liberty Mutual $7,155
Nationwide $5,097
Progressive $5,262
State Farm $3,132
USAA $3,857

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Cheapest Port St. Lucie, FL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Port St. Lucie, FL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Port St. Lucie, Florida

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,908 $7,317
GEICO $4,146 $4,186
Liberty Mutual $5,061 $5,401
Nationwide $4,050 $4,050
Progressive $5,346 $5,346
State Farm $3,025 $3,238
USAA $2,670 $2,731

Cheapest Port St. Lucie, FL Car Insurance Rates by ZIP Code

Port St. Lucie car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Port St. Lucie, FL.

Annual Car Insurance Rates by ZIP Code in Port St. Lucie, Florida

ZIP Code Average Annual Rates
34952 $3,512
34953 $3,527
34983 $3,512
34984 $3,527
34986 $3,403
34987 $3,403

The Best Cheap Car Insurance Companies in Port St. Lucie, FL

Take a look at a side-by-side comparison of the top car insurance companies in Port St. Lucie, FL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Port St. Lucie, Florida

Insurance Company Average Annual Rates
Allstate $7,113
GEICO $4,166
Liberty Mutual $5,231
Nationwide $4,050
Progressive $5,346
State Farm $3,132
USAA $2,700

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Category Winners: Cheapest Car Insurance in Port St. Lucie, Florida

Find the cheapest car insurance companies in Port St. Lucie, FL for each category right here.

Best Annual Car Insurance Rates by Company in Port St. Lucie, Florida

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest Port St. Lucie, FL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Port St. Lucie car insurance rates. Find the cheapest Port St. Lucie, FL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Port St. Lucie, Florida

Insurance Company Low Medium High
Allstate $5,351 $7,505 $8,482
GEICO $3,356 $4,315 $4,827
Liberty Mutual $4,785 $5,317 $5,591
Nationwide $3,135 $4,222 $4,793
Progressive $4,396 $5,480 $6,162
State Farm $2,634 $3,211 $3,550
USAA $2,268 $2,813 $3,020

What affects car insurance rates in Port St. Lucie, Florida?

What factors can have an impact on Port St. Lucie, FL car insurance? There are several reasons why Port St. Lucie car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Port St. Lucie, Florida.

Car Theft in Port St. Lucie

High levels of vehicle theft can make car insurance more expensive. Port St. Lucie, FL car theft statistics from the FBI indicate 72 vehicle thefts a year.

Commute Time in Port St. Lucie

The more time you spend in your car the higher the risk of an accident. The average commute length in Port St. Lucie, FL is 28.8 minutes according to City-Data.

Traffic in Port St. Lucie

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Port St. Lucie, FL traffic data from INRIX ranks Port St. Lucie as the 761st-most congested in the world.

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Compare Car Insurance Quotes in Port St. Lucie, FL

Ready to find affordable Port St. Lucie, Florida car insurance today? Enter your ZIP code for fast, free Port St. Lucie, FL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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