Compare Portage, MI Car Insurance Rates (2021)

Car insurance in Portage, MI averages $720 a month. Portage, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Portage car insurance rates, compare quotes from the top car insurance companies in Portage, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Portage is 49002
  • The cheapest car insurance company in Portage is USAA
  • The cheapest car insurance company in Portage for teen drivers is USAA

If you need to buy Portage, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Portage, MI is right here.

You’ll find Portage car insurance rates, the cheapest Portage, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Portage, Michigan car insurance rates to Detroit car insurance rates, Dearborn car insurance rates, and Lansing car insurance rates.

Ready to find affordable Portage, MI car insurance today? Enter your ZIP code for fast, free Portage car insurance quotes.

Cheapest Portage, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portage, MI car insurance rates? Every Portage, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portage, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $15,762 $15,762 $14,626 $14,626 $39,270 $39,270 $16,609 $16,609
Farmers $4,017 $4,017 $3,747 $3,747 $9,019 $9,019 $4,520 $4,520
GEICO $3,650 $3,650 $3,743 $3,743 $10,493 $10,493 $3,494 $3,494
Liberty Mutual $12,566 $12,566 $12,442 $12,442 $29,406 $29,406 $12,566 $12,566
Nationwide $3,458 $3,458 $3,088 $3,088 $8,968 $8,968 $3,782 $3,782
Progressive $2,544 $2,372 $2,262 $2,504 $9,380 $10,040 $2,951 $2,750
State Farm $5,353 $5,353 $4,954 $4,954 $18,731 $18,731 $6,293 $6,293
Travelers $5,051 $5,051 $4,337 $4,337 $15,214 $15,214 $5,485 $5,485
USAA $2,359 $2,259 $2,215 $2,105 $5,935 $5,722 $2,904 $2,821

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Minimum Car Insurance in Portage, MI

Every driver must carry the minimum car insurance in Portage, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Portage, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Portage, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portage, MI. Compare credit history car insurance rates in Portage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portage, Michigan

Insurance Company Poor Fair Good
Allstate $32,733 $18,111 $13,856
Farmers $7,009 $4,662 $4,306
GEICO $6,868 $5,053 $4,114
Liberty Mutual $26,470 $15,301 $8,464
Nationwide $6,010 $4,563 $3,899
Progressive $4,993 $4,229 $3,829
State Farm $14,291 $7,259 $4,948
Travelers $7,707 $7,476 $7,383
USAA $4,911 $2,803 $2,157

Cheapest Portage, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portage, MI to rates for a clean record with top companies.

Annual Portage, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,520 $14,041 $46,995 $14,710
Farmers $4,474 $5,702 $5,627 $5,500
GEICO $1,860 $3,982 $12,074 $3,464
Liberty Mutual $11,589 $14,091 $26,374 $14,925
Nationwide $4,146 $5,493 $5,004 $4,653
Progressive $3,710 $4,836 $4,348 $4,507
State Farm $5,600 $6,725 $14,596 $8,411
Travelers $5,078 $7,262 $11,746 $6,001
USAA $2,650 $3,299 $4,323 $2,889

Cheapest Portage, MI Car Insurance for Teen Drivers

Teen car insurance in Portage, MI can be expensive. Take a look at rates from the top car insurance companies in Portage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portage, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $39,270 $39,270
Farmers $9,019 $9,019
GEICO $10,493 $10,493
Liberty Mutual $29,406 $29,406
Nationwide $8,968 $8,968
Progressive $9,380 $10,040
State Farm $18,731 $18,731
Travelers $15,214 $15,214
USAA $5,935 $5,722

Cheapest Portage, MI Car Insurance for Seniors

Take a look at Portage, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portage, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,626 $14,626
Farmers $3,747 $3,747
GEICO $3,743 $3,743
Liberty Mutual $12,442 $12,442
Nationwide $3,088 $3,088
Progressive $2,262 $2,504
State Farm $4,954 $4,954
Travelers $4,337 $4,337
USAA $2,215 $2,105

Cheapest Portage, MI Car Insurance Rates After a DUI

A DUI in Portage, MI increases car insurance rates. Compare Portage, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portage, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $46,995
Farmers $5,627
GEICO $12,074
Liberty Mutual $26,374
Nationwide $5,004
Progressive $4,348
State Farm $14,596
Travelers $11,746
USAA $4,323

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Cheapest Portage, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portage, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portage, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $21,567 $21,567
Farmers $5,326 $5,326
GEICO $5,225 $5,464
Liberty Mutual $16,172 $17,317
Nationwide $4,824 $4,824
Progressive $4,350 $4,350
State Farm $8,609 $9,057
Travelers $7,479 $7,565
USAA $3,254 $3,327

Cheapest Portage, MI Car Insurance Rates by ZIP Code

Portage car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Portage, MI.

Annual Car Insurance Rates by ZIP Code in Portage, Michigan

ZIP Code Average Annual Rates
49002 $6,126
49024 $6,130

The Best Cheap Car Insurance Companies in Portage, MI

Take a look at a side-by-side comparison of the top car insurance companies in Portage, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portage, Michigan

Insurance Company Average Annual Rates
Allstate $21,567
Farmers $5,326
GEICO $5,345
Liberty Mutual $16,745
Nationwide $4,824
Progressive $4,350
State Farm $8,833
Travelers $7,522
USAA $3,290

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Category Winners: Cheapest Car Insurance in Portage, Michigan

Find the cheapest car insurance companies in Portage, MI for each category right here.

Best Annual Car Insurance Rates by Company in Portage, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Portage, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portage car insurance rates. Find the cheapest Portage, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portage, Michigan

Insurance Company Low Medium High
Allstate $21,019 $21,616 $22,065
Farmers $5,203 $5,315 $5,458
GEICO $5,002 $5,299 $5,734
Liberty Mutual $16,339 $16,706 $17,190
Nationwide $5,029 $4,747 $4,696
Progressive $4,223 $4,355 $4,472
State Farm $8,455 $8,879 $9,165
Travelers $7,443 $7,530 $7,593
USAA $3,198 $3,297 $3,375

What affects car insurance rates in Portage, Michigan?

What factors can have an impact on Portage, MI car insurance? There are several reasons why Portage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portage, Michigan.

Car Theft in Portage

High levels of vehicle theft can make car insurance more expensive. Portage, MI car theft statistics from the FBI indicate 75 vehicle thefts a year.

Commute Time in Portage

The more time you spend in your car the higher the risk of an accident. The average commute length in Portage, MI is 19.8 minutes according to City-Data.

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Compare Car Insurance Quotes in Portage, MI

Ready to find affordable Portage, Michigan car insurance today? Enter your ZIP code for fast, free Portage, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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