Compare Portage, WI Car Insurance Rates (2021)

Car insurance in Portage, WI averages $237 a month. Portage, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Portage car insurance rates, compare quotes from the top car insurance companies in Portage, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Portage, WI after a DUI are $3,153/year
  • The cheapest car insurance company in Portage for teen drivers is American Family
  • The cheapest car insurance company in Portage is American Family

If you need to buy Portage, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Portage, WI is right here.

You’ll find Portage car insurance rates, the cheapest Portage, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Portage, Wisconsin car insurance rates to Eau Claire car insurance rates, Kenosha car insurance rates, and Milwaukee car insurance rates.

Ready to find affordable Portage, WI car insurance today? Enter your ZIP code for fast, free Portage car insurance quotes.

Cheapest Portage, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portage, WI car insurance rates? Every Portage, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portage, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,244 $2,369 $2,067 $2,282 $7,132 $9,105 $2,289 $2,493
American Family $958 $1,001 $908 $915 $2,878 $3,170 $1,135 $1,208
Farmers $1,816 $1,815 $1,609 $1,704 $8,614 $8,927 $2,064 $2,164
GEICO $1,189 $1,320 $1,243 $1,437 $4,009 $4,322 $1,098 $1,129
Liberty Mutual $1,790 $1,957 $1,448 $1,646 $5,847 $6,561 $1,906 $2,074
Nationwide $3,313 $3,481 $2,755 $2,899 $6,909 $10,623 $4,041 $4,768
Progressive $1,650 $1,568 $1,352 $1,410 $6,312 $7,117 $1,980 $2,147
State Farm $1,249 $1,249 $1,116 $1,116 $3,640 $4,593 $1,410 $1,613
USAA $1,358 $1,355 $1,231 $1,252 $3,470 $4,024 $1,763 $1,935

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Minimum Car Insurance in Portage, WI

Every driver must carry the minimum car insurance in Portage, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Portage, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Portage, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portage, WI. Compare credit history car insurance rates in Portage from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portage, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,923 $3,388 $2,933
American Family $2,037 $1,342 $1,185
Farmers $4,056 $3,431 $3,280
GEICO $2,581 $1,843 $1,481
Liberty Mutual $4,201 $2,522 $1,988
Nationwide $5,450 $4,548 $4,548
Progressive $3,344 $2,841 $2,641
State Farm $2,980 $1,711 $1,303
USAA $3,154 $1,663 $1,328

Cheapest Portage, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portage, WI to rates for a clean record with top companies.

Annual Portage, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,065 $4,205 $3,925 $3,796
American Family $1,456 $1,544 $1,544 $1,544
Farmers $3,128 $3,951 $3,737 $3,540
GEICO $1,357 $2,208 $2,551 $1,757
Liberty Mutual $2,223 $3,147 $3,277 $2,968
Nationwide $4,100 $4,742 $5,811 $4,742
Progressive $2,693 $3,265 $2,796 $3,014
State Farm $1,833 $2,164 $1,998 $1,998
USAA $1,604 $2,022 $2,737 $1,830

Cheapest Portage, WI Car Insurance for Teen Drivers

Teen car insurance in Portage, WI can be expensive. Take a look at rates from the top car insurance companies in Portage for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portage, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,132 $9,105
American Family $2,878 $3,170
Farmers $8,614 $8,927
GEICO $4,009 $4,322
Liberty Mutual $5,847 $6,561
Nationwide $6,909 $10,623
Progressive $6,312 $7,117
State Farm $3,640 $4,593
USAA $3,470 $4,024

Cheapest Portage, WI Car Insurance for Seniors

Take a look at Portage, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portage, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,067 $2,282
American Family $908 $915
Farmers $1,609 $1,704
GEICO $1,243 $1,437
Liberty Mutual $1,448 $1,646
Nationwide $2,755 $2,899
Progressive $1,352 $1,410
State Farm $1,116 $1,116
USAA $1,231 $1,252

Cheapest Portage, WI Car Insurance Rates After a DUI

A DUI in Portage, WI increases car insurance rates. Compare Portage, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portage, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,925
American Family $1,544
Farmers $3,737
GEICO $2,551
Liberty Mutual $3,277
Nationwide $5,811
Progressive $2,796
State Farm $1,998
USAA $2,737

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Cheapest Portage, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portage, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portage, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,658 $3,838
American Family $1,496 $1,547
Farmers $3,589 $3,589
GEICO $1,930 $2,007
Liberty Mutual $2,904 $2,904
Nationwide $4,849 $4,849
Progressive $2,942 $2,942
State Farm $1,949 $2,048
USAA $2,022 $2,075

The Best Cheap Car Insurance Companies in Portage, WI

Take a look at a side-by-side comparison of the top car insurance companies in Portage, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portage, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,748
American Family $1,522
Farmers $3,589
GEICO $1,968
Liberty Mutual $2,904
Nationwide $4,849
Progressive $2,942
State Farm $1,998
USAA $2,048

Category Winners: Cheapest Car Insurance in Portage, Wisconsin

Find the cheapest car insurance companies in Portage, WI for each category right here.

Best Annual Car Insurance Rates by Company in Portage, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Portage, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portage car insurance rates. Find the cheapest Portage, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portage, Wisconsin

Insurance Company Low Medium High
Allstate $3,604 $3,740 $3,900
American Family $1,501 $1,536 $1,529
Farmers $3,312 $3,562 $3,892
GEICO $1,831 $1,968 $2,106
Liberty Mutual $2,695 $2,926 $3,090
Nationwide $4,690 $4,848 $5,008
Progressive $2,761 $2,966 $3,099
State Farm $1,881 $2,005 $2,109
USAA $1,974 $2,050 $2,122

What affects car insurance rates in Portage, Wisconsin?

What factors can have an impact on Portage, WI car insurance? There are several reasons why Portage car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portage, Wisconsin.

Car Theft in Portage

High levels of vehicle theft can make car insurance more expensive. Portage, WI car theft statistics from the FBI indicate 3 vehicle thefts a year.

Commute Time in Portage

The more time you spend in your car the higher the risk of an accident. The average commute length in Portage, WI is 24.2 minutes according to City-Data.

Compare Car Insurance Quotes in Portage, WI

Ready to find affordable Portage, Wisconsin car insurance today? Enter your ZIP code for fast, free Portage, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State