Compare Porter, TX Car Insurance Rates (2021)

Car insurance in Porter, TX averages $358 a month. Porter, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Porter car insurance rates, compare quotes from the top car insurance companies in Porter, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Porter for teen drivers is USAA
  • Average car insurance rates in Porter, TX after a DUI are $4,857/year
  • The cheapest car insurance company in Porter is USAA

If you need to buy Porter, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Porter, TX is right here.

You’ll find Porter car insurance rates, the cheapest Porter, TX car insurance companies, and information on Texas car insurance laws. You can also compare Porter, Texas car insurance rates to San Antonio car insurance rates, Corpus Christi car insurance rates, and Austin car insurance rates.

Ready to find affordable Porter, TX car insurance today? Enter your ZIP code for fast, free Porter car insurance quotes.

Cheapest Porter, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Porter, TX car insurance rates? Every Porter, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Porter, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,501 $3,520 $3,452 $3,452 $9,413 $11,330 $4,323 $4,487
American Family $3,543 $3,998 $3,413 $3,963 $10,401 $13,561 $5,298 $6,058
GEICO $2,713 $2,948 $2,645 $3,041 $6,023 $6,209 $2,936 $2,900
Nationwide $2,485 $2,524 $2,194 $2,321 $7,183 $9,213 $2,934 $3,173
Progressive $2,567 $2,428 $2,295 $2,333 $11,100 $12,387 $3,043 $3,080
State Farm $2,201 $2,201 $1,963 $1,963 $5,361 $6,846 $2,400 $2,470
USAA $1,640 $1,646 $1,572 $1,557 $4,627 $5,025 $2,183 $2,331

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Minimum Car Insurance in Porter, TX

Every driver must carry the minimum car insurance in Porter, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Porter, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Porter, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Porter, TX. Compare credit history car insurance rates in Porter from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Porter, Texas

Insurance Company Poor Fair Good
Allstate $6,897 $5,065 $4,343
American Family $8,488 $5,535 $4,816
GEICO $5,690 $3,209 $2,131
Nationwide $4,800 $3,860 $3,350
Progressive $5,500 $4,777 $4,435
State Farm $4,499 $2,799 $2,229
USAA $3,767 $2,188 $1,763

Cheapest Porter, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Porter, TX to rates for a clean record with top companies.

Annual Porter, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,176 $6,547 $6,839 $4,176
American Family $5,676 $7,359 $6,408 $5,676
GEICO $3,116 $4,140 $3,429 $4,022
Nationwide $3,471 $3,471 $5,150 $3,922
Progressive $4,270 $5,556 $4,985 $4,805
State Farm $2,812 $3,238 $3,840 $2,812
USAA $1,914 $2,834 $3,344 $2,198

Cheapest Porter, TX Car Insurance for Teen Drivers

Teen car insurance in Porter, TX can be expensive. Take a look at rates from the top car insurance companies in Porter for teenagers.

Annual Car Insurance Rates for Teen Drivers in Porter, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,413 $11,330
American Family $10,401 $13,561
GEICO $6,023 $6,209
Nationwide $7,183 $9,213
Progressive $11,100 $12,387
State Farm $5,361 $6,846
USAA $4,627 $5,025

Cheapest Porter, TX Car Insurance for Seniors

Take a look at Porter, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Porter, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,452 $3,452
American Family $3,413 $3,963
GEICO $2,645 $3,041
Nationwide $2,194 $2,321
Progressive $2,295 $2,333
State Farm $1,963 $1,963
USAA $1,572 $1,557

Cheapest Porter, TX Car Insurance Rates After a DUI

A DUI in Porter, TX increases car insurance rates. Compare Porter, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Porter, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,839
American Family $6,408
GEICO $3,429
Nationwide $5,150
Progressive $4,985
State Farm $3,840
USAA $3,344

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Cheapest Porter, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Porter, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Porter, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,298 $5,571
American Family $6,280 $6,280
GEICO $3,607 $3,746
Nationwide $4,003 $4,003
Progressive $4,904 $4,904
State Farm $3,176 $3,176
USAA $2,540 $2,605

The Best Cheap Car Insurance Companies in Porter, TX

Take a look at a side-by-side comparison of the top car insurance companies in Porter, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Porter, Texas

Insurance Company Average Annual Rates
Allstate $5,435
American Family $6,280
GEICO $3,677
Nationwide $4,003
Progressive $4,904
State Farm $3,176
USAA $2,573

Category Winners: Cheapest Car Insurance in Porter, Texas

Find the cheapest car insurance companies in Porter, TX for each category right here.

Best Annual Car Insurance Rates by Company in Porter, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Porter, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Porter car insurance rates. Find the cheapest Porter, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Porter, Texas

Insurance Company Low Medium High
Allstate $5,308 $5,387 $5,609
American Family $5,783 $6,001 $7,055
GEICO $3,446 $3,618 $3,966
Nationwide $4,309 $3,832 $3,869
Progressive $4,660 $4,881 $5,170
State Farm $3,005 $3,167 $3,355
USAA $2,477 $2,561 $2,680

What affects car insurance rates in Porter, Texas?

What factors can have an impact on Porter, TX car insurance? There are several reasons why Porter car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Porter, Texas.

Commute Time in Porter

The more time you spend in your car the higher the risk of an accident. The average commute length in Porter, TX is 28.4 minutes according to City-Data.

Compare Car Insurance Quotes in Porter, TX

Ready to find affordable Porter, Texas car insurance today? Enter your ZIP code for fast, free Porter, TX car insurance quotes.

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