Compare Portland, IN Car Insurance Rates (2021)

Car insurance in Portland, IN averages $255 a month. Portland, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Portland car insurance rates, compare quotes from the top car insurance companies in Portland, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Portland, IN after a DUI are $3,640/year
  • Average car insurance rates in Portland, IN are $3,062/year
  • The cheapest car insurance company in Portland for teen drivers is USAA

If you need to buy Portland, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Portland, IN is right here.

You’ll find Portland car insurance rates, the cheapest Portland, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Portland, Indiana car insurance rates to South Bend car insurance rates, Carmel car insurance rates, and Hammond car insurance rates.

Ready to find affordable Portland, IN car insurance today? Enter your ZIP code for fast, free Portland car insurance quotes.

Cheapest Portland, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portland, IN car insurance rates? Every Portland, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,436 $2,498 $2,138 $2,341 $7,431 $9,378 $2,480 $2,693
American Family $2,016 $2,016 $1,815 $1,815 $5,542 $8,024 $2,016 $2,487
Farmers $1,428 $1,410 $1,222 $1,372 $7,630 $8,124 $1,880 $2,035
GEICO $1,421 $1,418 $1,334 $1,389 $4,188 $3,889 $1,625 $1,432
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,423 $1,456 $1,252 $1,335 $4,069 $5,279 $1,662 $1,816
Progressive $1,480 $1,401 $1,341 $1,347 $8,723 $9,843 $1,858 $1,907
State Farm $1,386 $1,386 $1,235 $1,235 $4,223 $5,404 $1,533 $1,710
Travelers $1,117 $1,138 $1,042 $1,045 $6,808 $10,804 $1,177 $1,369
USAA $993 $979 $918 $928 $2,738 $3,074 $1,341 $1,440

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Minimum Car Insurance in Portland, IN

Every driver must carry the minimum car insurance in Portland, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Portland, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Portland, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portland, IN. Compare credit history car insurance rates in Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portland, Indiana

Insurance Company Poor Fair Good
Allstate $4,870 $3,616 $3,287
American Family $4,398 $2,858 $2,394
Farmers $3,663 $2,985 $2,765
GEICO $2,509 $2,087 $1,665
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $2,600 $2,201 $2,059
Progressive $3,848 $3,405 $3,209
State Farm $3,299 $1,968 $1,526
Travelers $3,410 $2,890 $2,887
USAA $2,099 $1,377 $1,178

Cheapest Portland, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portland, IN to rates for a clean record with top companies.

Annual Portland, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,137 $4,601 $4,237 $3,723
American Family $2,215 $3,546 $4,467 $2,638
Farmers $2,805 $3,276 $3,372 $3,098
GEICO $1,372 $2,152 $2,924 $1,900
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $1,971 $2,531 $2,428 $2,216
Progressive $2,620 $4,564 $3,126 $3,640
State Farm $2,210 $2,425 $2,210 $2,210
Travelers $2,604 $3,213 $3,640 $2,793
USAA $1,174 $1,665 $1,913 $1,453

Cheapest Portland, IN Car Insurance for Teen Drivers

Teen car insurance in Portland, IN can be expensive. Take a look at rates from the top car insurance companies in Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portland, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,431 $9,378
American Family $5,542 $8,024
Farmers $7,630 $8,124
GEICO $4,188 $3,889
Liberty Mutual $8,383 $12,656
Nationwide $4,069 $5,279
Progressive $8,723 $9,843
State Farm $4,223 $5,404
Travelers $6,808 $10,804
USAA $2,738 $3,074

Cheapest Portland, IN Car Insurance for Seniors

Take a look at Portland, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portland, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,138 $2,341
American Family $1,815 $1,815
Farmers $1,222 $1,372
GEICO $1,334 $1,389
Liberty Mutual $3,522 $3,522
Nationwide $1,252 $1,335
Progressive $1,341 $1,347
State Farm $1,235 $1,235
Travelers $1,042 $1,045
USAA $918 $928

Cheapest Portland, IN Car Insurance Rates After a DUI

A DUI in Portland, IN increases car insurance rates. Compare Portland, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portland, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,237
American Family $4,467
Farmers $3,372
GEICO $2,924
Liberty Mutual $8,085
Nationwide $2,428
Progressive $3,126
State Farm $2,210
Travelers $3,640
USAA $1,913

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Cheapest Portland, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portland, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portland, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,924 $3,924
American Family $3,178 $3,255
Farmers $3,138 $3,138
GEICO $2,049 $2,125
Liberty Mutual $5,455 $5,752
Nationwide $2,287 $2,287
Progressive $3,488 $3,488
State Farm $2,200 $2,328
Travelers $3,062 $3,062
USAA $1,531 $1,572

The Best Cheap Car Insurance Companies in Portland, IN

Take a look at a side-by-side comparison of the top car insurance companies in Portland, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portland, Indiana

Insurance Company Average Annual Rates
Allstate $3,924
American Family $3,217
Farmers $3,138
GEICO $2,087
Liberty Mutual $5,604
Nationwide $2,287
Progressive $3,488
State Farm $2,264
Travelers $3,062
USAA $1,551

Category Winners: Cheapest Car Insurance in Portland, Indiana

Find the cheapest car insurance companies in Portland, IN for each category right here.

Best Annual Car Insurance Rates by Company in Portland, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Portland, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portland car insurance rates. Find the cheapest Portland, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portland, Indiana

Insurance Company Low Medium High
Allstate $3,731 $3,910 $4,133
American Family $3,186 $3,324 $3,140
Farmers $3,030 $3,131 $3,252
GEICO $1,945 $2,081 $2,235
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $2,325 $2,268 $2,267
Progressive $3,315 $3,439 $3,709
State Farm $2,161 $2,263 $2,368
Travelers $2,996 $3,091 $3,100
USAA $1,504 $1,548 $1,602

What affects car insurance rates in Portland, Indiana?

What factors can have an impact on Portland, IN car insurance? There are several reasons why Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portland, Indiana.

Car Theft in Portland

High levels of vehicle theft can make car insurance more expensive. Portland, IN car theft statistics from the FBI indicate 5 vehicle thefts a year.

Commute Time in Portland

The more time you spend in your car the higher the risk of an accident. The average commute length in Portland, IN is 13.9 minutes according to City-Data.

Traffic in Portland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portland, IN traffic data from INRIX ranks Portland as the 115th-most congested in the world.

Compare Car Insurance Quotes in Portland, IN

Ready to find affordable Portland, Indiana car insurance today? Enter your ZIP code for fast, free Portland, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State