Compare Portland, MO Car Insurance Rates (2021)

Car insurance in Portland, MO averages $272 a month. Portland, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Portland car insurance rates, compare quotes from the top car insurance companies in Portland, MO.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Portland is Nationwide
  • Average car insurance rates in Portland, MO are $3,262/year
  • Average car insurance rates in Portland, MO after a DUI are $3,809/year

If you need to buy Portland, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Portland, MO is right here.

You’ll find Portland car insurance rates, the cheapest Portland, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Portland, Missouri car insurance rates to St. Louis car insurance rates, St. Charles car insurance rates, and Independence car insurance rates.

Ready to find affordable Portland, MO car insurance today? Enter your ZIP code for fast, free Portland car insurance quotes.

Cheapest Portland, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portland, MO car insurance rates? Every Portland, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,814 $2,726 $2,536 $2,615 $7,832 $8,522 $2,695 $2,781
American Family $2,076 $2,076 $1,848 $1,848 $5,646 $7,346 $2,076 $2,432
Farmers $2,275 $2,265 $2,035 $2,152 $9,262 $9,569 $2,605 $2,735
GEICO $1,969 $2,196 $1,528 $1,925 $5,977 $6,355 $1,825 $1,853
Liberty Mutual $2,660 $2,882 $2,188 $2,452 $9,213 $10,227 $2,806 $2,997
Nationwide $1,454 $1,493 $1,294 $1,381 $3,623 $4,681 $1,655 $1,801
Progressive $2,078 $1,958 $1,700 $1,746 $6,432 $7,249 $2,542 $2,611
State Farm $1,549 $1,549 $1,380 $1,380 $4,397 $5,554 $1,740 $1,983
USAA $1,661 $1,646 $1,491 $1,518 $5,002 $6,115 $2,074 $2,307

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Portland, MO

Every driver must carry the minimum car insurance in Portland, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Portland, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Portland, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portland, MO. Compare credit history car insurance rates in Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portland, Missouri

Insurance Company Poor Fair Good
Allstate $5,600 $3,612 $2,984
American Family $4,140 $2,913 $2,453
Farmers $4,705 $3,912 $3,720
GEICO $4,079 $2,657 $2,125
Liberty Mutual $6,354 $3,878 $3,052
Nationwide $2,568 $2,111 $1,840
Progressive $3,816 $3,150 $2,903
State Farm $3,324 $2,190 $1,810
USAA $4,567 $2,109 $1,505

Cheapest Portland, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portland, MO to rates for a clean record with top companies.

Annual Portland, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,491 $3,936 $4,886 $3,947
American Family $2,379 $3,428 $4,158 $2,710
Farmers $3,559 $4,416 $4,319 $4,155
GEICO $2,338 $2,981 $3,971 $2,525
Liberty Mutual $3,216 $4,617 $4,761 $5,118
Nationwide $1,731 $2,190 $2,886 $1,884
Progressive $2,886 $3,770 $3,169 $3,333
State Farm $2,249 $2,634 $2,441 $2,441
USAA $2,179 $2,649 $3,694 $2,385

Cheapest Portland, MO Car Insurance for Teen Drivers

Teen car insurance in Portland, MO can be expensive. Take a look at rates from the top car insurance companies in Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portland, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,832 $8,522
American Family $5,646 $7,346
Farmers $9,262 $9,569
GEICO $5,977 $6,355
Liberty Mutual $9,213 $10,227
Nationwide $3,623 $4,681
Progressive $6,432 $7,249
State Farm $4,397 $5,554
USAA $5,002 $6,115

Cheapest Portland, MO Car Insurance for Seniors

Take a look at Portland, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portland, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,536 $2,615
American Family $1,848 $1,848
Farmers $2,035 $2,152
GEICO $1,528 $1,925
Liberty Mutual $2,188 $2,452
Nationwide $1,294 $1,381
Progressive $1,700 $1,746
State Farm $1,380 $1,380
USAA $1,491 $1,518

Cheapest Portland, MO Car Insurance Rates After a DUI

A DUI in Portland, MO increases car insurance rates. Compare Portland, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portland, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,886
American Family $4,158
Farmers $4,319
GEICO $3,971
Liberty Mutual $4,761
Nationwide $2,886
Progressive $3,169
State Farm $2,441
USAA $3,694

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Portland, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portland, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portland, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,065 $4,065
American Family $3,137 $3,200
Farmers $4,112 $4,112
GEICO $2,895 $3,012
Liberty Mutual $4,428 $4,428
Nationwide $2,173 $2,173
Progressive $3,290 $3,290
State Farm $2,382 $2,501
USAA $2,630 $2,824

The Best Cheap Car Insurance Companies in Portland, MO

Take a look at a side-by-side comparison of the top car insurance companies in Portland, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portland, Missouri

Insurance Company Average Annual Rates
Allstate $4,065
American Family $3,169
Farmers $4,112
GEICO $2,954
Liberty Mutual $4,428
Nationwide $2,173
Progressive $3,290
State Farm $2,441
USAA $2,727

Category Winners: Cheapest Car Insurance in Portland, Missouri

Find the cheapest car insurance companies in Portland, MO for each category right here.

Best Annual Car Insurance Rates by Company in Portland, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Portland, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portland car insurance rates. Find the cheapest Portland, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portland, Missouri

Insurance Company Low Medium High
Allstate $3,928 $4,057 $4,210
American Family $3,077 $3,269 $3,160
Farmers $3,871 $4,076 $4,390
GEICO $2,783 $2,970 $3,107
Liberty Mutual $4,191 $4,450 $4,644
Nationwide $2,047 $2,192 $2,279
Progressive $2,985 $3,297 $3,587
State Farm $2,295 $2,450 $2,580
USAA $2,627 $2,720 $2,834

What affects car insurance rates in Portland, Missouri?

What factors can have an impact on Portland, MO car insurance? There are several reasons why Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portland, Missouri.

Traffic in Portland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portland, MO traffic data from INRIX ranks Portland as the 115th-most congested in the world.

Compare Car Insurance Quotes in Portland, MO

Ready to find affordable Portland, Missouri car insurance today? Enter your ZIP code for fast, free Portland, MO car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption