Compare Portland, PA Car Insurance Rates (2021)

Car insurance in Portland, PA averages $350 a month. Portland, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Portland car insurance rates, compare quotes from the top car insurance companies in Portland, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Portland, PA after a DUI are $4,633/year
  • The cheapest car insurance company in Portland is USAA
  • The cheapest car insurance company in Portland for teen drivers is USAA

If you need to buy Portland, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in Portland, PA is right here.

You’ll find Portland car insurance rates, the cheapest Portland, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare Portland, Pennsylvania car insurance rates to Scranton car insurance rates, Harrisburg car insurance rates, and Philadelphia car insurance rates.

Ready to find affordable Portland, PA car insurance today? Enter your ZIP code for fast, free Portland car insurance quotes.

Cheapest Portland, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portland, PA car insurance rates? Every Portland, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,726 $2,726 $2,515 $2,515 $9,288 $9,288 $3,001 $3,001
GEICO $1,999 $1,730 $1,904 $1,649 $5,010 $4,346 $2,001 $1,732
Liberty Mutual $3,633 $3,633 $3,331 $3,331 $10,558 $10,558 $4,605 $4,605
Nationwide $1,986 $1,986 $1,884 $1,884 $5,682 $5,682 $2,233 $2,233
Progressive $2,710 $2,710 $2,417 $2,417 $8,714 $8,714 $3,444 $3,444
State Farm $1,602 $1,602 $1,417 $1,417 $5,800 $5,800 $1,771 $1,771
Travelers $2,097 $2,097 $2,256 $2,256 $30,757 $30,757 $2,532 $2,532
USAA $1,136 $1,136 $1,028 $1,028 $3,448 $3,448 $1,511 $1,511

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Minimum Car Insurance in Portland, PA

Every driver must carry the minimum car insurance in Portland, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in Portland, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Portland, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portland, PA. Compare credit history car insurance rates in Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portland, Pennsylvania

Insurance Company Poor Fair Good
Allstate $5,594 $4,184 $3,370
GEICO $3,822 $2,153 $1,664
Liberty Mutual $7,058 $5,064 $4,473
Nationwide $3,450 $2,848 $2,541
Progressive $5,730 $4,016 $3,218
State Farm $3,770 $2,332 $1,840
Travelers $10,255 $9,249 $8,728
USAA $2,226 $1,653 $1,464

Cheapest Portland, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portland, PA to rates for a clean record with top companies.

Annual Portland, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,191 $4,958 $4,191 $4,191
GEICO $1,872 $3,226 $2,504 $2,584
Liberty Mutual $5,035 $5,794 $5,649 $5,649
Nationwide $2,129 $2,851 $3,963 $2,842
Progressive $3,916 $5,416 $4,029 $3,924
State Farm $2,417 $2,878 $2,647 $2,647
Travelers $6,684 $9,495 $11,967 $9,495
USAA $1,431 $1,978 $2,116 $1,598

Cheapest Portland, PA Car Insurance for Teen Drivers

Teen car insurance in Portland, PA can be expensive. Take a look at rates from the top car insurance companies in Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portland, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,288 $9,288
GEICO $5,010 $4,346
Liberty Mutual $10,558 $10,558
Nationwide $5,682 $5,682
Progressive $8,714 $8,714
State Farm $5,800 $5,800
Travelers $30,757 $30,757
USAA $3,448 $3,448

Cheapest Portland, PA Car Insurance for Seniors

Take a look at Portland, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portland, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,515 $2,515
GEICO $1,904 $1,649
Liberty Mutual $3,331 $3,331
Nationwide $1,884 $1,884
Progressive $2,417 $2,417
State Farm $1,417 $1,417
Travelers $2,256 $2,256
USAA $1,028 $1,028

Cheapest Portland, PA Car Insurance Rates After a DUI

A DUI in Portland, PA increases car insurance rates. Compare Portland, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portland, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,191
GEICO $2,504
Liberty Mutual $5,649
Nationwide $3,963
Progressive $4,029
State Farm $2,647
Travelers $11,967
USAA $2,116

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Cheapest Portland, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portland, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portland, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,294 $4,472
GEICO $2,507 $2,586
Liberty Mutual $5,391 $5,673
Nationwide $2,946 $2,946
Progressive $4,321 $4,321
State Farm $2,569 $2,726
Travelers $9,410 $9,410
USAA $1,730 $1,831

The Best Cheap Car Insurance Companies in Portland, PA

Take a look at a side-by-side comparison of the top car insurance companies in Portland, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portland, Pennsylvania

Insurance Company Average Annual Rates
Allstate $4,383
GEICO $2,546
Liberty Mutual $5,532
Nationwide $2,946
Progressive $4,321
State Farm $2,648
Travelers $9,410
USAA $1,781

Category Winners: Cheapest Car Insurance in Portland, Pennsylvania

Find the cheapest car insurance companies in Portland, PA for each category right here.

Best Annual Car Insurance Rates by Company in Portland, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Portland, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portland car insurance rates. Find the cheapest Portland, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portland, Pennsylvania

Insurance Company Low Medium High
Allstate $4,175 $4,413 $4,561
GEICO $2,300 $2,572 $2,768
Liberty Mutual $5,247 $5,574 $5,773
Nationwide $2,955 $2,988 $2,896
Progressive $3,952 $4,354 $4,658
State Farm $2,465 $2,687 $2,790
Travelers $9,446 $9,414 $9,372
USAA $1,640 $1,799 $1,903

What affects car insurance rates in Portland, Pennsylvania?

What factors can have an impact on Portland, PA car insurance? There are several reasons why Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portland, Pennsylvania.

Commute Time in Portland

The more time you spend in your car the higher the risk of an accident. The average commute length in Portland, PA is 32.4 minutes according to City-Data.

Traffic in Portland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portland, PA traffic data from INRIX ranks Portland as the 115th-most congested in the world.

Compare Car Insurance Quotes in Portland, PA

Ready to find affordable Portland, Pennsylvania car insurance today? Enter your ZIP code for fast, free Portland, PA car insurance quotes.

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