Compare Portland, TN Car Insurance Rates (2021)

Car insurance in Portland, TN averages $287 a month. Portland, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Portland car insurance rates, compare quotes from the top car insurance companies in Portland, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Portland, TN after a DUI are $4,042/year
  • The cheapest car insurance company in Portland for teen drivers is Travelers
  • The cheapest car insurance company in Portland is State Farm

If you need to buy Portland, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Portland, TN is right here.

You’ll find Portland car insurance rates, the cheapest Portland, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Portland, Tennessee car insurance rates to Hendersonville car insurance rates, Bartlett car insurance rates, and Knoxville car insurance rates.

Ready to find affordable Portland, TN car insurance today? Enter your ZIP code for fast, free Portland car insurance quotes.

Cheapest Portland, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portland, TN car insurance rates? Every Portland, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,718 $2,608 $2,454 $2,546 $10,290 $11,218 $2,887 $2,980
Farmers $1,489 $1,518 $1,334 $1,468 $6,054 $6,450 $2,020 $2,137
GEICO $2,042 $2,056 $1,875 $1,875 $6,392 $6,489 $2,086 $2,154
Liberty Mutual $3,283 $129 $2,696 $3,016 $13,881 $15,433 $3,519 $3,740
Nationwide $2,142 $2,157 $1,922 $1,950 $5,903 $7,600 $2,463 $2,669
Progressive $1,763 $1,656 $1,438 $1,506 $8,106 $9,117 $2,126 $2,324
State Farm $1,487 $1,487 $1,348 $1,348 $4,618 $5,772 $1,683 $1,956
Travelers $1,631 $1,715 $1,494 $1,588 $4,602 $5,723 $1,732 $1,821
USAA $1,550 $1,573 $1,402 $1,399 $5,611 $6,437 $2,029 $2,152

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Minimum Car Insurance in Portland, TN

Every driver must carry the minimum car insurance in Portland, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Portland, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Portland, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portland, TN. Compare credit history car insurance rates in Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portland, Tennessee

Insurance Company Poor Fair Good
Allstate $6,010 $4,608 $3,520
Farmers $3,337 $2,615 $2,474
GEICO $3,537 $3,034 $2,792
Liberty Mutual $8,161 $5,035 $3,941
Nationwide $4,014 $3,199 $2,838
Progressive $3,930 $3,401 $3,183
State Farm $3,575 $2,145 $1,667
Travelers $3,222 $2,539 $1,853
USAA $4,003 $2,357 $1,947

Cheapest Portland, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portland, TN to rates for a clean record with top companies.

Annual Portland, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,944 $4,703 $5,690 $4,514
Farmers $2,404 $2,965 $3,026 $2,840
GEICO $2,278 $3,041 $4,887 $2,278
Liberty Mutual $4,631 $6,688 $6,209 $5,321
Nationwide $2,902 $2,902 $4,347 $3,251
Progressive $3,086 $4,015 $3,285 $3,632
State Farm $2,240 $2,685 $2,462 $2,462
Travelers $2,060 $2,641 $2,922 $2,529
USAA $2,010 $3,023 $3,546 $2,496

Cheapest Portland, TN Car Insurance for Teen Drivers

Teen car insurance in Portland, TN can be expensive. Take a look at rates from the top car insurance companies in Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portland, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,290 $11,218
Farmers $6,054 $6,450
GEICO $6,392 $6,489
Liberty Mutual $13,881 $15,433
Nationwide $5,903 $7,600
Progressive $8,106 $9,117
State Farm $4,618 $5,772
Travelers $4,602 $5,723
USAA $5,611 $6,437

Cheapest Portland, TN Car Insurance for Seniors

Take a look at Portland, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portland, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,454 $2,546
Farmers $1,334 $1,468
GEICO $1,875 $1,875
Liberty Mutual $2,696 $3,016
Nationwide $1,922 $1,950
Progressive $1,438 $1,506
State Farm $1,348 $1,348
Travelers $1,494 $1,588
USAA $1,402 $1,399

Cheapest Portland, TN Car Insurance Rates After a DUI

A DUI in Portland, TN increases car insurance rates. Compare Portland, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portland, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,690
Farmers $3,026
GEICO $4,887
Liberty Mutual $6,209
Nationwide $4,347
Progressive $3,285
State Farm $2,462
Travelers $2,922
USAA $3,546

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Cheapest Portland, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portland, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portland, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,712 $4,712
Farmers $2,809 $2,809
GEICO $3,099 $3,143
Liberty Mutual $5,712 $5,712
Nationwide $3,351 $3,351
Progressive $3,505 $3,505
State Farm $2,403 $2,521
Travelers $2,439 $2,637
USAA $2,692 $2,847

The Best Cheap Car Insurance Companies in Portland, TN

Take a look at a side-by-side comparison of the top car insurance companies in Portland, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portland, Tennessee

Insurance Company Average Annual Rates
Allstate $4,712
Farmers $2,809
GEICO $3,121
Liberty Mutual $5,712
Nationwide $3,351
Progressive $3,505
State Farm $2,462
Travelers $2,538
USAA $2,769

Category Winners: Cheapest Car Insurance in Portland, Tennessee

Find the cheapest car insurance companies in Portland, TN for each category right here.

Best Annual Car Insurance Rates by Company in Portland, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Portland, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portland car insurance rates. Find the cheapest Portland, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portland, Tennessee

Insurance Company Low Medium High
Allstate $4,533 $4,700 $4,905
Farmers $2,655 $2,797 $2,975
GEICO $2,979 $3,117 $3,268
Liberty Mutual $5,456 $5,714 $5,967
Nationwide $3,367 $3,277 $3,408
Progressive $3,280 $3,507 $3,727
State Farm $2,314 $2,474 $2,598
Travelers $2,378 $2,536 $2,701
USAA $2,675 $2,759 $2,874

What affects car insurance rates in Portland, Tennessee?

What factors can have an impact on Portland, TN car insurance? There are several reasons why Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portland, Tennessee.

Commute Time in Portland

The more time you spend in your car the higher the risk of an accident. The average commute length in Portland, TN is 28.0 minutes according to City-Data.

Traffic in Portland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portland, TN traffic data from INRIX ranks Portland as the 115th-most congested in the world.

Compare Car Insurance Quotes in Portland, TN

Ready to find affordable Portland, Tennessee car insurance today? Enter your ZIP code for fast, free Portland, TN car insurance quotes.

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