Compare Portland, TX Car Insurance Rates (2021)

Car insurance in Portland, TX averages $320 a month. Portland, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Portland car insurance rates, compare quotes from the top car insurance companies in Portland, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Portland, TX after a DUI are $4,380/year
  • The cheapest car insurance company in Portland is USAA
  • Average car insurance rates in Portland, TX are $3,837/year

If you need to buy Portland, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Portland, TX is right here.

You’ll find Portland car insurance rates, the cheapest Portland, TX car insurance companies, and information on Texas car insurance laws. You can also compare Portland, Texas car insurance rates to Houston car insurance rates, Arlington car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Portland, TX car insurance today? Enter your ZIP code for fast, free Portland car insurance quotes.

Cheapest Portland, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Portland, TX car insurance rates? Every Portland, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Portland, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,614 $3,647 $3,572 $3,572 $9,431 $11,381 $4,459 $4,642
American Family $2,911 $3,278 $2,802 $3,245 $8,372 $10,855 $4,313 $4,911
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,162 $2,051 $1,931 $1,964 $9,028 $10,083 $2,553 $2,588
State Farm $1,730 $1,730 $1,543 $1,543 $4,156 $5,295 $1,882 $1,935
USAA $1,441 $1,453 $1,384 $1,380 $4,010 $4,364 $1,923 $2,063

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Minimum Car Insurance in Portland, TX

Every driver must carry the minimum car insurance in Portland, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Portland, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Portland, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Portland, TX. Compare credit history car insurance rates in Portland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Portland, Texas

Insurance Company Poor Fair Good
Allstate $7,063 $5,152 $4,404
American Family $6,870 $4,490 $3,898
GEICO $4,532 $2,575 $1,725
Nationwide $5,435 $4,346 $3,768
Progressive $4,551 $3,936 $3,648
State Farm $3,503 $2,184 $1,743
USAA $3,281 $1,921 $1,555

Cheapest Portland, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Portland, TX to rates for a clean record with top companies.

Annual Portland, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,314 $6,637 $6,895 $4,314
American Family $4,602 $5,950 $5,189 $4,602
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,531 $4,564 $4,120 $3,966
State Farm $2,198 $2,524 $2,987 $2,198
USAA $1,681 $2,483 $2,919 $1,928

Cheapest Portland, TX Car Insurance for Teen Drivers

Teen car insurance in Portland, TX can be expensive. Take a look at rates from the top car insurance companies in Portland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Portland, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,431 $11,381
American Family $8,372 $10,855
GEICO $4,747 $4,869
Nationwide $8,017 $10,292
Progressive $9,028 $10,083
State Farm $4,156 $5,295
USAA $4,010 $4,364

Cheapest Portland, TX Car Insurance for Seniors

Take a look at Portland, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Portland, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,572 $3,572
American Family $2,802 $3,245
GEICO $2,175 $2,507
Nationwide $2,508 $2,654
Progressive $1,931 $1,964
State Farm $1,543 $1,543
USAA $1,384 $1,380

Cheapest Portland, TX Car Insurance Rates After a DUI

A DUI in Portland, TX increases car insurance rates. Compare Portland, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Portland, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,895
American Family $5,189
GEICO $2,747
Nationwide $5,804
Progressive $4,120
State Farm $2,987
USAA $2,919

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Cheapest Portland, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Portland, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Portland, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,407 $5,672
American Family $5,086 $5,086
GEICO $2,888 $3,000
Nationwide $4,516 $4,516
Progressive $4,045 $4,045
State Farm $2,477 $2,477
USAA $2,224 $2,281

The Best Cheap Car Insurance Companies in Portland, TX

Take a look at a side-by-side comparison of the top car insurance companies in Portland, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Portland, Texas

Insurance Company Average Annual Rates
Allstate $5,540
American Family $5,086
GEICO $2,944
Nationwide $4,516
Progressive $4,045
State Farm $2,477
USAA $2,252

Category Winners: Cheapest Car Insurance in Portland, Texas

Find the cheapest car insurance companies in Portland, TX for each category right here.

Best Annual Car Insurance Rates by Company in Portland, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Portland, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Portland car insurance rates. Find the cheapest Portland, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Portland, Texas

Insurance Company Low Medium High
Allstate $5,389 $5,483 $5,747
American Family $4,678 $4,853 $5,727
GEICO $2,731 $2,883 $3,219
Nationwide $4,810 $4,320 $4,418
Progressive $3,833 $4,025 $4,276
State Farm $2,330 $2,464 $2,637
USAA $2,161 $2,240 $2,357

What affects car insurance rates in Portland, Texas?

What factors can have an impact on Portland, TX car insurance? There are several reasons why Portland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Portland, Texas.

Car Theft in Portland

High levels of vehicle theft can make car insurance more expensive. Portland, TX car theft statistics from the FBI indicate 20 vehicle thefts a year.

Commute Time in Portland

The more time you spend in your car the higher the risk of an accident. The average commute length in Portland, TX is 20.9 minutes according to City-Data.

Traffic in Portland

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Portland, TX traffic data from INRIX ranks Portland as the 115th-most congested in the world.

Compare Car Insurance Quotes in Portland, TX

Ready to find affordable Portland, Texas car insurance today? Enter your ZIP code for fast, free Portland, TX car insurance quotes.

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