Compare Pottsboro, TX Car Insurance Rates (2021)

Car insurance in Pottsboro, TX averages $286 a month. Pottsboro, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Pottsboro car insurance rates, compare quotes from the top car insurance companies in Pottsboro, TX.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Pottsboro, TX are $3,429/year
  • The cheapest car insurance company in Pottsboro is USAA
  • Average car insurance rates in Pottsboro, TX after a DUI are $3,923/year

If you need to buy Pottsboro, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Pottsboro, TX is right here.

You’ll find Pottsboro car insurance rates, the cheapest Pottsboro, TX car insurance companies, and information on Texas car insurance laws. You can also compare Pottsboro, Texas car insurance rates to San Antonio car insurance rates, Austin car insurance rates, and Houston car insurance rates.

Ready to find affordable Pottsboro, TX car insurance today? Enter your ZIP code for fast, free Pottsboro car insurance quotes.

Cheapest Pottsboro, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pottsboro, TX car insurance rates? Every Pottsboro, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pottsboro, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,296 $3,322 $3,254 $3,254 $8,748 $10,546 $4,072 $4,236
American Family $2,268 $2,514 $2,116 $2,412 $5,864 $7,676 $3,221 $3,666
GEICO $2,111 $2,267 $2,042 $2,293 $4,502 $4,684 $2,270 $2,266
Nationwide $2,214 $2,254 $1,959 $2,075 $6,172 $7,928 $2,590 $2,802
Progressive $2,155 $2,041 $1,920 $1,956 $8,929 $9,949 $2,539 $2,570
State Farm $1,833 $1,833 $1,635 $1,635 $4,442 $5,673 $1,997 $2,060
USAA $1,433 $1,440 $1,371 $1,359 $4,025 $4,377 $1,906 $2,038

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Pottsboro, TX

Every driver must carry the minimum car insurance in Pottsboro, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Pottsboro, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Pottsboro, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pottsboro, TX. Compare credit history car insurance rates in Pottsboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pottsboro, Texas

Insurance Company Poor Fair Good
Allstate $6,467 $4,743 $4,062
American Family $5,124 $3,213 $2,814
GEICO $4,311 $2,455 $1,648
Nationwide $4,200 $3,368 $2,929
Progressive $4,512 $3,898 $3,612
State Farm $3,734 $2,327 $1,855
USAA $3,289 $1,906 $1,535

Cheapest Pottsboro, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pottsboro, TX to rates for a clean record with top companies.

Annual Pottsboro, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,942 $6,105 $6,375 $3,942
American Family $3,397 $4,297 $3,778 $3,397
GEICO $2,385 $3,133 $2,636 $3,064
Nationwide $3,038 $3,038 $4,492 $3,429
Progressive $3,499 $4,515 $4,082 $3,933
State Farm $2,340 $2,690 $3,184 $2,340
USAA $1,674 $2,469 $2,912 $1,920

Cheapest Pottsboro, TX Car Insurance for Teen Drivers

Teen car insurance in Pottsboro, TX can be expensive. Take a look at rates from the top car insurance companies in Pottsboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pottsboro, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,748 $10,546
American Family $5,864 $7,676
GEICO $4,502 $4,684
Nationwide $6,172 $7,928
Progressive $8,929 $9,949
State Farm $4,442 $5,673
USAA $4,025 $4,377

Cheapest Pottsboro, TX Car Insurance for Seniors

Take a look at Pottsboro, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pottsboro, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,254 $3,254
American Family $2,116 $2,412
GEICO $2,042 $2,293
Nationwide $1,959 $2,075
Progressive $1,920 $1,956
State Farm $1,635 $1,635
USAA $1,371 $1,359

Cheapest Pottsboro, TX Car Insurance Rates After a DUI

A DUI in Pottsboro, TX increases car insurance rates. Compare Pottsboro, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pottsboro, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,375
American Family $3,778
GEICO $2,636
Nationwide $4,492
Progressive $4,082
State Farm $3,184
USAA $2,912

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pottsboro, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pottsboro, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pottsboro, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,968 $5,214
American Family $3,717 $3,717
GEICO $2,754 $2,855
Nationwide $3,499 $3,499
Progressive $4,007 $4,007
State Farm $2,639 $2,639
USAA $2,215 $2,272

The Best Cheap Car Insurance Companies in Pottsboro, TX

Take a look at a side-by-side comparison of the top car insurance companies in Pottsboro, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pottsboro, Texas

Insurance Company Average Annual Rates
Allstate $5,091
American Family $3,717
GEICO $2,804
Nationwide $3,499
Progressive $4,007
State Farm $2,639
USAA $2,244

Category Winners: Cheapest Car Insurance in Pottsboro, Texas

Find the cheapest car insurance companies in Pottsboro, TX for each category right here.

Best Annual Car Insurance Rates by Company in Pottsboro, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Pottsboro, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pottsboro car insurance rates. Find the cheapest Pottsboro, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pottsboro, Texas

Insurance Company Low Medium High
Allstate $4,969 $5,046 $5,258
American Family $3,462 $3,580 $4,109
GEICO $2,662 $2,771 $2,980
Nationwide $3,780 $3,350 $3,368
Progressive $3,809 $3,986 $4,226
State Farm $2,504 $2,629 $2,782
USAA $2,167 $2,235 $2,329

What affects car insurance rates in Pottsboro, Texas?

What factors can have an impact on Pottsboro, TX car insurance? There are several reasons why Pottsboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pottsboro, Texas.

Car Theft in Pottsboro

High levels of vehicle theft can make car insurance more expensive. Pottsboro, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Pottsboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Pottsboro, TX is 21.7 minutes according to City-Data.

Compare Car Insurance Quotes in Pottsboro, TX

Ready to find affordable Pottsboro, Texas car insurance today? Enter your ZIP code for fast, free Pottsboro, TX car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption