Compare Poway, CA Car Insurance Rates (2021)

Car insurance in Poway, CA averages $280 a month. Poway, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Poway car insurance rates, compare quotes from the top car insurance companies in Poway, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Poway is USAA
  • Average car insurance rates in Poway, CA after a DUI are $4,730/year
  • Average car insurance rates in Poway, CA are $3,363/year

If you need to buy Poway, California car insurance, the options can be confusing. Everything you need to know about car insurance in Poway, CA is right here.

You’ll find Poway car insurance rates, the cheapest Poway, CA car insurance companies, and information on California car insurance laws. You can also compare Poway, California car insurance rates to San Diego car insurance rates, Bakersfield car insurance rates, and Fresno car insurance rates.

Ready to find affordable Poway, CA car insurance today? Enter your ZIP code for fast, free Poway car insurance quotes.

Cheapest Poway, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Poway, CA car insurance rates? Every Poway, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poway, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,612 $2,620 $1,910 $1,929 $7,189 $9,060 $3,343 $3,686
Farmers $2,343 $2,343 $2,117 $2,117 $7,456 $12,173 $2,775 $3,088
GEICO $1,669 $1,669 $1,569 $1,569 $5,087 $5,168 $2,398 $2,447
Liberty Mutual $1,993 $1,888 $1,856 $1,799 $4,361 $4,635 $2,247 $2,264
Nationwide $2,797 $2,668 $2,459 $2,316 $7,142 $7,874 $3,344 $3,296
Progressive $1,775 $1,824 $1,510 $1,788 $4,749 $5,693 $2,544 $2,728
State Farm $3,389 $3,389 $3,031 $3,031 $6,288 $7,807 $3,754 $3,870
Travelers $2,215 $2,142 $1,966 $1,946 $4,588 $5,204 $2,864 $2,803
USAA $1,791 $1,698 $1,745 $1,753 $4,058 $4,085 $2,470 $2,337

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Minimum Car Insurance in Poway, CA

Every driver must carry the minimum car insurance in Poway, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Poway, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Poway, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Poway, CA to rates for a clean record with top companies.

Annual Poway, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,443 $4,097 $6,432 $3,203
Farmers $3,185 $4,332 $5,389 $4,299
GEICO $1,884 $2,916 $3,650 $2,337
Liberty Mutual $2,283 $3,059 $2,760 $2,419
Nationwide $2,786 $3,570 $6,022 $3,570
Progressive $1,855 $3,153 $3,620 $2,677
State Farm $3,086 $3,678 $6,936 $3,580
Travelers $1,990 $3,222 $3,734 $2,918
USAA $1,658 $2,467 $4,029 $1,815

Cheapest Poway, CA Car Insurance for Teen Drivers

Teen car insurance in Poway, CA can be expensive. Take a look at rates from the top car insurance companies in Poway for teenagers.

Annual Car Insurance Rates for Teen Drivers in Poway, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,189 $9,060
Farmers $7,456 $12,173
GEICO $5,087 $5,168
Liberty Mutual $4,361 $4,635
Nationwide $7,142 $7,874
Progressive $4,749 $5,693
State Farm $6,288 $7,807
Travelers $4,588 $5,204
USAA $4,058 $4,085

Cheapest Poway, CA Car Insurance for Seniors

Take a look at Poway, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Poway, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,910 $1,929
Farmers $2,117 $2,117
GEICO $1,569 $1,569
Liberty Mutual $1,856 $1,799
Nationwide $2,459 $2,316
Progressive $1,510 $1,788
State Farm $3,031 $3,031
Travelers $1,966 $1,946
USAA $1,745 $1,753

Cheapest Poway, CA Car Insurance Rates After a DUI

A DUI in Poway, CA increases car insurance rates. Compare Poway, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Poway, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,432
Farmers $5,389
GEICO $3,650
Liberty Mutual $2,760
Nationwide $6,022
Progressive $3,620
State Farm $6,936
Travelers $3,734
USAA $4,029

Cheapest Poway, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Poway, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Poway, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,646 $4,442
Farmers $3,902 $4,700
GEICO $2,450 $2,944
Liberty Mutual $2,416 $2,844
Nationwide $3,523 $4,450
Progressive $2,557 $3,095
State Farm $4,162 $4,478
Travelers $2,673 $3,259
USAA $2,299 $2,686

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The Best Cheap Car Insurance Companies in Poway, CA

Take a look at a side-by-side comparison of the top car insurance companies in Poway, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Poway, California

Insurance Company Average Annual Rates
Allstate $4,044
Farmers $4,301
GEICO $2,697
Liberty Mutual $2,630
Nationwide $3,987
Progressive $2,826
State Farm $4,320
Travelers $2,966
USAA $2,492

Category Winners: Cheapest Car Insurance in Poway, California

Find the cheapest car insurance companies in Poway, CA for each category right here.

Best Annual Car Insurance Rates by Company in Poway, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Poway, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Poway car insurance rates. Find the cheapest Poway, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Poway, California

Insurance Company Low Medium High
Allstate $3,835 $4,078 $4,218
Farmers $3,990 $4,337 $4,577
GEICO $2,437 $2,729 $2,925
Liberty Mutual $2,454 $2,653 $2,784
Nationwide $3,573 $4,062 $4,325
Progressive $2,519 $2,924 $3,035
State Farm $3,857 $4,403 $4,700
Travelers $2,569 $3,054 $3,275
USAA $2,259 $2,541 $2,677

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What affects car insurance rates in Poway, California?

What factors can have an impact on Poway, CA car insurance? There are several reasons why Poway car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Poway, California.

Car Theft in Poway

High levels of vehicle theft can make car insurance more expensive. Poway, CA car theft statistics from the FBI indicate 37 vehicle thefts a year.

Commute Time in Poway

The more time you spend in your car the higher the risk of an accident. The average commute length in Poway, CA is 26.4 minutes according to City-Data.

Compare Car Insurance Quotes in Poway, CA

Ready to find affordable Poway, California car insurance today? Enter your ZIP code for fast, free Poway, CA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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