Compare Powder Springs, GA Car Insurance Rates (2021)

Car insurance in Powder Springs, GA averages $473 a month. Powder Springs, Georgia car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Powder Springs car insurance rates, compare quotes from the top car insurance companies in Powder Springs, GA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Powder Springs, GA after a DUI are $6,993/year
  • Average car insurance rates in Powder Springs, GA are $5,676/year
  • The cheapest car insurance company in Powder Springs for teen drivers is USAA

If you need to buy Powder Springs, Georgia car insurance, the options can be confusing. Everything you need to know about car insurance in Powder Springs, GA is right here.

You’ll find Powder Springs car insurance rates, the cheapest Powder Springs, GA car insurance companies, and information on Georgia car insurance laws. You can also compare Powder Springs, Georgia car insurance rates to Sandy Springs car insurance rates, Warner Robins car insurance rates, and Alpharetta car insurance rates.

Ready to find affordable Powder Springs, GA car insurance today? Enter your ZIP code for fast, free Powder Springs car insurance quotes.

Cheapest Powder Springs, GA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Powder Springs, GA car insurance rates? Every Powder Springs, Georgia car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Powder Springs, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,064 $3,064 $2,940 $2,940 $7,232 $9,301 $3,430 $3,743
GEICO $2,410 $2,396 $2,352 $2,352 $7,899 $9,443 $3,145 $3,497
Liberty Mutual $5,955 $6,485 $4,873 $5,555 $26,258 $29,354 $6,283 $6,656
Nationwide $3,910 $4,039 $3,916 $4,293 $12,406 $15,913 $4,796 $5,193
Progressive $3,606 $3,269 $3,109 $3,293 $11,850 $13,104 $4,136 $4,286
State Farm $2,463 $2,463 $2,223 $2,223 $6,805 $8,926 $2,713 $2,939
USAA $1,744 $1,739 $1,643 $1,636 $6,457 $7,599 $2,170 $2,385

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Minimum Car Insurance in Powder Springs, GA

Every driver must carry the minimum car insurance in Powder Springs, GA. Take a look at the Georgia car insurance requirements.

Minimum Required Car Insurance Coverage in Powder Springs, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Powder Springs, GA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Powder Springs, GA. Compare credit history car insurance rates in Powder Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Powder Springs, Georgia

Insurance Company Poor Fair Good
Allstate $5,779 $4,025 $3,589
GEICO $5,634 $3,485 $3,440
Liberty Mutual $16,342 $10,060 $7,880
Nationwide $8,082 $6,583 $5,759
Progressive $6,523 $5,693 $5,279
State Farm $5,454 $3,393 $2,686
USAA $4,109 $2,912 $2,494

Cheapest Powder Springs, GA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Powder Springs, GA to rates for a clean record with top companies.

Annual Powder Springs, Georgia Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,654 $5,705 $4,645 $3,852
GEICO $2,699 $3,347 $7,510 $3,190
Liberty Mutual $8,683 $11,867 $13,622 $11,537
Nationwide $5,249 $6,164 $9,460 $6,360
Progressive $4,505 $8,156 $5,412 $5,254
State Farm $3,486 $4,203 $3,844 $3,844
USAA $2,427 $3,090 $4,460 $2,710

Cheapest Powder Springs, GA Car Insurance for Teen Drivers

Teen car insurance in Powder Springs, GA can be expensive. Take a look at rates from the top car insurance companies in Powder Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Powder Springs, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,232 $9,301
GEICO $7,899 $9,443
Liberty Mutual $26,258 $29,354
Nationwide $12,406 $15,913
Progressive $11,850 $13,104
State Farm $6,805 $8,926
USAA $6,457 $7,599

Cheapest Powder Springs, GA Car Insurance for Seniors

Take a look at Powder Springs, GA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Powder Springs, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,940 $2,940
GEICO $2,352 $2,352
Liberty Mutual $4,873 $5,555
Nationwide $3,916 $4,293
Progressive $3,109 $3,293
State Farm $2,223 $2,223
USAA $1,643 $1,636

Cheapest Powder Springs, GA Car Insurance Rates After a DUI

A DUI in Powder Springs, GA increases car insurance rates. Compare Powder Springs, Georgia DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Powder Springs, Georgia

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,645
GEICO $7,510
Liberty Mutual $13,622
Nationwide $9,460
Progressive $5,412
State Farm $3,844
USAA $4,460

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Cheapest Powder Springs, GA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Powder Springs, GA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Powder Springs, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,361 $4,567
GEICO $4,121 $4,252
Liberty Mutual $11,427 $11,427
Nationwide $6,808 $6,808
Progressive $5,832 $5,832
State Farm $3,844 $3,844
USAA $3,027 $3,316

The Best Cheap Car Insurance Companies in Powder Springs, GA

Take a look at a side-by-side comparison of the top car insurance companies in Powder Springs, GA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Powder Springs, Georgia

Insurance Company Average Annual Rates
Allstate $4,464
GEICO $4,187
Liberty Mutual $11,427
Nationwide $6,808
Progressive $5,832
State Farm $3,844
USAA $3,172

Category Winners: Cheapest Car Insurance in Powder Springs, Georgia

Find the cheapest car insurance companies in Powder Springs, GA for each category right here.

Best Annual Car Insurance Rates by Company in Powder Springs, Georgia

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Powder Springs, GA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Powder Springs car insurance rates. Find the cheapest Powder Springs, GA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Powder Springs, Georgia

Insurance Company Low Medium High
Allstate $4,120 $4,510 $4,762
GEICO $3,822 $4,211 $4,527
Liberty Mutual $10,883 $11,358 $12,041
Nationwide $6,538 $6,950 $6,936
Progressive $5,237 $5,718 $6,540
State Farm $3,578 $3,849 $4,105
USAA $3,008 $3,154 $3,353

What affects car insurance rates in Powder Springs, Georgia?

What factors can have an impact on Powder Springs, GA car insurance? There are several reasons why Powder Springs car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Powder Springs, Georgia.

Commute Time in Powder Springs

The more time you spend in your car the higher the risk of an accident. The average commute length in Powder Springs, GA is 38.4 minutes according to City-Data.

Compare Car Insurance Quotes in Powder Springs, GA

Ready to find affordable Powder Springs, Georgia car insurance today? Enter your ZIP code for fast, free Powder Springs, GA car insurance quotes.

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