Compare Powder Springs, TN Car Insurance Rates (2021)

Car insurance in Powder Springs, TN averages $304 a month. Powder Springs, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Powder Springs car insurance rates, compare quotes from the top car insurance companies in Powder Springs, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Powder Springs, TN are $3,645/year
  • The cheapest car insurance company in Powder Springs for teen drivers is State Farm
  • The cheapest car insurance company in Powder Springs is State Farm

If you need to buy Powder Springs, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Powder Springs, TN is right here.

You’ll find Powder Springs car insurance rates, the cheapest Powder Springs, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Powder Springs, Tennessee car insurance rates to Bartlett car insurance rates, Knoxville car insurance rates, and Franklin car insurance rates.

Ready to find affordable Powder Springs, TN car insurance today? Enter your ZIP code for fast, free Powder Springs car insurance quotes.

Cheapest Powder Springs, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Powder Springs, TN car insurance rates? Every Powder Springs, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Powder Springs, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,856 $2,735 $2,572 $2,670 $10,920 $11,865 $3,033 $3,137
Farmers $1,623 $1,652 $1,458 $1,599 $6,619 $7,034 $2,193 $2,320
GEICO $2,053 $2,066 $1,885 $1,885 $6,467 $6,558 $2,100 $2,168
Liberty Mutual $3,541 $129 $2,909 $3,249 $14,257 $15,845 $3,801 $4,060
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $1,867 $1,756 $1,523 $1,592 $8,507 $9,574 $2,251 $2,460
State Farm $1,575 $1,575 $1,423 $1,423 $4,875 $6,084 $1,781 $2,081
Travelers $1,777 $1,869 $1,630 $1,734 $5,106 $6,365 $1,889 $1,987
USAA $1,568 $1,593 $1,416 $1,414 $5,662 $6,485 $2,047 $2,183

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Minimum Car Insurance in Powder Springs, TN

Every driver must carry the minimum car insurance in Powder Springs, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Powder Springs, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Powder Springs, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Powder Springs, TN. Compare credit history car insurance rates in Powder Springs from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Powder Springs, Tennessee

Insurance Company Poor Fair Good
Allstate $6,351 $4,860 $3,710
Farmers $3,644 $2,849 $2,694
GEICO $3,566 $3,060 $2,816
Liberty Mutual $8,574 $5,244 $4,103
Nationwide $4,532 $3,582 $3,174
Progressive $4,143 $3,581 $3,350
State Farm $3,779 $2,267 $1,761
Travelers $3,548 $2,799 $2,038
USAA $4,055 $2,375 $1,958

Cheapest Powder Springs, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Powder Springs, TN to rates for a clean record with top companies.

Annual Powder Springs, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,148 $4,957 $6,027 $4,762
Farmers $2,615 $3,237 $3,314 $3,084
GEICO $2,304 $3,067 $4,914 $2,304
Liberty Mutual $4,847 $6,977 $6,494 $5,577
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,250 $4,226 $3,461 $3,827
State Farm $2,368 $2,836 $2,602 $2,602
Travelers $2,261 $2,908 $3,225 $2,785
USAA $2,030 $3,048 $3,589 $2,517

Cheapest Powder Springs, TN Car Insurance for Teen Drivers

Teen car insurance in Powder Springs, TN can be expensive. Take a look at rates from the top car insurance companies in Powder Springs for teenagers.

Annual Car Insurance Rates for Teen Drivers in Powder Springs, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,920 $11,865
Farmers $6,619 $7,034
GEICO $6,467 $6,558
Liberty Mutual $14,257 $15,845
Nationwide $6,680 $8,613
Progressive $8,507 $9,574
State Farm $4,875 $6,084
Travelers $5,106 $6,365
USAA $5,662 $6,485

Cheapest Powder Springs, TN Car Insurance for Seniors

Take a look at Powder Springs, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Powder Springs, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,572 $2,670
Farmers $1,458 $1,599
GEICO $1,885 $1,885
Liberty Mutual $2,909 $3,249
Nationwide $2,132 $2,165
Progressive $1,523 $1,592
State Farm $1,423 $1,423
Travelers $1,630 $1,734
USAA $1,416 $1,414

Cheapest Powder Springs, TN Car Insurance Rates After a DUI

A DUI in Powder Springs, TN increases car insurance rates. Compare Powder Springs, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Powder Springs, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,027
Farmers $3,314
GEICO $4,914
Liberty Mutual $6,494
Nationwide $4,898
Progressive $3,461
State Farm $2,602
Travelers $3,225
USAA $3,589

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Cheapest Powder Springs, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Powder Springs, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Powder Springs, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,973 $4,973
Farmers $3,062 $3,062
GEICO $3,125 $3,170
Liberty Mutual $5,974 $5,974
Nationwide $3,763 $3,763
Progressive $3,691 $3,691
State Farm $2,541 $2,663
Travelers $2,685 $2,905
USAA $2,717 $2,875

The Best Cheap Car Insurance Companies in Powder Springs, TN

Take a look at a side-by-side comparison of the top car insurance companies in Powder Springs, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Powder Springs, Tennessee

Insurance Company Average Annual Rates
Allstate $4,973
Farmers $3,062
GEICO $3,148
Liberty Mutual $5,974
Nationwide $3,763
Progressive $3,691
State Farm $2,602
Travelers $2,795
USAA $2,796

Category Winners: Cheapest Car Insurance in Powder Springs, Tennessee

Find the cheapest car insurance companies in Powder Springs, TN for each category right here.

Best Annual Car Insurance Rates by Company in Powder Springs, Tennessee

Category Insurance Company
Teenagers State Farm
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Powder Springs, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Powder Springs car insurance rates. Find the cheapest Powder Springs, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Powder Springs, Tennessee

Insurance Company Low Medium High
Allstate $4,790 $4,961 $5,170
Farmers $2,887 $3,047 $3,253
GEICO $2,976 $3,139 $3,327
Liberty Mutual $5,719 $5,971 $6,232
Nationwide $3,795 $3,682 $3,811
Progressive $3,455 $3,693 $3,925
State Farm $2,461 $2,613 $2,732
Travelers $2,614 $2,792 $2,978
USAA $2,708 $2,786 $2,894

Compare Car Insurance Quotes in Powder Springs, TN

Ready to find affordable Powder Springs, Tennessee car insurance today? Enter your ZIP code for fast, free Powder Springs, TN car insurance quotes.

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