Compare Powderhorn, CO Car Insurance Rates (2021)

Car insurance in Powderhorn, CO averages $301 a month. Powderhorn, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Powderhorn car insurance rates, compare quotes from the top car insurance companies in Powderhorn, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Powderhorn, CO after a DUI are $4,299/year
  • The cheapest car insurance company in Powderhorn for teen drivers is Liberty Mutual
  • Average car insurance rates in Powderhorn, CO are $3,612/year

If you need to buy Powderhorn, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Powderhorn, CO is right here.

You’ll find Powderhorn car insurance rates, the cheapest Powderhorn, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Powderhorn, Colorado car insurance rates to Denver car insurance rates, Fort Collins car insurance rates, and Pueblo car insurance rates.

Ready to find affordable Powderhorn, CO car insurance today? Enter your ZIP code for fast, free Powderhorn car insurance quotes.

Cheapest Powderhorn, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Powderhorn, CO car insurance rates? Every Powderhorn, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Powderhorn, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,385 $3,168 $3,033 $3,066 $11,637 $12,219 $3,751 $3,785
American Family $2,345 $2,345 $2,115 $2,115 $5,676 $7,600 $2,345 $2,877
Farmers $2,981 $2,951 $2,711 $2,923 $10,899 $10,912 $3,274 $3,314
GEICO $1,843 $1,991 $1,885 $2,095 $5,626 $5,988 $1,701 $1,756
Liberty Mutual $1,819 $1,804 $1,527 $1,672 $5,023 $5,489 $1,844 $1,896
Nationwide $2,210 $2,255 $1,977 $2,093 $5,513 $7,064 $2,533 $2,738
Progressive $2,342 $2,189 $2,017 $2,013 $7,927 $8,894 $2,652 $2,589
State Farm $1,759 $1,759 $1,567 $1,567 $4,886 $6,202 $1,962 $2,323
USAA $2,154 $2,161 $2,042 $2,056 $5,325 $6,108 $2,771 $3,027

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Minimum Car Insurance in Powderhorn, CO

Every driver must carry the minimum car insurance in Powderhorn, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Powderhorn, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Powderhorn, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Powderhorn, CO. Compare credit history car insurance rates in Powderhorn from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Powderhorn, Colorado

Insurance Company Poor Fair Good
Allstate $7,021 $5,409 $4,087
American Family $4,458 $3,168 $2,657
Farmers $5,829 $4,696 $4,461
GEICO $3,437 $2,861 $2,284
Liberty Mutual $3,780 $2,291 $1,831
Nationwide $3,990 $3,154 $2,751
Progressive $4,350 $3,715 $3,418
State Farm $3,821 $2,457 $1,981
USAA $4,757 $2,700 $2,160

Cheapest Powderhorn, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Powderhorn, CO to rates for a clean record with top companies.

Annual Powderhorn, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,696 $5,396 $6,609 $5,321
American Family $2,534 $3,607 $4,697 $2,872
Farmers $4,216 $5,414 $5,347 $5,005
GEICO $2,046 $3,141 $3,564 $2,691
Liberty Mutual $2,296 $2,694 $2,822 $2,726
Nationwide $2,537 $3,465 $4,398 $2,792
Progressive $3,327 $4,598 $3,511 $3,876
State Farm $2,546 $2,960 $2,753 $2,753
USAA $2,344 $2,849 $4,987 $2,642

Cheapest Powderhorn, CO Car Insurance for Teen Drivers

Teen car insurance in Powderhorn, CO can be expensive. Take a look at rates from the top car insurance companies in Powderhorn for teenagers.

Annual Car Insurance Rates for Teen Drivers in Powderhorn, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,637 $12,219
American Family $5,676 $7,600
Farmers $10,899 $10,912
GEICO $5,626 $5,988
Liberty Mutual $5,023 $5,489
Nationwide $5,513 $7,064
Progressive $7,927 $8,894
State Farm $4,886 $6,202
USAA $5,325 $6,108

Cheapest Powderhorn, CO Car Insurance for Seniors

Take a look at Powderhorn, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Powderhorn, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,033 $3,066
American Family $2,115 $2,115
Farmers $2,711 $2,923
GEICO $1,885 $2,095
Liberty Mutual $1,527 $1,672
Nationwide $1,977 $2,093
Progressive $2,017 $2,013
State Farm $1,567 $1,567
USAA $2,042 $2,056

Cheapest Powderhorn, CO Car Insurance Rates After a DUI

A DUI in Powderhorn, CO increases car insurance rates. Compare Powderhorn, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Powderhorn, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,609
American Family $4,697
Farmers $5,347
GEICO $3,564
Liberty Mutual $2,822
Nationwide $4,398
Progressive $3,511
State Farm $2,753
USAA $4,987

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Cheapest Powderhorn, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Powderhorn, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Powderhorn, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,506 $5,506
American Family $3,354 $3,500
Farmers $4,995 $4,995
GEICO $2,797 $2,925
Liberty Mutual $2,634 $2,634
Nationwide $3,298 $3,298
Progressive $3,828 $3,828
State Farm $2,687 $2,819
USAA $3,115 $3,296

The Best Cheap Car Insurance Companies in Powderhorn, CO

Take a look at a side-by-side comparison of the top car insurance companies in Powderhorn, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Powderhorn, Colorado

Insurance Company Average Annual Rates
Allstate $5,506
American Family $3,427
Farmers $4,995
GEICO $2,861
Liberty Mutual $2,634
Nationwide $3,298
Progressive $3,828
State Farm $2,753
USAA $3,206

Category Winners: Cheapest Car Insurance in Powderhorn, Colorado

Find the cheapest car insurance companies in Powderhorn, CO for each category right here.

Best Annual Car Insurance Rates by Company in Powderhorn, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors State Farm
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Powderhorn, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Powderhorn car insurance rates. Find the cheapest Powderhorn, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Powderhorn, Colorado

Insurance Company Low Medium High
Allstate $5,245 $5,489 $5,782
American Family $3,258 $3,499 $3,526
Farmers $4,400 $4,927 $5,660
GEICO $2,656 $2,825 $3,100
Liberty Mutual $2,514 $2,626 $2,762
Nationwide $3,323 $3,295 $3,276
Progressive $3,606 $3,837 $4,041
State Farm $2,593 $2,752 $2,913
USAA $3,077 $3,205 $3,334

Compare Car Insurance Quotes in Powderhorn, CO

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