Compare Powderly, KY Car Insurance Rates (2021)

Car insurance in Powderly, KY averages $356 a month. Powderly, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Powderly car insurance rates, compare quotes from the top car insurance companies in Powderly, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Powderly, KY are $4,267/year
  • The cheapest car insurance company in Powderly for teen drivers is USAA
  • The cheapest car insurance company in Powderly is USAA

If you need to buy Powderly, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Powderly, KY is right here.

You’ll find Powderly car insurance rates, the cheapest Powderly, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Powderly, Kentucky car insurance rates to Independence car insurance rates, Richmond car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable Powderly, KY car insurance today? Enter your ZIP code for fast, free Powderly car insurance quotes.

Cheapest Powderly, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Powderly, KY car insurance rates? Every Powderly, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Powderly, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,070 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,816 $3,052 $2,411 $2,689 $11,467 $12,655 $2,935 $3,039
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,932 $1,842 $1,728 $1,742 $9,192 $10,391 $2,393 $2,446
State Farm $2,132 $2,132 $1,907 $1,907 $6,454 $8,138 $2,378 $2,680
Travelers $2,278 $2,319 $2,234 $2,240 $10,963 $17,628 $2,380 $2,750
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

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Minimum Car Insurance in Powderly, KY

Every driver must carry the minimum car insurance in Powderly, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Powderly, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Powderly, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Powderly, KY. Compare credit history car insurance rates in Powderly from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Powderly, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $7,345 $4,503 $3,550
Nationwide $4,672 $3,666 $3,197
Progressive $4,434 $3,854 $3,587
State Farm $5,011 $3,026 $2,361
Travelers $5,965 $5,051 $5,031
USAA $4,165 $2,317 $1,884

Cheapest Powderly, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Powderly, KY to rates for a clean record with top companies.

Annual Powderly, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,800 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $4,278 $6,583 $5,120 $4,552
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,276 $4,836 $3,738 $3,982
State Farm $3,162 $3,770 $3,466 $3,466
Travelers $4,665 $4,799 $6,931 $5,000
USAA $2,103 $2,980 $3,541 $2,530

Cheapest Powderly, KY Car Insurance for Teen Drivers

Teen car insurance in Powderly, KY can be expensive. Take a look at rates from the top car insurance companies in Powderly for teenagers.

Annual Car Insurance Rates for Teen Drivers in Powderly, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $11,467 $12,655
Nationwide $6,037 $7,550
Progressive $9,192 $10,391
State Farm $6,454 $8,138
Travelers $10,963 $17,628
USAA $4,875 $5,165

Cheapest Powderly, KY Car Insurance for Seniors

Take a look at Powderly, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Powderly, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,411 $2,689
Nationwide $2,519 $2,640
Progressive $1,728 $1,742
State Farm $1,907 $1,907
Travelers $2,234 $2,240
USAA $1,693 $1,740

Cheapest Powderly, KY Car Insurance Rates After a DUI

A DUI in Powderly, KY increases car insurance rates. Compare Powderly, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Powderly, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $5,120
Nationwide $4,997
Progressive $3,738
State Farm $3,466
Travelers $6,931
USAA $3,541

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Cheapest Powderly, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Powderly, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Powderly, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $5,133 $5,133
Nationwide $3,845 $3,845
Progressive $3,958 $3,958
State Farm $3,384 $3,548
Travelers $5,349 $5,349
USAA $2,683 $2,894

The Best Cheap Car Insurance Companies in Powderly, KY

Take a look at a side-by-side comparison of the top car insurance companies in Powderly, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Powderly, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $5,133
Nationwide $3,845
Progressive $3,958
State Farm $3,466
Travelers $5,349
USAA $2,789

Category Winners: Cheapest Car Insurance in Powderly, Kentucky

Find the cheapest car insurance companies in Powderly, KY for each category right here.

Best Annual Car Insurance Rates by Company in Powderly, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Powderly, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Powderly car insurance rates. Find the cheapest Powderly, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Powderly, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,883 $5,099 $5,417
Nationwide $3,908 $3,801 $3,826
Progressive $3,670 $3,910 $4,295
State Farm $3,286 $3,461 $3,651
Travelers $5,074 $5,374 $5,599
USAA $2,673 $2,783 $2,910

What affects car insurance rates in Powderly, Kentucky?

What factors can have an impact on Powderly, KY car insurance? There are several reasons why Powderly car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Powderly, Kentucky.

Commute Time in Powderly

The more time you spend in your car the higher the risk of an accident. The average commute length in Powderly, KY is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Powderly, KY

Ready to find affordable Powderly, Kentucky car insurance today? Enter your ZIP code for fast, free Powderly, KY car insurance quotes.

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