Compare Powell, TN Car Insurance Rates (2021)

Car insurance in Powell, TN averages $311 a month. Powell, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Powell car insurance rates, compare quotes from the top car insurance companies in Powell, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Powell for teen drivers is Travelers
  • Average car insurance rates in Powell, TN are $3,729/year
  • Average car insurance rates in Powell, TN after a DUI are $4,355/year

If you need to buy Powell, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Powell, TN is right here.

You’ll find Powell car insurance rates, the cheapest Powell, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Powell, Tennessee car insurance rates to Bartlett car insurance rates, Clarksville car insurance rates, and Franklin car insurance rates.

Ready to find affordable Powell, TN car insurance today? Enter your ZIP code for fast, free Powell car insurance quotes.

Cheapest Powell, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Powell, TN car insurance rates? Every Powell, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Powell, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,760 $2,645 $2,492 $2,586 $10,549 $11,495 $2,929 $3,022
Farmers $1,643 $1,671 $1,463 $1,610 $6,904 $7,361 $2,243 $2,392
GEICO $2,044 $2,055 $1,875 $1,875 $6,504 $6,590 $2,095 $2,163
Liberty Mutual $3,651 $129 $2,990 $3,333 $15,586 $17,306 $3,927 $4,191
Nationwide $2,383 $2,401 $2,132 $2,165 $6,680 $8,613 $2,748 $2,981
Progressive $2,051 $1,925 $1,676 $1,752 $9,466 $10,650 $2,477 $2,708
State Farm $1,653 $1,653 $1,500 $1,500 $5,173 $6,466 $1,872 $2,176
Travelers $1,761 $1,852 $1,616 $1,718 $5,086 $6,338 $1,872 $1,969
USAA $1,508 $1,533 $1,363 $1,361 $5,395 $6,191 $1,968 $2,095

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Minimum Car Insurance in Powell, TN

Every driver must carry the minimum car insurance in Powell, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Powell, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Powell, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Powell, TN. Compare credit history car insurance rates in Powell from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Powell, Tennessee

Insurance Company Poor Fair Good
Allstate $6,134 $4,704 $3,591
Farmers $3,736 $2,952 $2,795
GEICO $3,568 $3,063 $2,819
Liberty Mutual $9,151 $5,625 $4,391
Nationwide $4,532 $3,582 $3,174
Progressive $4,580 $3,968 $3,717
State Farm $3,993 $2,395 $1,859
Travelers $3,519 $2,784 $2,027
USAA $3,878 $2,275 $1,877

Cheapest Powell, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Powell, TN to rates for a clean record with top companies.

Annual Powell, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,018 $4,798 $5,817 $4,606
Farmers $2,710 $3,339 $3,404 $3,191
GEICO $2,310 $3,071 $4,909 $2,310
Liberty Mutual $5,162 $7,482 $6,958 $5,954
Nationwide $3,252 $3,252 $4,898 $3,649
Progressive $3,597 $4,688 $3,831 $4,237
State Farm $2,499 $3,000 $2,749 $2,749
Travelers $2,249 $2,896 $3,196 $2,766
USAA $1,946 $2,918 $3,429 $2,414

Cheapest Powell, TN Car Insurance for Teen Drivers

Teen car insurance in Powell, TN can be expensive. Take a look at rates from the top car insurance companies in Powell for teenagers.

Annual Car Insurance Rates for Teen Drivers in Powell, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,549 $11,495
Farmers $6,904 $7,361
GEICO $6,504 $6,590
Liberty Mutual $15,586 $17,306
Nationwide $6,680 $8,613
Progressive $9,466 $10,650
State Farm $5,173 $6,466
Travelers $5,086 $6,338
USAA $5,395 $6,191

Cheapest Powell, TN Car Insurance for Seniors

Take a look at Powell, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Powell, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,492 $2,586
Farmers $1,463 $1,610
GEICO $1,875 $1,875
Liberty Mutual $2,990 $3,333
Nationwide $2,132 $2,165
Progressive $1,676 $1,752
State Farm $1,500 $1,500
Travelers $1,616 $1,718
USAA $1,363 $1,361

Cheapest Powell, TN Car Insurance Rates After a DUI

A DUI in Powell, TN increases car insurance rates. Compare Powell, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Powell, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,817
Farmers $3,404
GEICO $4,909
Liberty Mutual $6,958
Nationwide $4,898
Progressive $3,831
State Farm $2,749
Travelers $3,196
USAA $3,429

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Cheapest Powell, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Powell, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Powell, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,810 $4,810
Farmers $3,161 $3,161
GEICO $3,126 $3,174
Liberty Mutual $6,389 $6,389
Nationwide $3,763 $3,763
Progressive $4,088 $4,088
State Farm $2,683 $2,816
Travelers $2,667 $2,886
USAA $2,602 $2,752

The Best Cheap Car Insurance Companies in Powell, TN

Take a look at a side-by-side comparison of the top car insurance companies in Powell, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Powell, Tennessee

Insurance Company Average Annual Rates
Allstate $4,810
Farmers $3,161
GEICO $3,150
Liberty Mutual $6,389
Nationwide $3,763
Progressive $4,088
State Farm $2,749
Travelers $2,777
USAA $2,677

Category Winners: Cheapest Car Insurance in Powell, Tennessee

Find the cheapest car insurance companies in Powell, TN for each category right here.

Best Annual Car Insurance Rates by Company in Powell, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Powell, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Powell car insurance rates. Find the cheapest Powell, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Powell, Tennessee

Insurance Company Low Medium High
Allstate $4,626 $4,797 $5,006
Farmers $3,007 $3,152 $3,323
GEICO $2,985 $3,145 $3,321
Liberty Mutual $6,141 $6,390 $6,636
Nationwide $3,795 $3,682 $3,811
Progressive $3,825 $4,093 $4,347
State Farm $2,581 $2,764 $2,904
Travelers $2,607 $2,774 $2,948
USAA $2,592 $2,667 $2,771

What affects car insurance rates in Powell, Tennessee?

What factors can have an impact on Powell, TN car insurance? There are several reasons why Powell car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Powell, Tennessee.

Commute Time in Powell

The more time you spend in your car the higher the risk of an accident. The average commute length in Powell, TN is 34.4 minutes according to City-Data.

Compare Car Insurance Quotes in Powell, TN

Ready to find affordable Powell, Tennessee car insurance today? Enter your ZIP code for fast, free Powell, TN car insurance quotes.

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