Compare Poydras, LA Car Insurance Rates (2021)

Car insurance in Poydras, LA averages $612 a month. Poydras, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Poydras car insurance rates, compare quotes from the top car insurance companies in Poydras, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Poydras, LA after a DUI are $8,389/year
  • The cheapest car insurance company in Poydras for teen drivers is USAA
  • The cheapest car insurance company in Poydras is USAA

If you need to buy Poydras, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Poydras, LA is right here.

You’ll find Poydras car insurance rates, the cheapest Poydras, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Poydras, Louisiana car insurance rates to Baton Rouge car insurance rates, New Orleans car insurance rates, and Monroe car insurance rates.

Ready to find affordable Poydras, LA car insurance today? Enter your ZIP code for fast, free Poydras car insurance quotes.

Cheapest Poydras, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Poydras, LA car insurance rates? Every Poydras, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poydras, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,288 $5,288 $5,463 $5,463 $11,239 $14,061 $5,809 $6,275
GEICO $3,882 $4,492 $4,687 $5,790 $14,498 $15,195 $3,739 $3,586
Progressive $6,498 $6,103 $5,426 $5,854 $24,496 $27,275 $7,392 $7,456
State Farm $3,995 $3,995 $3,667 $3,667 $11,070 $13,872 $4,446 $4,952
USAA $2,986 $2,938 $2,918 $2,894 $8,995 $10,531 $3,671 $4,024

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Minimum Car Insurance in Poydras, LA

Every driver must carry the minimum car insurance in Poydras, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Poydras, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Poydras, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Poydras, LA. Compare credit history car insurance rates in Poydras from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Poydras, Louisiana

Insurance Company Poor Fair Good
Allstate $9,600 $6,641 $5,841
GEICO $8,311 $7,210 $5,431
Progressive $12,858 $10,937 $10,142
State Farm $8,588 $5,547 $4,490
USAA $6,720 $4,299 $3,591

Cheapest Poydras, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Poydras, LA to rates for a clean record with top companies.

Annual Poydras, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,839 $8,838 $7,915 $6,850
GEICO $4,734 $7,649 $9,482 $6,070
Progressive $9,445 $12,560 $12,184 $11,061
State Farm $5,706 $6,711 $6,208 $6,208
USAA $3,714 $5,171 $6,157 $4,437

Cheapest Poydras, LA Car Insurance for Teen Drivers

Teen car insurance in Poydras, LA can be expensive. Take a look at rates from the top car insurance companies in Poydras for teenagers.

Annual Car Insurance Rates for Teen Drivers in Poydras, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,239 $14,061
GEICO $14,498 $15,195
Progressive $24,496 $27,275
State Farm $11,070 $13,872
USAA $8,995 $10,531

Cheapest Poydras, LA Car Insurance for Seniors

Take a look at Poydras, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Poydras, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $5,463 $5,463
GEICO $4,687 $5,790
Progressive $5,426 $5,854
State Farm $3,667 $3,667
USAA $2,918 $2,894

Cheapest Poydras, LA Car Insurance Rates After a DUI

A DUI in Poydras, LA increases car insurance rates. Compare Poydras, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Poydras, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,915
GEICO $9,482
Progressive $12,184
State Farm $6,208
USAA $6,157

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Cheapest Poydras, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Poydras, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Poydras, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $7,361 $7,361
GEICO $6,842 $7,126
Progressive $11,312 $11,312
State Farm $6,042 $6,374
USAA $4,717 $5,023

The Best Cheap Car Insurance Companies in Poydras, LA

Take a look at a side-by-side comparison of the top car insurance companies in Poydras, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Poydras, Louisiana

Insurance Company Average Annual Rates
Allstate $7,361
GEICO $6,984
Progressive $11,312
State Farm $6,208
USAA $4,870

Category Winners: Cheapest Car Insurance in Poydras, Louisiana

Find the cheapest car insurance companies in Poydras, LA for each category right here.

Best Annual Car Insurance Rates by Company in Poydras, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Poydras, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Poydras car insurance rates. Find the cheapest Poydras, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Poydras, Louisiana

Insurance Company Low Medium High
Allstate $6,261 $7,506 $8,314
GEICO $5,636 $7,006 $8,309
Progressive $9,217 $11,206 $13,514
State Farm $5,329 $6,191 $7,104
USAA $4,177 $4,950 $5,482

What affects car insurance rates in Poydras, Louisiana?

What factors can have an impact on Poydras, LA car insurance? There are several reasons why Poydras car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Poydras, Louisiana.

Commute Time in Poydras

The more time you spend in your car the higher the risk of an accident. The average commute length in Poydras, LA is 30.6 minutes according to City-Data.

Compare Car Insurance Quotes in Poydras, LA

Ready to find affordable Poydras, Louisiana car insurance today? Enter your ZIP code for fast, free Poydras, LA car insurance quotes.

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