Compare Poynor, TX Car Insurance Rates (2021)

Car insurance in Poynor, TX averages $302 a month. Poynor, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Poynor car insurance rates, compare quotes from the top car insurance companies in Poynor, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Poynor, TX after a DUI are $4,116/year
  • The cheapest car insurance company in Poynor is USAA
  • The cheapest car insurance company in Poynor for teen drivers is USAA

If you need to buy Poynor, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Poynor, TX is right here.

You’ll find Poynor car insurance rates, the cheapest Poynor, TX car insurance companies, and information on Texas car insurance laws. You can also compare Poynor, Texas car insurance rates to Corpus Christi car insurance rates, Fort Worth car insurance rates, and El Paso car insurance rates.

Ready to find affordable Poynor, TX car insurance today? Enter your ZIP code for fast, free Poynor car insurance quotes.

Cheapest Poynor, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Poynor, TX car insurance rates? Every Poynor, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Poynor, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,273 $3,300 $3,233 $3,233 $8,625 $10,401 $4,041 $4,205
American Family $2,353 $2,605 $2,176 $2,478 $5,974 $7,827 $3,323 $3,781
GEICO $2,447 $2,646 $2,378 $2,695 $5,375 $5,606 $2,644 $2,641
Nationwide $2,189 $2,226 $1,936 $2,050 $6,152 $7,900 $2,566 $2,776
Progressive $2,302 $2,181 $2,050 $2,086 $9,620 $10,753 $2,721 $2,763
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,589 $1,602 $1,515 $1,508 $4,443 $4,850 $2,122 $2,284

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Minimum Car Insurance in Poynor, TX

Every driver must carry the minimum car insurance in Poynor, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Poynor, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Poynor, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Poynor, TX. Compare credit history car insurance rates in Poynor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Poynor, Texas

Insurance Company Poor Fair Good
Allstate $6,413 $4,690 $4,013
American Family $5,273 $3,291 $2,880
GEICO $5,100 $2,887 $1,925
Nationwide $4,164 $3,347 $2,913
Progressive $4,854 $4,192 $3,883
State Farm $4,108 $2,553 $2,033
USAA $3,663 $2,109 $1,695

Cheapest Poynor, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Poynor, TX to rates for a clean record with top companies.

Annual Poynor, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,912 $6,039 $6,293 $3,912
American Family $3,489 $4,406 $3,875 $3,489
GEICO $2,805 $3,720 $3,087 $3,604
Nationwide $3,015 $3,015 $4,463 $3,404
Progressive $3,759 $4,862 $4,392 $4,225
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,857 $2,736 $3,231 $2,132

Cheapest Poynor, TX Car Insurance for Teen Drivers

Teen car insurance in Poynor, TX can be expensive. Take a look at rates from the top car insurance companies in Poynor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Poynor, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,625 $10,401
American Family $5,974 $7,827
GEICO $5,375 $5,606
Nationwide $6,152 $7,900
Progressive $9,620 $10,753
State Farm $4,819 $6,128
USAA $4,443 $4,850

Cheapest Poynor, TX Car Insurance for Seniors

Take a look at Poynor, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Poynor, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,233 $3,233
American Family $2,176 $2,478
GEICO $2,378 $2,695
Nationwide $1,936 $2,050
Progressive $2,050 $2,086
State Farm $1,816 $1,816
USAA $1,515 $1,508

Cheapest Poynor, TX Car Insurance Rates After a DUI

A DUI in Poynor, TX increases car insurance rates. Compare Poynor, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Poynor, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,293
American Family $3,875
GEICO $3,087
Nationwide $4,463
Progressive $4,392
State Farm $3,471
USAA $3,231

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Cheapest Poynor, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Poynor, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Poynor, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,919 $5,159
American Family $3,815 $3,815
GEICO $3,245 $3,363
Nationwide $3,474 $3,474
Progressive $4,310 $4,310
State Farm $2,898 $2,898
USAA $2,458 $2,521

The Best Cheap Car Insurance Companies in Poynor, TX

Take a look at a side-by-side comparison of the top car insurance companies in Poynor, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Poynor, Texas

Insurance Company Average Annual Rates
Allstate $5,039
American Family $3,815
GEICO $3,304
Nationwide $3,474
Progressive $4,310
State Farm $2,898
USAA $2,489

Category Winners: Cheapest Car Insurance in Poynor, Texas

Find the cheapest car insurance companies in Poynor, TX for each category right here.

Best Annual Car Insurance Rates by Company in Poynor, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Poynor, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Poynor car insurance rates. Find the cheapest Poynor, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Poynor, Texas

Insurance Company Low Medium High
Allstate $4,908 $4,990 $5,218
American Family $3,562 $3,681 $4,202
GEICO $3,133 $3,264 $3,515
Nationwide $3,729 $3,325 $3,369
Progressive $4,093 $4,288 $4,547
State Farm $2,757 $2,889 $3,048
USAA $2,409 $2,479 $2,580

What affects car insurance rates in Poynor, Texas?

What factors can have an impact on Poynor, TX car insurance? There are several reasons why Poynor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Poynor, Texas.

Commute Time in Poynor

The more time you spend in your car the higher the risk of an accident. The average commute length in Poynor, TX is 29.6 minutes according to City-Data.

Compare Car Insurance Quotes in Poynor, TX

Ready to find affordable Poynor, Texas car insurance today? Enter your ZIP code for fast, free Poynor, TX car insurance quotes.

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