Compare Prairie Lea, TX Car Insurance Rates (2021)

Car insurance in Prairie Lea, TX averages $312 a month. Prairie Lea, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Prairie Lea car insurance rates, compare quotes from the top car insurance companies in Prairie Lea, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prairie Lea, TX after a DUI are $4,283/year
  • The cheapest car insurance company in Prairie Lea is USAA
  • The cheapest car insurance company in Prairie Lea for teen drivers is USAA

If you need to buy Prairie Lea, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Prairie Lea, TX is right here.

You’ll find Prairie Lea car insurance rates, the cheapest Prairie Lea, TX car insurance companies, and information on Texas car insurance laws. You can also compare Prairie Lea, Texas car insurance rates to San Antonio car insurance rates, Austin car insurance rates, and Fort Worth car insurance rates.

Ready to find affordable Prairie Lea, TX car insurance today? Enter your ZIP code for fast, free Prairie Lea car insurance quotes.

Cheapest Prairie Lea, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prairie Lea, TX car insurance rates? Every Prairie Lea, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prairie Lea, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,454 $3,478 $3,408 $3,408 $9,212 $11,105 $4,269 $4,438
American Family $2,638 $2,946 $2,499 $2,870 $7,229 $9,458 $3,832 $4,374
GEICO $2,292 $2,468 $2,209 $2,500 $4,969 $5,134 $2,475 $2,462
Nationwide $2,472 $2,517 $2,180 $2,312 $7,033 $9,051 $2,906 $3,149
Progressive $2,267 $2,168 $2,010 $2,054 $9,152 $10,201 $2,686 $2,731
State Farm $2,030 $2,030 $1,803 $1,803 $4,820 $6,136 $2,204 $2,274
USAA $1,499 $1,510 $1,432 $1,424 $4,158 $4,532 $1,995 $2,141

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Minimum Car Insurance in Prairie Lea, TX

Every driver must carry the minimum car insurance in Prairie Lea, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Prairie Lea, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Prairie Lea, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prairie Lea, TX. Compare credit history car insurance rates in Prairie Lea from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prairie Lea, Texas

Insurance Company Poor Fair Good
Allstate $6,790 $4,981 $4,269
American Family $6,130 $3,904 $3,409
GEICO $4,721 $2,679 $1,791
Nationwide $4,745 $3,805 $3,307
Progressive $4,701 $4,039 $3,736
State Farm $4,092 $2,544 $2,026
USAA $3,434 $1,982 $1,594

Cheapest Prairie Lea, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prairie Lea, TX to rates for a clean record with top companies.

Annual Prairie Lea, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,126 $6,428 $6,707 $4,126
American Family $4,070 $5,219 $4,563 $4,070
GEICO $2,601 $3,426 $2,876 $3,351
Nationwide $3,422 $3,422 $5,094 $3,872
Progressive $3,632 $4,665 $4,243 $4,094
State Farm $2,570 $2,942 $3,467 $2,570
USAA $1,745 $2,569 $3,028 $2,003

Cheapest Prairie Lea, TX Car Insurance for Teen Drivers

Teen car insurance in Prairie Lea, TX can be expensive. Take a look at rates from the top car insurance companies in Prairie Lea for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prairie Lea, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,212 $11,105
American Family $7,229 $9,458
GEICO $4,969 $5,134
Nationwide $7,033 $9,051
Progressive $9,152 $10,201
State Farm $4,820 $6,136
USAA $4,158 $4,532

Cheapest Prairie Lea, TX Car Insurance for Seniors

Take a look at Prairie Lea, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prairie Lea, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,408 $3,408
American Family $2,499 $2,870
GEICO $2,209 $2,500
Nationwide $2,180 $2,312
Progressive $2,010 $2,054
State Farm $1,803 $1,803
USAA $1,432 $1,424

Cheapest Prairie Lea, TX Car Insurance Rates After a DUI

A DUI in Prairie Lea, TX increases car insurance rates. Compare Prairie Lea, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prairie Lea, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,707
American Family $4,563
GEICO $2,876
Nationwide $5,094
Progressive $4,243
State Farm $3,467
USAA $3,028

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Cheapest Prairie Lea, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prairie Lea, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prairie Lea, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,213 $5,480
American Family $4,481 $4,481
GEICO $3,006 $3,121
Nationwide $3,952 $3,952
Progressive $4,159 $4,159
State Farm $2,887 $2,887
USAA $2,307 $2,366

The Best Cheap Car Insurance Companies in Prairie Lea, TX

Take a look at a side-by-side comparison of the top car insurance companies in Prairie Lea, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prairie Lea, Texas

Insurance Company Average Annual Rates
Allstate $5,347
American Family $4,481
GEICO $3,064
Nationwide $3,953
Progressive $4,159
State Farm $2,887
USAA $2,336

Category Winners: Cheapest Car Insurance in Prairie Lea, Texas

Find the cheapest car insurance companies in Prairie Lea, TX for each category right here.

Best Annual Car Insurance Rates by Company in Prairie Lea, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Prairie Lea, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prairie Lea car insurance rates. Find the cheapest Prairie Lea, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prairie Lea, Texas

Insurance Company Low Medium High
Allstate $5,226 $5,301 $5,513
American Family $4,185 $4,325 $4,933
GEICO $2,898 $3,025 $3,268
Nationwide $4,269 $3,782 $3,806
Progressive $3,961 $4,139 $4,375
State Farm $2,741 $2,878 $3,043
USAA $2,258 $2,328 $2,424

Compare Car Insurance Quotes in Prairie Lea, TX

Ready to find affordable Prairie Lea, Texas car insurance today? Enter your ZIP code for fast, free Prairie Lea, TX car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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