Compare Prairie View, TX Car Insurance Rates (2021)

Car insurance in Prairie View, TX averages $352 a month. Prairie View, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Prairie View car insurance rates, compare quotes from the top car insurance companies in Prairie View, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prairie View, TX after a DUI are $4,779/year
  • The cheapest car insurance company in Prairie View is USAA
  • The cheapest car insurance company in Prairie View for teen drivers is USAA

If you need to buy Prairie View, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Prairie View, TX is right here.

You’ll find Prairie View car insurance rates, the cheapest Prairie View, TX car insurance companies, and information on Texas car insurance laws. You can also compare Prairie View, Texas car insurance rates to Houston car insurance rates, Dallas car insurance rates, and Plano car insurance rates.

Ready to find affordable Prairie View, TX car insurance today? Enter your ZIP code for fast, free Prairie View car insurance quotes.

Cheapest Prairie View, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prairie View, TX car insurance rates? Every Prairie View, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prairie View, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,589 $3,613 $3,542 $3,542 $9,414 $11,332 $4,415 $4,585
American Family $3,490 $3,931 $3,339 $3,872 $10,066 $13,121 $5,185 $5,922
GEICO $2,575 $2,796 $2,509 $2,874 $5,700 $5,909 $2,787 $2,765
Nationwide $2,461 $2,500 $2,175 $2,300 $7,060 $9,049 $2,900 $3,134
Progressive $2,429 $2,303 $2,170 $2,205 $10,348 $11,569 $2,879 $2,919
State Farm $2,170 $2,170 $1,928 $1,928 $5,174 $6,590 $2,357 $2,430
USAA $1,759 $1,768 $1,682 $1,668 $5,002 $5,441 $2,352 $2,518

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Minimum Car Insurance in Prairie View, TX

Every driver must carry the minimum car insurance in Prairie View, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Prairie View, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Prairie View, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prairie View, TX. Compare credit history car insurance rates in Prairie View from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prairie View, Texas

Insurance Company Poor Fair Good
Allstate $7,001 $5,124 $4,388
American Family $8,280 $5,381 $4,686
GEICO $5,394 $3,047 $2,028
Nationwide $4,736 $3,805 $3,302
Progressive $5,172 $4,481 $4,156
State Farm $4,385 $2,725 $2,170
USAA $4,073 $2,355 $1,894

Cheapest Prairie View, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prairie View, TX to rates for a clean record with top companies.

Annual Prairie View, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,267 $6,605 $6,877 $4,267
American Family $5,541 $7,145 $6,236 $5,541
GEICO $2,960 $3,930 $3,255 $3,813
Nationwide $3,426 $3,426 $5,071 $3,868
Progressive $4,010 $5,206 $4,684 $4,510
State Farm $2,751 $3,152 $3,719 $2,751
USAA $2,062 $3,053 $3,612 $2,368

Cheapest Prairie View, TX Car Insurance for Teen Drivers

Teen car insurance in Prairie View, TX can be expensive. Take a look at rates from the top car insurance companies in Prairie View for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prairie View, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,414 $11,332
American Family $10,066 $13,121
GEICO $5,700 $5,909
Nationwide $7,060 $9,049
Progressive $10,348 $11,569
State Farm $5,174 $6,590
USAA $5,002 $5,441

Cheapest Prairie View, TX Car Insurance for Seniors

Take a look at Prairie View, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prairie View, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,542 $3,542
American Family $3,339 $3,872
GEICO $2,509 $2,874
Nationwide $2,175 $2,300
Progressive $2,170 $2,205
State Farm $1,928 $1,928
USAA $1,682 $1,668

Cheapest Prairie View, TX Car Insurance Rates After a DUI

A DUI in Prairie View, TX increases car insurance rates. Compare Prairie View, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prairie View, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,877
American Family $6,236
GEICO $3,255
Nationwide $5,071
Progressive $4,684
State Farm $3,719
USAA $3,612

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Cheapest Prairie View, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prairie View, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prairie View, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,368 $5,640
American Family $6,116 $6,116
GEICO $3,424 $3,555
Nationwide $3,947 $3,947
Progressive $4,603 $4,603
State Farm $3,093 $3,093
USAA $2,739 $2,809

The Best Cheap Car Insurance Companies in Prairie View, TX

Take a look at a side-by-side comparison of the top car insurance companies in Prairie View, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prairie View, Texas

Insurance Company Average Annual Rates
Allstate $5,504
American Family $6,116
GEICO $3,489
Nationwide $3,947
Progressive $4,603
State Farm $3,093
USAA $2,774

Category Winners: Cheapest Car Insurance in Prairie View, Texas

Find the cheapest car insurance companies in Prairie View, TX for each category right here.

Best Annual Car Insurance Rates by Company in Prairie View, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Prairie View, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prairie View car insurance rates. Find the cheapest Prairie View, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prairie View, Texas

Insurance Company Low Medium High
Allstate $5,353 $5,447 $5,712
American Family $5,630 $5,850 $6,867
GEICO $3,282 $3,436 $3,750
Nationwide $4,245 $3,778 $3,818
Progressive $4,360 $4,582 $4,867
State Farm $2,935 $3,084 $3,261
USAA $2,677 $2,762 $2,882

What affects car insurance rates in Prairie View, Texas?

What factors can have an impact on Prairie View, TX car insurance? There are several reasons why Prairie View car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prairie View, Texas.

Car Theft in Prairie View

High levels of vehicle theft can make car insurance more expensive. Prairie View, TX car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Prairie View

The more time you spend in your car the higher the risk of an accident. The average commute length in Prairie View, TX is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Prairie View, TX

Ready to find affordable Prairie View, Texas car insurance today? Enter your ZIP code for fast, free Prairie View, TX car insurance quotes.

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