Compare Prather, CA Car Insurance Rates (2021)

Car insurance in Prather, CA averages $287 a month. Prather, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Prather car insurance rates, compare quotes from the top car insurance companies in Prather, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Prather for teen drivers is USAA
  • Average car insurance rates in Prather, CA after a DUI are $4,817/year
  • Average car insurance rates in Prather, CA are $3,445/year

If you need to buy Prather, California car insurance, the options can be confusing. Everything you need to know about car insurance in Prather, CA is right here.

You’ll find Prather car insurance rates, the cheapest Prather, CA car insurance companies, and information on California car insurance laws. You can also compare Prather, California car insurance rates to San Francisco car insurance rates, Los Angeles car insurance rates, and Oakland car insurance rates.

Ready to find affordable Prather, CA car insurance today? Enter your ZIP code for fast, free Prather car insurance quotes.

Cheapest Prather, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prather, CA car insurance rates? Every Prather, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prather, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,546 $2,549 $1,848 $1,871 $6,938 $8,713 $3,258 $3,586
Farmers $2,918 $2,918 $2,621 $2,621 $9,284 $15,238 $3,453 $3,840
GEICO $1,738 $1,739 $1,634 $1,634 $5,308 $5,412 $2,500 $2,560
Liberty Mutual $2,225 $2,098 $2,067 $2,000 $4,734 $5,078 $2,495 $2,534
Nationwide $2,791 $2,668 $2,441 $2,304 $7,026 $7,762 $3,321 $3,286
Progressive $1,595 $1,640 $1,366 $1,615 $4,236 $5,100 $2,307 $2,478
State Farm $3,125 $3,125 $2,793 $2,793 $5,736 $7,102 $3,460 $3,570
Travelers $2,283 $2,212 $2,020 $1,999 $4,675 $5,345 $2,958 $2,898
USAA $1,797 $1,701 $1,757 $1,763 $4,084 $4,101 $2,484 $2,346

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Minimum Car Insurance in Prather, CA

Every driver must carry the minimum car insurance in Prather, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Prather, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Prather, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prather, CA to rates for a clean record with top companies.

Annual Prather, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,360 $3,968 $6,235 $3,091
Farmers $3,964 $5,396 $6,725 $5,360
GEICO $1,969 $3,041 $3,811 $2,442
Liberty Mutual $2,519 $3,376 $3,050 $2,671
Nationwide $2,760 $3,534 $5,970 $3,534
Progressive $1,663 $2,826 $3,287 $2,393
State Farm $2,826 $3,372 $6,373 $3,281
Travelers $2,046 $3,310 $3,845 $2,993
USAA $1,665 $2,473 $4,054 $1,824

Cheapest Prather, CA Car Insurance for Teen Drivers

Teen car insurance in Prather, CA can be expensive. Take a look at rates from the top car insurance companies in Prather for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prather, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,938 $8,713
Farmers $9,284 $15,238
GEICO $5,308 $5,412
Liberty Mutual $4,734 $5,078
Nationwide $7,026 $7,762
Progressive $4,236 $5,100
State Farm $5,736 $7,102
Travelers $4,675 $5,345
USAA $4,084 $4,101

Cheapest Prather, CA Car Insurance for Seniors

Take a look at Prather, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prather, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,848 $1,871
Farmers $2,621 $2,621
GEICO $1,634 $1,634
Liberty Mutual $2,067 $2,000
Nationwide $2,441 $2,304
Progressive $1,366 $1,615
State Farm $2,793 $2,793
Travelers $2,020 $1,999
USAA $1,757 $1,763

Cheapest Prather, CA Car Insurance Rates After a DUI

A DUI in Prather, CA increases car insurance rates. Compare Prather, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prather, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,235
Farmers $6,725
GEICO $3,811
Liberty Mutual $3,050
Nationwide $5,970
Progressive $3,287
State Farm $6,373
Travelers $3,845
USAA $4,054

Cheapest Prather, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prather, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prather, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,527 $4,301
Farmers $4,865 $5,858
GEICO $2,558 $3,073
Liberty Mutual $2,663 $3,145
Nationwide $3,491 $4,409
Progressive $2,310 $2,774
State Farm $3,820 $4,106
Travelers $2,746 $3,352
USAA $2,307 $2,701

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The Best Cheap Car Insurance Companies in Prather, CA

Take a look at a side-by-side comparison of the top car insurance companies in Prather, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prather, California

Insurance Company Average Annual Rates
Allstate $3,914
Farmers $5,362
GEICO $2,816
Liberty Mutual $2,904
Nationwide $3,950
Progressive $2,542
State Farm $3,963
Travelers $3,049
USAA $2,504

Category Winners: Cheapest Car Insurance in Prather, California

Find the cheapest car insurance companies in Prather, CA for each category right here.

Best Annual Car Insurance Rates by Company in Prather, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Prather, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prather car insurance rates. Find the cheapest Prather, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prather, California

Insurance Company Low Medium High
Allstate $3,685 $3,949 $4,106
Farmers $5,001 $5,402 $5,683
GEICO $2,580 $2,844 $3,023
Liberty Mutual $2,685 $2,929 $3,098
Nationwide $3,556 $4,015 $4,279
Progressive $2,263 $2,618 $2,746
State Farm $3,609 $4,022 $4,258
Travelers $2,667 $3,129 $3,350
USAA $2,272 $2,552 $2,688

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Compare Car Insurance Quotes in Prather, CA

Ready to find affordable Prather, California car insurance today? Enter your ZIP code for fast, free Prather, CA car insurance quotes.

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