Compare Prattsburgh, NY Car Insurance Rates (2021)

Car insurance in Prattsburgh, NY averages $250 a month. Prattsburgh, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Prattsburgh car insurance rates, compare quotes from the top car insurance companies in Prattsburgh, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prattsburgh, NY are $2,994/year
  • Average car insurance rates in Prattsburgh, NY after a DUI are $3,894/year
  • The cheapest car insurance company in Prattsburgh for teen drivers is GEICO

If you need to buy Prattsburgh, New York car insurance, the options can be confusing. Everything you need to know about car insurance in Prattsburgh, NY is right here.

You’ll find Prattsburgh car insurance rates, the cheapest Prattsburgh, NY car insurance companies, and information on New York car insurance laws. You can also compare Prattsburgh, New York car insurance rates to Rochester car insurance rates, Utica car insurance rates, and Schenectady car insurance rates.

Ready to find affordable Prattsburgh, NY car insurance today? Enter your ZIP code for fast, free Prattsburgh car insurance quotes.

Cheapest Prattsburgh, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prattsburgh, NY car insurance rates? Every Prattsburgh, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prattsburgh, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,303 $2,182 $2,136 $2,165 $6,315 $6,758 $2,329 $2,356
GEICO $1,335 $1,285 $1,296 $1,276 $2,683 $3,831 $1,211 $1,240
Liberty Mutual $3,013 $3,013 $2,805 $2,805 $5,784 $9,380 $3,013 $3,206
Nationwide $1,949 $1,949 $1,843 $1,843 $3,332 $4,941 $1,949 $2,460
Progressive $1,612 $1,531 $1,322 $1,334 $5,109 $5,691 $2,056 $2,001
State Farm $2,219 $2,219 $1,926 $1,926 $6,359 $8,226 $2,429 $2,568
Travelers $2,257 $2,287 $2,053 $2,205 $5,125 $6,077 $2,389 $2,497
USAA $1,598 $1,573 $1,437 $1,445 $6,303 $7,547 $2,047 $2,264

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Minimum Car Insurance in Prattsburgh, NY

Every driver must carry the minimum car insurance in Prattsburgh, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in Prattsburgh, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Prattsburgh, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prattsburgh, NY. Compare credit history car insurance rates in Prattsburgh from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prattsburgh, New York

Insurance Company Poor Fair Good
Allstate $4,720 $2,796 $2,437
GEICO $2,216 $1,631 $1,462
Liberty Mutual $5,758 $3,782 $2,844
Nationwide $2,533 $2,533 $2,533
Progressive $4,085 $2,113 $1,547
State Farm $4,919 $3,084 $2,448
Travelers $4,288 $2,701 $2,345
USAA $4,707 $2,323 $2,051

Cheapest Prattsburgh, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prattsburgh, NY to rates for a clean record with top companies.

Annual Prattsburgh, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,856 $2,856 $4,035 $3,525
GEICO $1,426 $1,552 $2,675 $1,426
Liberty Mutual $3,338 $3,338 $6,496 $3,338
Nationwide $1,946 $1,946 $4,251 $1,990
Progressive $2,516 $2,516 $2,765 $2,530
State Farm $3,326 $3,326 $3,642 $3,642
Travelers $2,679 $3,313 $3,361 $3,093
USAA $2,697 $2,740 $3,931 $2,740

Cheapest Prattsburgh, NY Car Insurance for Teen Drivers

Teen car insurance in Prattsburgh, NY can be expensive. Take a look at rates from the top car insurance companies in Prattsburgh for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prattsburgh, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,315 $6,758
GEICO $2,683 $3,831
Liberty Mutual $5,784 $9,380
Nationwide $3,332 $4,941
Progressive $5,109 $5,691
State Farm $6,359 $8,226
Travelers $5,125 $6,077
USAA $6,303 $7,547

Cheapest Prattsburgh, NY Car Insurance for Seniors

Take a look at Prattsburgh, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prattsburgh, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,136 $2,165
GEICO $1,296 $1,276
Liberty Mutual $2,805 $2,805
Nationwide $1,843 $1,843
Progressive $1,322 $1,334
State Farm $1,926 $1,926
Travelers $2,053 $2,205
USAA $1,437 $1,445

Cheapest Prattsburgh, NY Car Insurance Rates After a DUI

A DUI in Prattsburgh, NY increases car insurance rates. Compare Prattsburgh, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prattsburgh, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
GEICO $2,675
Liberty Mutual $6,496
Nationwide $4,251
Progressive $2,765
State Farm $3,642
Travelers $3,361
USAA $3,931

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Cheapest Prattsburgh, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prattsburgh, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prattsburgh, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,274 $3,362
GEICO $1,718 $1,821
Liberty Mutual $4,012 $4,243
Nationwide $2,533 $2,533
Progressive $2,582 $2,582
State Farm $3,361 $3,607
Travelers $3,111 $3,111
USAA $2,997 $3,057

The Best Cheap Car Insurance Companies in Prattsburgh, NY

Take a look at a side-by-side comparison of the top car insurance companies in Prattsburgh, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prattsburgh, New York

Insurance Company Average Annual Rates
Allstate $3,318
GEICO $1,770
Liberty Mutual $4,128
Nationwide $2,533
Progressive $2,582
State Farm $3,484
Travelers $3,111
USAA $3,027

Category Winners: Cheapest Car Insurance in Prattsburgh, New York

Find the cheapest car insurance companies in Prattsburgh, NY for each category right here.

Best Annual Car Insurance Rates by Company in Prattsburgh, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest Prattsburgh, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prattsburgh car insurance rates. Find the cheapest Prattsburgh, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prattsburgh, New York

Insurance Company Low Medium High
Allstate $3,151 $3,308 $3,495
GEICO $1,692 $1,764 $1,853
Liberty Mutual $3,976 $4,114 $4,292
Nationwide $2,402 $2,514 $2,685
Progressive $2,453 $2,567 $2,725
State Farm $3,324 $3,502 $3,626
Travelers $2,949 $3,075 $3,310
USAA $2,952 $3,015 $3,115

What affects car insurance rates in Prattsburgh, New York?

What factors can have an impact on Prattsburgh, NY car insurance? There are several reasons why Prattsburgh car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prattsburgh, New York.

Commute Time in Prattsburgh

The more time you spend in your car the higher the risk of an accident. The average commute length in Prattsburgh, NY is 18.3 minutes according to City-Data.

Compare Car Insurance Quotes in Prattsburgh, NY

Ready to find affordable Prattsburgh, New York car insurance today? Enter your ZIP code for fast, free Prattsburgh, NY car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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