Compare Prattville, AL Car Insurance Rates (2021)

Car insurance in Prattville, AL averages $309 a month. Prattville, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Prattville car insurance rates, compare quotes from the top car insurance companies in Prattville, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prattville, AL after a DUI are $4,230/year
  • The cheapest car insurance company in Prattville for teen drivers is USAA
  • Average car insurance rates in Prattville, AL are $3,708/year

If you need to buy Prattville, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Prattville, AL is right here.

You’ll find Prattville car insurance rates, the cheapest Prattville, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Prattville, Alabama car insurance rates to Auburn car insurance rates, Huntsville car insurance rates, and Hoover car insurance rates.

Ready to find affordable Prattville, AL car insurance today? Enter your ZIP code for fast, free Prattville car insurance quotes.

Cheapest Prattville, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prattville, AL car insurance rates? Every Prattville, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prattville, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,934 $1,845 $1,751 $1,785 $6,740 $7,250 $2,164 $2,210
Farmers $2,298 $2,283 $2,054 $2,181 $8,772 $9,029 $2,599 $2,698
GEICO $2,098 $2,086 $1,990 $2,057 $5,541 $5,439 $2,218 $2,063
Liberty Mutual $3,030 $3,272 $2,479 $2,772 $11,257 $12,520 $3,228 $3,439
Nationwide $1,755 $1,777 $1,599 $1,655 $4,620 $5,957 $1,948 $2,179
Progressive $2,497 $2,332 $2,057 $2,190 $10,530 $11,746 $2,927 $3,124
State Farm $2,933 $2,933 $2,666 $2,666 $9,066 $11,343 $3,319 $3,834
Travelers $1,477 $1,500 $1,389 $1,383 $7,950 $12,516 $1,398 $1,598
USAA $1,333 $1,356 $1,244 $1,223 $3,922 $4,351 $1,733 $1,877

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Minimum Car Insurance in Prattville, AL

Every driver must carry the minimum car insurance in Prattville, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Prattville, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Prattville, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prattville, AL. Compare credit history car insurance rates in Prattville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prattville, Alabama

Insurance Company Poor Fair Good
Allstate $3,964 $3,117 $2,548
Farmers $4,471 $3,848 $3,649
GEICO $3,736 $2,664 $2,410
Liberty Mutual $7,515 $4,614 $3,620
Nationwide $3,240 $2,530 $2,289
Progressive $5,257 $4,529 $4,240
State Farm $7,862 $3,975 $2,698
Travelers $3,981 $3,453 $3,519
USAA $2,865 $1,862 $1,662

Cheapest Prattville, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prattville, AL to rates for a clean record with top companies.

Annual Prattville, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,732 $3,221 $3,804 $3,082
Farmers $3,362 $4,342 $4,236 $4,017
GEICO $1,979 $3,187 $3,940 $2,640
Liberty Mutual $4,114 $5,738 $5,600 $5,547
Nationwide $2,350 $2,350 $3,422 $2,623
Progressive $4,210 $5,319 $4,555 $4,616
State Farm $4,360 $5,437 $4,791 $4,791
Travelers $3,040 $3,190 $4,671 $3,704
USAA $1,639 $2,053 $3,055 $1,773

Cheapest Prattville, AL Car Insurance for Teen Drivers

Teen car insurance in Prattville, AL can be expensive. Take a look at rates from the top car insurance companies in Prattville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prattville, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,740 $7,250
Farmers $8,772 $9,029
GEICO $5,541 $5,439
Liberty Mutual $11,257 $12,520
Nationwide $4,620 $5,957
Progressive $10,530 $11,746
State Farm $9,066 $11,343
Travelers $7,950 $12,516
USAA $3,922 $4,351

Cheapest Prattville, AL Car Insurance for Seniors

Take a look at Prattville, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prattville, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,751 $1,785
Farmers $2,054 $2,181
GEICO $1,990 $2,057
Liberty Mutual $2,479 $2,772
Nationwide $1,599 $1,655
Progressive $2,057 $2,190
State Farm $2,666 $2,666
Travelers $1,389 $1,383
USAA $1,244 $1,223

Cheapest Prattville, AL Car Insurance Rates After a DUI

A DUI in Prattville, AL increases car insurance rates. Compare Prattville, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prattville, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,804
Farmers $4,236
GEICO $3,940
Liberty Mutual $5,600
Nationwide $3,422
Progressive $4,555
State Farm $4,791
Travelers $4,671
USAA $3,055

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Cheapest Prattville, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prattville, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prattville, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,210 $3,210
Farmers $3,989 $3,989
GEICO $2,883 $2,990
Liberty Mutual $5,250 $5,250
Nationwide $2,686 $2,686
Progressive $4,675 $4,675
State Farm $4,727 $4,963
Travelers $3,651 $3,651
USAA $2,033 $2,228

Cheapest Prattville, AL Car Insurance Rates by ZIP Code

Prattville car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Prattville, AL.

Annual Car Insurance Rates by ZIP Code in Prattville, Alabama

ZIP Code Average Annual Rates
36066 $3,824
36067 $3,796

The Best Cheap Car Insurance Companies in Prattville, AL

Take a look at a side-by-side comparison of the top car insurance companies in Prattville, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prattville, Alabama

Insurance Company Average Annual Rates
Allstate $3,210
Farmers $3,989
GEICO $2,937
Liberty Mutual $5,250
Nationwide $2,686
Progressive $4,675
State Farm $4,845
Travelers $3,651
USAA $2,130

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Category Winners: Cheapest Car Insurance in Prattville, Alabama

Find the cheapest car insurance companies in Prattville, AL for each category right here.

Best Annual Car Insurance Rates by Company in Prattville, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Prattville, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prattville car insurance rates. Find the cheapest Prattville, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prattville, Alabama

Insurance Company Low Medium High
Allstate $3,092 $3,205 $3,332
Farmers $3,765 $3,938 $4,264
GEICO $2,708 $2,924 $3,177
Liberty Mutual $5,006 $5,225 $5,519
Nationwide $2,668 $2,664 $2,727
Progressive $4,193 $4,655 $5,178
State Farm $4,571 $4,840 $5,123
Travelers $3,463 $3,724 $3,767
USAA $2,054 $2,119 $2,217

What affects car insurance rates in Prattville, Alabama?

What factors can have an impact on Prattville, AL car insurance? There are several reasons why Prattville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prattville, Alabama.

Car Theft in Prattville

High levels of vehicle theft can make car insurance more expensive. Prattville, AL car theft statistics from the FBI indicate 92 vehicle thefts a year.

Commute Time in Prattville

The more time you spend in your car the higher the risk of an accident. The average commute length in Prattville, AL is 20.7 minutes according to City-Data.

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Compare Car Insurance Quotes in Prattville, AL

Ready to find affordable Prattville, Alabama car insurance today? Enter your ZIP code for fast, free Prattville, AL car insurance quotes.

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Average Monthly Car Insurance Rates by State