Compare Pray, MT Car Insurance Rates (2021)

Car insurance in Pray, MT averages $263 a month. Pray, Montana car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Pray car insurance rates, compare quotes from the top car insurance companies in Pray, MT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Pray, MT after a DUI are $3,860/year
  • The cheapest car insurance company in Pray for teen drivers is Liberty Mutual
  • The cheapest car insurance company in Pray is Liberty Mutual

If you need to buy Pray, Montana car insurance, the options can be confusing. Everything you need to know about car insurance in Pray, MT is right here.

You’ll find Pray car insurance rates, the cheapest Pray, MT car insurance companies, and information on Montana car insurance laws. You can also compare Pray, Montana car insurance rates to Havre car insurance rates, Livingston car insurance rates, and Billings car insurance rates.

Ready to find affordable Pray, MT car insurance today? Enter your ZIP code for fast, free Pray car insurance quotes.

Cheapest Pray, MT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Pray, MT car insurance rates? Every Pray, Montana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Pray, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,858 $2,858 $2,613 $2,613 $10,980 $10,980 $3,086 $3,086
Farmers $2,815 $2,815 $2,513 $2,513 $7,512 $7,512 $3,082 $3,082
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,025 $1,025 $999 $999 $2,017 $2,017 $1,215 $1,215
Nationwide $2,485 $2,485 $2,268 $2,268 $4,984 $4,984 $2,630 $2,630
Progressive $3,312 $3,312 $2,986 $2,986 $8,002 $8,002 $3,745 $3,745
State Farm $1,602 $1,602 $1,413 $1,413 $4,781 $4,781 $1,738 $1,738
USAA $1,291 $1,291 $1,155 $1,155 $4,301 $4,301 $1,603 $1,603

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Minimum Car Insurance in Pray, MT

Every driver must carry the minimum car insurance in Pray, MT. Take a look at the Montana car insurance requirements.

Minimum Required Car Insurance Coverage in Pray, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Pray, MT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Pray, MT. Compare credit history car insurance rates in Pray from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Pray, Montana

Insurance Company Poor Fair Good
Allstate $5,900 $4,727 $4,026
Farmers $4,693 $3,730 $3,519
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,314 $1,314 $1,314
Nationwide $3,906 $2,822 $2,546
Progressive $5,435 $4,182 $3,916
State Farm $3,427 $2,086 $1,637
USAA $2,801 $1,910 $1,551

Cheapest Pray, MT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Pray, MT to rates for a clean record with top companies.

Annual Pray, Montana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,099 $4,850 $5,899 $4,689
Farmers $3,499 $4,519 $4,405 $3,499
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $900 $1,552 $1,552 $1,252
Nationwide $2,263 $3,232 $4,149 $2,723
Progressive $3,883 $5,047 $4,805 $4,310
State Farm $2,213 $2,554 $2,383 $2,383
USAA $1,566 $1,957 $2,917 $1,910

Cheapest Pray, MT Car Insurance for Teen Drivers

Teen car insurance in Pray, MT can be expensive. Take a look at rates from the top car insurance companies in Pray for teenagers.

Annual Car Insurance Rates for Teen Drivers in Pray, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,980 $10,980
Farmers $7,512 $7,512
GEICO $5,830 $5,426
Liberty Mutual $2,017 $2,017
Nationwide $4,984 $4,984
Progressive $8,002 $8,002
State Farm $4,781 $4,781
USAA $4,301 $4,301

Cheapest Pray, MT Car Insurance for Seniors

Take a look at Pray, MT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Pray, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,613 $2,613
Farmers $2,513 $2,513
GEICO $2,342 $2,136
Liberty Mutual $999 $999
Nationwide $2,268 $2,268
Progressive $2,986 $2,986
State Farm $1,413 $1,413
USAA $1,155 $1,155

Cheapest Pray, MT Car Insurance Rates After a DUI

A DUI in Pray, MT increases car insurance rates. Compare Pray, Montana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Pray, Montana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,899
Farmers $4,405
GEICO $4,768
Liberty Mutual $1,552
Nationwide $4,149
Progressive $4,805
State Farm $2,383
USAA $2,917

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Cheapest Pray, MT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Pray, MT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Pray, Montana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,768 $5,000
Farmers $3,981 $3,981
GEICO $2,984 $3,092
Liberty Mutual $1,314 $1,314
Nationwide $3,092 $3,092
Progressive $4,511 $4,511
State Farm $2,314 $2,453
USAA $2,063 $2,112

The Best Cheap Car Insurance Companies in Pray, MT

Take a look at a side-by-side comparison of the top car insurance companies in Pray, MT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Pray, Montana

Insurance Company Average Annual Rates
Allstate $4,884
Farmers $3,981
GEICO $3,038
Liberty Mutual $1,314
Nationwide $3,092
Progressive $4,511
State Farm $2,383
USAA $2,088

Category Winners: Cheapest Car Insurance in Pray, Montana

Find the cheapest car insurance companies in Pray, MT for each category right here.

Best Annual Car Insurance Rates by Company in Pray, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Pray, MT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Pray car insurance rates. Find the cheapest Pray, MT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Pray, Montana

Insurance Company Low Medium High
Allstate $4,660 $4,873 $5,119
Farmers $3,708 $3,977 $4,257
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,228 $1,317 $1,397
Nationwide $2,374 $3,286 $3,615
Progressive $4,274 $4,499 $4,760
State Farm $2,249 $2,374 $2,527
USAA $1,992 $2,077 $2,194

What affects car insurance rates in Pray, Montana?

What factors can have an impact on Pray, MT car insurance? There are several reasons why Pray car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Pray, Montana.

Commute Time in Pray

The more time you spend in your car the higher the risk of an accident. The average commute length in Pray, MT is 42.1 minutes according to City-Data.

Compare Car Insurance Quotes in Pray, MT

Ready to find affordable Pray, Montana car insurance today? Enter your ZIP code for fast, free Pray, MT car insurance quotes.

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