Compare Preemption, IL Car Insurance Rates (2021)

Car insurance in Preemption, IL averages $242 a month. Preemption, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Preemption car insurance rates, compare quotes from the top car insurance companies in Preemption, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Preemption, IL are $2,900/year
  • The cheapest car insurance company in Preemption for teen drivers is State Farm
  • The cheapest car insurance company in Preemption is Liberty Mutual

If you need to buy Preemption, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Preemption, IL is right here.

You’ll find Preemption car insurance rates, the cheapest Preemption, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Preemption, Illinois car insurance rates to Champaign car insurance rates, Rockford car insurance rates, and Chicago car insurance rates.

Ready to find affordable Preemption, IL car insurance today? Enter your ZIP code for fast, free Preemption car insurance quotes.

Cheapest Preemption, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Preemption, IL car insurance rates? Every Preemption, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Preemption, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,229 $2,229 $2,037 $2,037 $6,205 $8,633 $2,229 $2,872
Farmers $2,165 $2,168 $1,921 $2,029 $9,251 $9,655 $2,474 $2,594
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,300 $1,405 $1,085 $1,213 $4,106 $4,571 $1,359 $1,436
Nationwide $1,675 $1,707 $1,491 $1,581 $4,540 $5,829 $1,944 $2,105
Progressive $1,696 $1,607 $1,394 $1,461 $6,117 $6,861 $2,025 $2,199
State Farm $1,325 $1,325 $1,173 $1,173 $3,659 $4,649 $1,494 $1,713
Travelers $1,414 $1,490 $1,291 $1,375 $4,048 $5,069 $1,497 $1,575
USAA $1,488 $1,518 $1,379 $1,361 $4,700 $5,201 $1,953 $2,152

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Minimum Car Insurance in Preemption, IL

Every driver must carry the minimum car insurance in Preemption, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Preemption, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Preemption, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Preemption, IL. Compare credit history car insurance rates in Preemption from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Preemption, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,742 $3,217 $2,718
Farmers $4,585 $3,849 $3,662
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,912 $1,815 $1,450
Nationwide $3,113 $2,512 $2,202
Progressive $3,336 $2,820 $2,604
State Farm $3,001 $1,797 $1,394
Travelers $2,707 $2,181 $1,772
USAA $3,299 $2,255 $1,854

Cheapest Preemption, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Preemption, IL to rates for a clean record with top companies.

Annual Preemption, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,614 $3,723 $4,933 $2,966
Farmers $3,406 $4,387 $4,278 $4,059
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,723 $2,425 $2,140 $1,950
Nationwide $2,105 $2,720 $3,196 $2,415
Progressive $2,411 $3,563 $2,664 $3,042
State Farm $1,896 $2,232 $2,064 $2,064
Travelers $1,772 $2,318 $2,574 $2,216
USAA $1,769 $2,525 $3,453 $2,130

Cheapest Preemption, IL Car Insurance for Teen Drivers

Teen car insurance in Preemption, IL can be expensive. Take a look at rates from the top car insurance companies in Preemption for teenagers.

Annual Car Insurance Rates for Teen Drivers in Preemption, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,205 $8,633
Farmers $9,251 $9,655
GEICO $4,847 $5,129
Liberty Mutual $4,106 $4,571
Nationwide $4,540 $5,829
Progressive $6,117 $6,861
State Farm $3,659 $4,649
Travelers $4,048 $5,069
USAA $4,700 $5,201

Cheapest Preemption, IL Car Insurance for Seniors

Take a look at Preemption, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Preemption, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,037 $2,037
Farmers $1,921 $2,029
GEICO $1,521 $1,797
Liberty Mutual $1,085 $1,213
Nationwide $1,491 $1,581
Progressive $1,394 $1,461
State Farm $1,173 $1,173
Travelers $1,291 $1,375
USAA $1,379 $1,361

Cheapest Preemption, IL Car Insurance Rates After a DUI

A DUI in Preemption, IL increases car insurance rates. Compare Preemption, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Preemption, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,933
Farmers $4,278
GEICO $3,482
Liberty Mutual $2,140
Nationwide $3,196
Progressive $2,664
State Farm $2,064
Travelers $2,574
USAA $3,453

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Cheapest Preemption, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Preemption, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Preemption, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,513 $3,605
Farmers $4,032 $4,032
GEICO $2,519 $2,617
Liberty Mutual $2,059 $2,059
Nationwide $2,609 $2,609
Progressive $2,920 $2,920
State Farm $2,012 $2,115
Travelers $2,133 $2,306
USAA $2,400 $2,538

The Best Cheap Car Insurance Companies in Preemption, IL

Take a look at a side-by-side comparison of the top car insurance companies in Preemption, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Preemption, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,559
Farmers $4,032
GEICO $2,568
Liberty Mutual $2,059
Nationwide $2,609
Progressive $2,920
State Farm $2,064
Travelers $2,220
USAA $2,469

Category Winners: Cheapest Car Insurance in Preemption, Illinois

Find the cheapest car insurance companies in Preemption, IL for each category right here.

Best Annual Car Insurance Rates by Company in Preemption, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Cheapest Preemption, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Preemption car insurance rates. Find the cheapest Preemption, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Preemption, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,452 $3,688 $3,537
Farmers $3,837 $3,935 $4,325
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,941 $2,055 $2,182
Nationwide $2,611 $2,626 $2,590
Progressive $2,717 $2,907 $3,136
State Farm $1,965 $2,067 $2,160
Travelers $2,089 $2,217 $2,354
USAA $2,324 $2,467 $2,616

Compare Car Insurance Quotes in Preemption, IL

Ready to find affordable Preemption, Illinois car insurance today? Enter your ZIP code for fast, free Preemption, IL car insurance quotes.

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