Compare Prescott Valley, AZ Car Insurance Rates (2021)

Car insurance in Prescott Valley, AZ averages $265 a month. Prescott Valley, Arizona car insurance requirements are 15/30/10, but you might need full coverage insurance if your car is financed. To find cheap Prescott Valley car insurance rates, compare quotes from the top car insurance companies in Prescott Valley, AZ.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prescott Valley, AZ are $3,176/year
  • The cheapest car insurance company in Prescott Valley is GEICO
  • The cheapest ZIP code in Prescott Valley is 86315

If you need to buy Prescott Valley, Arizona car insurance, the options can be confusing. Everything you need to know about car insurance in Prescott Valley, AZ is right here.

You’ll find Prescott Valley car insurance rates, the cheapest Prescott Valley, AZ car insurance companies, and information on Arizona car insurance laws. You can also compare Prescott Valley, Arizona car insurance rates to Surprise car insurance rates, Chandler car insurance rates, and Gilbert car insurance rates.

Ready to find affordable Prescott Valley, AZ car insurance today? Enter your ZIP code for fast, free Prescott Valley car insurance quotes.

Cheapest Prescott Valley, AZ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prescott Valley, AZ car insurance rates? Every Prescott Valley, Arizona car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prescott Valley, Arizona

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,501 $2,501 $2,439 $2,439 $5,418 $7,014 $2,798 $3,040
American Family $2,426 $2,426 $2,229 $2,229 $6,355 $8,255 $2,426 $2,858
Farmers $2,074 $2,061 $1,848 $1,963 $8,625 $8,909 $2,348 $2,432
GEICO $1,416 $1,584 $1,183 $1,501 $4,095 $4,344 $1,299 $1,293
Nationwide $1,970 $2,008 $1,767 $1,872 $4,713 $6,030 $2,257 $2,438
Progressive $1,820 $1,597 $1,635 $1,554 $7,415 $8,272 $1,958 $1,950
State Farm $2,417 $2,417 $2,128 $2,128 $7,429 $9,339 $2,602 $3,291
Travelers $1,742 $1,830 $1,615 $1,714 $5,033 $6,287 $1,843 $1,937
USAA $1,469 $1,474 $1,374 $1,391 $5,407 $6,200 $1,924 $2,063

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Minimum Car Insurance in Prescott Valley, AZ

Every driver must carry the minimum car insurance in Prescott Valley, AZ. Take a look at the Arizona car insurance requirements.

Minimum Required Car Insurance Coverage in Prescott Valley, Arizona

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Prescott Valley, AZ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prescott Valley, AZ. Compare credit history car insurance rates in Prescott Valley from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prescott Valley, Arizona

Insurance Company Poor Fair Good
Allstate $4,494 $3,208 $2,854
American Family $4,591 $3,416 $2,944
Farmers $4,312 $3,606 $3,430
GEICO $2,867 $1,884 $1,517
Nationwide $3,460 $2,761 $2,425
Progressive $3,655 $3,190 $2,980
State Farm $7,310 $2,827 $1,769
Travelers $3,344 $2,732 $2,174
USAA $3,502 $2,448 $2,038

Cheapest Prescott Valley, AZ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prescott Valley, AZ to rates for a clean record with top companies.

Annual Prescott Valley, Arizona Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,829 $3,560 $4,039 $3,647
American Family $2,574 $4,065 $4,972 $2,991
Farmers $3,194 $4,119 $4,018 $3,799
GEICO $1,622 $2,182 $2,931 $1,622
Nationwide $2,446 $2,570 $3,780 $2,731
Progressive $2,893 $3,799 $3,053 $3,357
State Farm $3,615 $4,323 $3,969 $3,969
Travelers $2,204 $2,870 $3,181 $2,747
USAA $1,939 $2,773 $3,658 $2,280

Cheapest Prescott Valley, AZ Car Insurance for Teen Drivers

Teen car insurance in Prescott Valley, AZ can be expensive. Take a look at rates from the top car insurance companies in Prescott Valley for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prescott Valley, Arizona

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,418 $7,014
American Family $6,355 $8,255
Farmers $8,625 $8,909
GEICO $4,095 $4,344
Nationwide $4,713 $6,030
Progressive $7,415 $8,272
State Farm $7,429 $9,339
Travelers $5,033 $6,287
USAA $5,407 $6,200

Cheapest Prescott Valley, AZ Car Insurance for Seniors

Take a look at Prescott Valley, AZ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prescott Valley, Arizona

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,439 $2,439
American Family $2,229 $2,229
Farmers $1,848 $1,963
GEICO $1,183 $1,501
Nationwide $1,767 $1,872
Progressive $1,635 $1,554
State Farm $2,128 $2,128
Travelers $1,615 $1,714
USAA $1,374 $1,391

Cheapest Prescott Valley, AZ Car Insurance Rates After a DUI

A DUI in Prescott Valley, AZ increases car insurance rates. Compare Prescott Valley, Arizona DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prescott Valley, Arizona

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,039
American Family $4,972
Farmers $4,018
GEICO $2,931
Nationwide $3,780
Progressive $3,053
State Farm $3,969
Travelers $3,181
USAA $3,658

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Cheapest Prescott Valley, AZ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prescott Valley, AZ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prescott Valley, Arizona

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,519 $3,519
American Family $3,615 $3,686
Farmers $3,783 $3,783
GEICO $2,055 $2,124
Nationwide $2,882 $2,882
Progressive $3,275 $3,275
State Farm $3,869 $4,068
Travelers $2,750 $2,750
USAA $2,634 $2,692

Cheapest Prescott Valley, AZ Car Insurance Rates by ZIP Code

Prescott Valley car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Prescott Valley, AZ.

Annual Car Insurance Rates by ZIP Code in Prescott Valley, Arizona

ZIP Code Average Annual Rates
86314 $3,164
86315 $3,136

The Best Cheap Car Insurance Companies in Prescott Valley, AZ

Take a look at a side-by-side comparison of the top car insurance companies in Prescott Valley, AZ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prescott Valley, Arizona

Insurance Company Average Annual Rates
Allstate $3,519
American Family $3,650
Farmers $3,783
GEICO $2,089
Nationwide $2,882
Progressive $3,275
State Farm $3,969
Travelers $2,750
USAA $2,663

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Category Winners: Cheapest Car Insurance in Prescott Valley, Arizona

Find the cheapest car insurance companies in Prescott Valley, AZ for each category right here.

Best Annual Car Insurance Rates by Company in Prescott Valley, Arizona

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest Prescott Valley, AZ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prescott Valley car insurance rates. Find the cheapest Prescott Valley, AZ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prescott Valley, Arizona

Insurance Company Low Medium High
Allstate $3,277 $3,536 $3,743
American Family $3,516 $3,767 $3,669
Farmers $3,319 $3,820 $4,209
GEICO $1,802 $2,117 $2,350
Nationwide $2,779 $2,909 $2,958
Progressive $2,910 $3,331 $3,584
State Farm $3,589 $4,039 $4,278
Travelers $2,480 $2,790 $2,980
USAA $2,448 $2,700 $2,841

What affects car insurance rates in Prescott Valley, Arizona?

What factors can have an impact on Prescott Valley, AZ car insurance? There are several reasons why Prescott Valley car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prescott Valley, Arizona.

Car Theft in Prescott Valley

High levels of vehicle theft can make car insurance more expensive. Prescott Valley, AZ car theft statistics from the FBI indicate 27 vehicle thefts a year.

Commute Time in Prescott Valley

The more time you spend in your car the higher the risk of an accident. The average commute length in Prescott Valley, AZ is 20.6 minutes according to City-Data.

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Compare Car Insurance Quotes in Prescott Valley, AZ

Ready to find affordable Prescott Valley, Arizona car insurance today? Enter your ZIP code for fast, free Prescott Valley, AZ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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