Compare Prescott, WI Car Insurance Rates (2021)

Car insurance in Prescott, WI averages $248 a month. Prescott, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Prescott car insurance rates, compare quotes from the top car insurance companies in Prescott, WI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prescott, WI after a DUI are $3,319/year
  • The cheapest car insurance company in Prescott for teen drivers is American Family
  • Average car insurance rates in Prescott, WI are $2,978/year

If you need to buy Prescott, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Prescott, WI is right here.

You’ll find Prescott car insurance rates, the cheapest Prescott, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Prescott, Wisconsin car insurance rates to Madison car insurance rates, Eau Claire car insurance rates, and Waukesha car insurance rates.

Ready to find affordable Prescott, WI car insurance today? Enter your ZIP code for fast, free Prescott car insurance quotes.

Cheapest Prescott, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prescott, WI car insurance rates? Every Prescott, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prescott, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,270 $2,392 $2,096 $2,314 $7,380 $9,435 $2,309 $2,513
American Family $1,031 $1,079 $975 $983 $3,148 $3,470 $1,226 $1,308
Farmers $1,868 $1,873 $1,657 $1,753 $8,731 $9,067 $2,112 $2,211
GEICO $1,309 $1,448 $1,357 $1,560 $4,372 $4,713 $1,211 $1,249
Liberty Mutual $1,810 $1,980 $1,466 $1,668 $5,864 $6,583 $1,926 $2,091
Nationwide $3,960 $4,178 $3,272 $3,454 $7,985 $12,216 $4,812 $5,743
Progressive $1,528 $1,447 $1,252 $1,310 $5,969 $6,722 $1,833 $1,991
State Farm $1,263 $1,263 $1,125 $1,125 $3,617 $4,577 $1,424 $1,621
USAA $1,412 $1,413 $1,275 $1,304 $3,546 $4,124 $1,840 $2,027

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Minimum Car Insurance in Prescott, WI

Every driver must carry the minimum car insurance in Prescott, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Prescott, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Prescott, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prescott, WI. Compare credit history car insurance rates in Prescott from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prescott, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,042 $3,469 $3,004
American Family $2,210 $1,459 $1,288
Farmers $4,138 $3,495 $3,344
GEICO $2,826 $2,015 $1,617
Liberty Mutual $4,222 $2,542 $2,007
Nationwide $6,411 $5,348 $5,348
Progressive $3,125 $2,664 $2,481
State Farm $2,986 $1,714 $1,305
USAA $3,269 $1,716 $1,368

Cheapest Prescott, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prescott, WI to rates for a clean record with top companies.

Annual Prescott, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,128 $4,309 $4,028 $3,890
American Family $1,579 $1,677 $1,677 $1,677
Farmers $3,186 $4,018 $3,820 $3,612
GEICO $1,489 $2,415 $2,769 $1,937
Liberty Mutual $2,243 $3,167 $3,298 $2,987
Nationwide $4,821 $5,577 $6,835 $5,577
Progressive $2,521 $3,064 $2,620 $2,821
State Farm $1,840 $2,164 $2,002 $2,002
USAA $1,661 $2,088 $2,826 $1,895

Cheapest Prescott, WI Car Insurance for Teen Drivers

Teen car insurance in Prescott, WI can be expensive. Take a look at rates from the top car insurance companies in Prescott for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prescott, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,380 $9,435
American Family $3,148 $3,470
Farmers $8,731 $9,067
GEICO $4,372 $4,713
Liberty Mutual $5,864 $6,583
Nationwide $7,985 $12,216
Progressive $5,969 $6,722
State Farm $3,617 $4,577
USAA $3,546 $4,124

Cheapest Prescott, WI Car Insurance for Seniors

Take a look at Prescott, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prescott, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,096 $2,314
American Family $975 $983
Farmers $1,657 $1,753
GEICO $1,357 $1,560
Liberty Mutual $1,466 $1,668
Nationwide $3,272 $3,454
Progressive $1,252 $1,310
State Farm $1,125 $1,125
USAA $1,275 $1,304

Cheapest Prescott, WI Car Insurance Rates After a DUI

A DUI in Prescott, WI increases car insurance rates. Compare Prescott, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prescott, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,028
American Family $1,677
Farmers $3,820
GEICO $2,769
Liberty Mutual $3,298
Nationwide $6,835
Progressive $2,620
State Farm $2,002
USAA $2,826

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Cheapest Prescott, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prescott, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prescott, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,746 $3,931
American Family $1,624 $1,681
Farmers $3,659 $3,659
GEICO $2,108 $2,196
Liberty Mutual $2,924 $2,924
Nationwide $5,702 $5,702
Progressive $2,757 $2,757
State Farm $1,952 $2,052
USAA $2,090 $2,145

The Best Cheap Car Insurance Companies in Prescott, WI

Take a look at a side-by-side comparison of the top car insurance companies in Prescott, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prescott, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,839
American Family $1,653
Farmers $3,659
GEICO $2,152
Liberty Mutual $2,924
Nationwide $5,702
Progressive $2,757
State Farm $2,002
USAA $2,118

Category Winners: Cheapest Car Insurance in Prescott, Wisconsin

Find the cheapest car insurance companies in Prescott, WI for each category right here.

Best Annual Car Insurance Rates by Company in Prescott, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Prescott, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prescott car insurance rates. Find the cheapest Prescott, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prescott, Wisconsin

Insurance Company Low Medium High
Allstate $3,678 $3,830 $4,008
American Family $1,630 $1,668 $1,660
Farmers $3,368 $3,630 $3,980
GEICO $2,010 $2,152 $2,295
Liberty Mutual $2,702 $2,952 $3,116
Nationwide $5,533 $5,700 $5,874
Progressive $2,581 $2,780 $2,909
State Farm $1,882 $2,009 $2,115
USAA $2,042 $2,119 $2,192

What affects car insurance rates in Prescott, Wisconsin?

What factors can have an impact on Prescott, WI car insurance? There are several reasons why Prescott car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prescott, Wisconsin.

Car Theft in Prescott

High levels of vehicle theft can make car insurance more expensive. Prescott, WI car theft statistics from the FBI indicate 8 vehicle thefts a year.

Commute Time in Prescott

The more time you spend in your car the higher the risk of an accident. The average commute length in Prescott, WI is 25.1 minutes according to City-Data.

Compare Car Insurance Quotes in Prescott, WI

Ready to find affordable Prescott, Wisconsin car insurance today? Enter your ZIP code for fast, free Prescott, WI car insurance quotes.

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Average Monthly Car Insurance Rates by State