Compare Presque Isle Harbor, MI Car Insurance Rates (2021)

Car insurance in Presque Isle Harbor, MI averages $740 a month. Presque Isle Harbor, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Presque Isle Harbor car insurance rates, compare quotes from the top car insurance companies in Presque Isle Harbor, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Presque Isle Harbor, MI are $8,876/year
  • The cheapest car insurance company in Presque Isle Harbor for teen drivers is USAA
  • Average car insurance rates in Presque Isle Harbor, MI after a DUI are $14,538/year

If you need to buy Presque Isle Harbor, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Presque Isle Harbor, MI is right here.

You’ll find Presque Isle Harbor car insurance rates, the cheapest Presque Isle Harbor, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Presque Isle Harbor, Michigan car insurance rates to Ann Arbor car insurance rates, Detroit car insurance rates, and Lansing car insurance rates.

Ready to find affordable Presque Isle Harbor, MI car insurance today? Enter your ZIP code for fast, free Presque Isle Harbor car insurance quotes.

Cheapest Presque Isle Harbor, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Presque Isle Harbor, MI car insurance rates? Every Presque Isle Harbor, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Presque Isle Harbor, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,129 $14,129 $13,111 $13,111 $35,093 $35,093 $14,886 $14,886
Farmers $4,001 $4,001 $3,749 $3,749 $8,642 $8,642 $4,486 $4,486
GEICO $3,730 $3,730 $3,774 $3,774 $10,315 $10,315 $3,568 $3,568
Liberty Mutual $12,193 $12,193 $12,069 $12,069 $29,083 $29,083 $12,193 $12,193
Nationwide $4,763 $4,763 $4,231 $4,231 $12,415 $12,415 $5,214 $5,214
Progressive $2,886 $2,689 $2,550 $2,843 $10,362 $11,027 $3,356 $3,107
State Farm $6,521 $6,521 $6,023 $6,023 $22,411 $22,411 $7,639 $7,639
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,315 $2,209 $2,178 $2,072 $5,527 $5,282 $2,821 $2,728

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Minimum Car Insurance in Presque Isle Harbor, MI

Every driver must carry the minimum car insurance in Presque Isle Harbor, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Presque Isle Harbor, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Presque Isle Harbor, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Presque Isle Harbor, MI. Compare credit history car insurance rates in Presque Isle Harbor from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Presque Isle Harbor, Michigan

Insurance Company Poor Fair Good
Allstate $29,308 $16,213 $12,393
Farmers $6,959 $4,530 $4,170
GEICO $6,870 $5,055 $4,115
Liberty Mutual $25,898 $14,972 $8,283
Nationwide $8,377 $6,271 $5,320
Progressive $5,603 $4,711 $4,244
State Farm $17,260 $8,742 $5,943
Travelers $8,534 $8,275 $8,170
USAA $4,680 $2,685 $2,060

Cheapest Presque Isle Harbor, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Presque Isle Harbor, MI to rates for a clean record with top companies.

Annual Presque Isle Harbor, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,442 $12,596 $42,000 $13,180
Farmers $4,394 $5,581 $5,521 $5,382
GEICO $1,922 $3,987 $11,973 $3,505
Liberty Mutual $11,669 $13,920 $25,146 $14,803
Nationwide $5,683 $7,605 $6,921 $6,413
Progressive $4,117 $5,396 $4,862 $5,036
State Farm $6,869 $8,183 $17,386 $10,155
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,536 $3,144 $4,126 $2,760

Cheapest Presque Isle Harbor, MI Car Insurance for Teen Drivers

Teen car insurance in Presque Isle Harbor, MI can be expensive. Take a look at rates from the top car insurance companies in Presque Isle Harbor for teenagers.

Annual Car Insurance Rates for Teen Drivers in Presque Isle Harbor, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $35,093 $35,093
Farmers $8,642 $8,642
GEICO $10,315 $10,315
Liberty Mutual $29,083 $29,083
Nationwide $12,415 $12,415
Progressive $10,362 $11,027
State Farm $22,411 $22,411
Travelers $16,861 $16,861
USAA $5,527 $5,282

Cheapest Presque Isle Harbor, MI Car Insurance for Seniors

Take a look at Presque Isle Harbor, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Presque Isle Harbor, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,111 $13,111
Farmers $3,749 $3,749
GEICO $3,774 $3,774
Liberty Mutual $12,069 $12,069
Nationwide $4,231 $4,231
Progressive $2,550 $2,843
State Farm $6,023 $6,023
Travelers $4,792 $4,792
USAA $2,178 $2,072

Cheapest Presque Isle Harbor, MI Car Insurance Rates After a DUI

A DUI in Presque Isle Harbor, MI increases car insurance rates. Compare Presque Isle Harbor, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Presque Isle Harbor, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $42,000
Farmers $5,521
GEICO $11,973
Liberty Mutual $25,146
Nationwide $6,921
Progressive $4,862
State Farm $17,386
Travelers $12,908
USAA $4,126

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Cheapest Presque Isle Harbor, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Presque Isle Harbor, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Presque Isle Harbor, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,304 $19,304
Farmers $5,219 $5,219
GEICO $5,223 $5,471
Liberty Mutual $15,810 $16,959
Nationwide $6,656 $6,656
Progressive $4,853 $4,853
State Farm $10,362 $10,935
Travelers $8,279 $8,375
USAA $3,106 $3,177

The Best Cheap Car Insurance Companies in Presque Isle Harbor, MI

Take a look at a side-by-side comparison of the top car insurance companies in Presque Isle Harbor, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Presque Isle Harbor, Michigan

Insurance Company Average Annual Rates
Allstate $19,304
Farmers $5,219
GEICO $5,347
Liberty Mutual $16,384
Nationwide $6,656
Progressive $4,853
State Farm $10,648
Travelers $8,327
USAA $3,142

Category Winners: Cheapest Car Insurance in Presque Isle Harbor, Michigan

Find the cheapest car insurance companies in Presque Isle Harbor, MI for each category right here.

Best Annual Car Insurance Rates by Company in Presque Isle Harbor, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Presque Isle Harbor, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Presque Isle Harbor car insurance rates. Find the cheapest Presque Isle Harbor, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Presque Isle Harbor, Michigan

Insurance Company Low Medium High
Allstate $18,877 $19,343 $19,694
Farmers $5,084 $5,208 $5,366
GEICO $4,997 $5,299 $5,744
Liberty Mutual $15,988 $16,346 $16,819
Nationwide $6,997 $6,535 $6,435
Progressive $4,692 $4,860 $5,006
State Farm $10,129 $10,712 $11,104
Travelers $8,241 $8,334 $8,405
USAA $3,036 $3,150 $3,238

What affects car insurance rates in Presque Isle Harbor, Michigan?

What factors can have an impact on Presque Isle Harbor, MI car insurance? There are several reasons why Presque Isle Harbor car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Presque Isle Harbor, Michigan.

Commute Time in Presque Isle Harbor

The more time you spend in your car the higher the risk of an accident. The average commute length in Presque Isle Harbor, MI is 39.6 minutes according to City-Data.

Compare Car Insurance Quotes in Presque Isle Harbor, MI

Ready to find affordable Presque Isle Harbor, Michigan car insurance today? Enter your ZIP code for fast, free Presque Isle Harbor, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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