Compare Preston, KY Car Insurance Rates (2021)

Car insurance in Preston, KY averages $428 a month. Preston, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Preston car insurance rates, compare quotes from the top car insurance companies in Preston, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Preston, KY are $5,133/year
  • The cheapest car insurance company in Preston is USAA
  • The cheapest car insurance company in Preston for teen drivers is USAA

If you need to buy Preston, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Preston, KY is right here.

You’ll find Preston car insurance rates, the cheapest Preston, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Preston, Kentucky car insurance rates to Frankfort car insurance rates, Independence car insurance rates, and Florence car insurance rates.

Ready to find affordable Preston, KY car insurance today? Enter your ZIP code for fast, free Preston car insurance quotes.

Cheapest Preston, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Preston, KY car insurance rates? Every Preston, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Preston, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,082 $3,029 $2,808 $2,987 $11,822 $13,282 $3,363 $3,534
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $3,466 $3,747 $3,093 $3,421 $13,657 $14,855 $3,518 $3,475
Nationwide $3,199 $3,201 $2,887 $3,016 $7,262 $9,049 $3,633 $3,814
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $1,865 $1,865 $1,653 $1,653 $4,994 $6,217 $2,077 $2,279
Travelers $1,931 $1,961 $1,913 $1,914 $9,472 $15,261 $2,023 $2,294
USAA $1,836 $1,842 $1,654 $1,686 $4,862 $5,131 $2,321 $2,544

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Minimum Car Insurance in Preston, KY

Every driver must carry the minimum car insurance in Preston, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Preston, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Preston, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Preston, KY. Compare credit history car insurance rates in Preston from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Preston, Kentucky

Insurance Company Poor Fair Good
Allstate $7,263 $5,027 $4,175
GEICO $7,256 $3,623 $2,361
Liberty Mutual $8,815 $5,408 $4,239
Nationwide $5,472 $4,309 $3,742
Progressive $11,547 $10,089 $9,405
State Farm $4,077 $2,469 $1,930
Travelers $5,111 $4,345 $4,331
USAA $4,072 $2,277 $1,855

Cheapest Preston, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Preston, KY to rates for a clean record with top companies.

Annual Preston, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,512 $5,939 $6,380 $5,123
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $5,095 $7,921 $6,138 $5,462
Nationwide $3,583 $4,636 $5,866 $3,946
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,602 $3,049 $2,825 $2,825
Travelers $4,010 $4,120 $5,961 $4,293
USAA $2,062 $2,916 $3,479 $2,482

Cheapest Preston, KY Car Insurance for Teen Drivers

Teen car insurance in Preston, KY can be expensive. Take a look at rates from the top car insurance companies in Preston for teenagers.

Annual Car Insurance Rates for Teen Drivers in Preston, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,822 $13,282
GEICO $7,170 $8,568
Liberty Mutual $13,657 $14,855
Nationwide $7,262 $9,049
Progressive $24,595 $27,972
State Farm $4,994 $6,217
Travelers $9,472 $15,261
USAA $4,862 $5,131

Cheapest Preston, KY Car Insurance for Seniors

Take a look at Preston, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Preston, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,808 $2,987
GEICO $3,742 $3,389
Liberty Mutual $3,093 $3,421
Nationwide $2,887 $3,016
Progressive $4,345 $4,341
State Farm $1,653 $1,653
Travelers $1,913 $1,914
USAA $1,654 $1,686

Cheapest Preston, KY Car Insurance Rates After a DUI

A DUI in Preston, KY increases car insurance rates. Compare Preston, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Preston, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,380
GEICO $7,199
Liberty Mutual $6,138
Nationwide $5,866
Progressive $9,734
State Farm $2,825
Travelers $5,961
USAA $3,479

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Cheapest Preston, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Preston, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Preston, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,488 $5,488
GEICO $4,371 $4,456
Liberty Mutual $6,154 $6,154
Nationwide $4,508 $4,508
Progressive $10,347 $10,347
State Farm $2,754 $2,897
Travelers $4,596 $4,596
USAA $2,633 $2,836

The Best Cheap Car Insurance Companies in Preston, KY

Take a look at a side-by-side comparison of the top car insurance companies in Preston, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Preston, Kentucky

Insurance Company Average Annual Rates
Allstate $5,488
GEICO $4,413
Liberty Mutual $6,154
Nationwide $4,508
Progressive $10,347
State Farm $2,825
Travelers $4,596
USAA $2,735

Category Winners: Cheapest Car Insurance in Preston, Kentucky

Find the cheapest car insurance companies in Preston, KY for each category right here.

Best Annual Car Insurance Rates by Company in Preston, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Preston, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Preston car insurance rates. Find the cheapest Preston, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Preston, Kentucky

Insurance Company Low Medium High
Allstate $5,093 $5,467 $5,905
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,748 $6,090 $6,624
Nationwide $4,563 $4,454 $4,506
Progressive $9,463 $10,162 $11,416
State Farm $2,679 $2,819 $2,978
Travelers $4,324 $4,614 $4,849
USAA $2,617 $2,729 $2,858

What affects car insurance rates in Preston, Kentucky?

What factors can have an impact on Preston, KY car insurance? There are several reasons why Preston car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Preston, Kentucky.

Commute Time in Preston

The more time you spend in your car the higher the risk of an accident. The average commute length in Preston, KY is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Preston, KY

Ready to find affordable Preston, Kentucky car insurance today? Enter your ZIP code for fast, free Preston, KY car insurance quotes.

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