Compare Prichard, AL Car Insurance Rates (2021)

Car insurance in Prichard, AL averages $341 a month. Prichard, Alabama car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Prichard car insurance rates, compare quotes from the top car insurance companies in Prichard, AL.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Prichard is USAA
  • Average car insurance rates in Prichard, AL are $4,094/year
  • The cheapest ZIP code in Prichard is 36613

If you need to buy Prichard, Alabama car insurance, the options can be confusing. Everything you need to know about car insurance in Prichard, AL is right here.

You’ll find Prichard car insurance rates, the cheapest Prichard, AL car insurance companies, and information on Alabama car insurance laws. You can also compare Prichard, Alabama car insurance rates to Decatur car insurance rates, Madison car insurance rates, and Auburn car insurance rates.

Ready to find affordable Prichard, AL car insurance today? Enter your ZIP code for fast, free Prichard car insurance quotes.

Cheapest Prichard, AL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prichard, AL car insurance rates? Every Prichard, Alabama car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prichard, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,114 $2,009 $1,921 $1,957 $7,503 $8,067 $2,349 $2,396
Farmers $2,712 $2,690 $2,421 $2,583 $10,715 $11,014 $3,067 $3,164
GEICO $2,237 $2,231 $2,133 $2,218 $5,993 $5,875 $2,367 $2,194
Liberty Mutual $3,456 $3,735 $2,828 $3,173 $12,924 $14,387 $3,670 $3,899
Nationwide $1,874 $1,896 $1,705 $1,765 $5,017 $6,468 $2,085 $2,334
Progressive $2,575 $2,407 $2,114 $2,257 $10,810 $12,076 $3,012 $3,218
State Farm $2,949 $2,949 $2,677 $2,677 $9,074 $11,360 $3,336 $3,848
Travelers $1,703 $1,728 $1,605 $1,598 $9,502 $15,053 $1,606 $1,826
USAA $1,510 $1,531 $1,416 $1,390 $4,597 $5,096 $1,976 $2,135

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Minimum Car Insurance in Prichard, AL

Every driver must carry the minimum car insurance in Prichard, AL. Take a look at the Alabama car insurance requirements.

Minimum Required Car Insurance Coverage in Prichard, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Prichard, AL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prichard, AL. Compare credit history car insurance rates in Prichard from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prichard, Alabama

Insurance Company Poor Fair Good
Allstate $4,365 $3,440 $2,813
Farmers $5,371 $4,630 $4,387
GEICO $4,017 $2,862 $2,589
Liberty Mutual $8,601 $5,283 $4,143
Nationwide $3,490 $2,724 $2,465
Progressive $5,410 $4,658 $4,358
State Farm $7,884 $3,986 $2,705
Travelers $4,714 $4,094 $4,175
USAA $3,288 $2,154 $1,927

Cheapest Prichard, AL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prichard, AL to rates for a clean record with top companies.

Annual Prichard, Alabama Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,998 $3,542 $4,221 $3,398
Farmers $4,034 $5,230 $5,103 $4,815
GEICO $2,116 $3,427 $4,263 $2,818
Liberty Mutual $4,710 $6,566 $6,411 $6,348
Nationwide $2,527 $2,527 $3,692 $2,825
Progressive $4,331 $5,469 $4,682 $4,752
State Farm $4,375 $5,449 $4,805 $4,805
Travelers $3,599 $3,775 $5,553 $4,383
USAA $1,886 $2,373 $3,525 $2,041

Cheapest Prichard, AL Car Insurance for Teen Drivers

Teen car insurance in Prichard, AL can be expensive. Take a look at rates from the top car insurance companies in Prichard for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prichard, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,503 $8,067
Farmers $10,715 $11,014
GEICO $5,993 $5,875
Liberty Mutual $12,924 $14,387
Nationwide $5,017 $6,468
Progressive $10,810 $12,076
State Farm $9,074 $11,360
Travelers $9,502 $15,053
USAA $4,597 $5,096

Cheapest Prichard, AL Car Insurance for Seniors

Take a look at Prichard, AL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prichard, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,921 $1,957
Farmers $2,421 $2,583
GEICO $2,133 $2,218
Liberty Mutual $2,828 $3,173
Nationwide $1,705 $1,765
Progressive $2,114 $2,257
State Farm $2,677 $2,677
Travelers $1,605 $1,598
USAA $1,416 $1,390

Cheapest Prichard, AL Car Insurance Rates After a DUI

A DUI in Prichard, AL increases car insurance rates. Compare Prichard, Alabama DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prichard, Alabama

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,221
Farmers $5,103
GEICO $4,263
Liberty Mutual $6,411
Nationwide $3,692
Progressive $4,682
State Farm $4,805
Travelers $5,553
USAA $3,525

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Cheapest Prichard, AL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prichard, AL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prichard, Alabama

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,540 $3,540
Farmers $4,796 $4,796
GEICO $3,100 $3,212
Liberty Mutual $6,009 $6,009
Nationwide $2,893 $2,893
Progressive $4,809 $4,809
State Farm $4,740 $4,977
Travelers $4,328 $4,328
USAA $2,343 $2,569

Cheapest Prichard, AL Car Insurance Rates by ZIP Code

Prichard car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Prichard, AL.

Annual Car Insurance Rates by ZIP Code in Prichard, Alabama

ZIP Code Average Annual Rates
36610 $4,222
36612 $4,249
36613 $4,217

The Best Cheap Car Insurance Companies in Prichard, AL

Take a look at a side-by-side comparison of the top car insurance companies in Prichard, AL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prichard, Alabama

Insurance Company Average Annual Rates
Allstate $3,540
Farmers $4,796
GEICO $3,156
Liberty Mutual $6,009
Nationwide $2,893
Progressive $4,809
State Farm $4,859
Travelers $4,328
USAA $2,456

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Category Winners: Cheapest Car Insurance in Prichard, Alabama

Find the cheapest car insurance companies in Prichard, AL for each category right here.

Best Annual Car Insurance Rates by Company in Prichard, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest Prichard, AL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prichard car insurance rates. Find the cheapest Prichard, AL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prichard, Alabama

Insurance Company Low Medium High
Allstate $3,406 $3,532 $3,681
Farmers $4,496 $4,727 $5,165
GEICO $2,900 $3,143 $3,425
Liberty Mutual $5,698 $5,977 $6,352
Nationwide $2,872 $2,870 $2,937
Progressive $4,278 $4,786 $5,362
State Farm $4,584 $4,854 $5,138
Travelers $4,095 $4,414 $4,473
USAA $2,361 $2,442 $2,566

What affects car insurance rates in Prichard, Alabama?

What factors can have an impact on Prichard, AL car insurance? There are several reasons why Prichard car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prichard, Alabama.

Car Theft in Prichard

High levels of vehicle theft can make car insurance more expensive. Prichard, AL car theft statistics from the FBI indicate 143 vehicle thefts a year.

Commute Time in Prichard

The more time you spend in your car the higher the risk of an accident. The average commute length in Prichard, AL is 24.4 minutes according to City-Data.

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Compare Car Insurance Quotes in Prichard, AL

Ready to find affordable Prichard, Alabama car insurance today? Enter your ZIP code for fast, free Prichard, AL car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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