Compare Princeton, KY Car Insurance Rates (2021)

Car insurance in Princeton, KY averages $346 a month. Princeton, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Princeton car insurance rates, compare quotes from the top car insurance companies in Princeton, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Princeton is USAA
  • The cheapest car insurance company in Princeton for teen drivers is USAA
  • Average car insurance rates in Princeton, KY after a DUI are $4,960/year

If you need to buy Princeton, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Princeton, KY is right here.

You’ll find Princeton car insurance rates, the cheapest Princeton, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Princeton, Kentucky car insurance rates to Bowling Green car insurance rates, Richmond car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Princeton, KY car insurance today? Enter your ZIP code for fast, free Princeton car insurance quotes.

Cheapest Princeton, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Princeton, KY car insurance rates? Every Princeton, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Princeton, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,256 $3,249 $2,915 $3,112 $11,391 $12,791 $3,672 $3,909
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,607 $2,828 $2,242 $2,500 $9,861 $10,875 $2,722 $2,825
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $1,971 $1,893 $1,749 $1,769 $9,095 $10,286 $2,446 $2,520
State Farm $2,174 $2,174 $1,942 $1,942 $6,678 $8,422 $2,429 $2,746
Travelers $2,068 $2,106 $2,027 $2,032 $9,750 $15,623 $2,158 $2,497
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

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Minimum Car Insurance in Princeton, KY

Every driver must carry the minimum car insurance in Princeton, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Princeton, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Princeton, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Princeton, KY. Compare credit history car insurance rates in Princeton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Princeton, Kentucky

Insurance Company Poor Fair Good
Allstate $7,334 $5,050 $4,227
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,517 $3,993 $3,163
Nationwide $4,672 $3,666 $3,197
Progressive $4,458 $3,857 $3,584
State Farm $5,166 $3,106 $2,416
Travelers $5,335 $4,516 $4,498
USAA $4,057 $2,263 $1,841

Cheapest Princeton, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Princeton, KY to rates for a clean record with top companies.

Annual Princeton, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,651 $5,982 $6,317 $5,196
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,816 $5,826 $4,542 $4,047
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,288 $4,823 $3,754 $4,001
State Farm $3,246 $3,881 $3,563 $3,563
Travelers $4,175 $4,295 $6,186 $4,475
USAA $2,052 $2,905 $3,456 $2,468

Cheapest Princeton, KY Car Insurance for Teen Drivers

Teen car insurance in Princeton, KY can be expensive. Take a look at rates from the top car insurance companies in Princeton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Princeton, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,391 $12,791
GEICO $6,831 $8,150
Liberty Mutual $9,861 $10,875
Nationwide $6,037 $7,550
Progressive $9,095 $10,286
State Farm $6,678 $8,422
Travelers $9,750 $15,623
USAA $4,780 $5,058

Cheapest Princeton, KY Car Insurance for Seniors

Take a look at Princeton, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Princeton, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,915 $3,112
GEICO $3,608 $3,267
Liberty Mutual $2,242 $2,500
Nationwide $2,519 $2,640
Progressive $1,749 $1,769
State Farm $1,942 $1,942
Travelers $2,027 $2,032
USAA $1,650 $1,692

Cheapest Princeton, KY Car Insurance Rates After a DUI

A DUI in Princeton, KY increases car insurance rates. Compare Princeton, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Princeton, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,317
GEICO $6,862
Liberty Mutual $4,542
Nationwide $4,997
Progressive $3,754
State Farm $3,563
Travelers $6,186
USAA $3,456

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Cheapest Princeton, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Princeton, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Princeton, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,537 $5,537
GEICO $4,191 $4,270
Liberty Mutual $4,558 $4,558
Nationwide $3,845 $3,845
Progressive $3,966 $3,966
State Farm $3,478 $3,648
Travelers $4,783 $4,783
USAA $2,618 $2,822

The Best Cheap Car Insurance Companies in Princeton, KY

Take a look at a side-by-side comparison of the top car insurance companies in Princeton, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Princeton, Kentucky

Insurance Company Average Annual Rates
Allstate $5,537
GEICO $4,231
Liberty Mutual $4,558
Nationwide $3,845
Progressive $3,966
State Farm $3,563
Travelers $4,783
USAA $2,720

Category Winners: Cheapest Car Insurance in Princeton, Kentucky

Find the cheapest car insurance companies in Princeton, KY for each category right here.

Best Annual Car Insurance Rates by Company in Princeton, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Princeton, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Princeton car insurance rates. Find the cheapest Princeton, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Princeton, Kentucky

Insurance Company Low Medium High
Allstate $5,200 $5,518 $5,893
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,357 $4,529 $4,787
Nationwide $3,908 $3,801 $3,826
Progressive $3,726 $3,932 $4,241
State Farm $3,396 $3,562 $3,731
Travelers $4,543 $4,805 $5,000
USAA $2,605 $2,714 $2,841

What affects car insurance rates in Princeton, Kentucky?

What factors can have an impact on Princeton, KY car insurance? There are several reasons why Princeton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Princeton, Kentucky.

Commute Time in Princeton

The more time you spend in your car the higher the risk of an accident. The average commute length in Princeton, KY is 25.2 minutes according to City-Data.

Compare Car Insurance Quotes in Princeton, KY

Ready to find affordable Princeton, Kentucky car insurance today? Enter your ZIP code for fast, free Princeton, KY car insurance quotes.

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