Compare Princeton, MN Car Insurance Rates (2021)

Car insurance in Princeton, MN averages $405 a month. Princeton, Minnesota car insurance requirements are 30/60/10, but you might need full coverage insurance if your car is financed. To find cheap Princeton car insurance rates, compare quotes from the top car insurance companies in Princeton, MN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Princeton, MN are $4,857/year
  • The cheapest car insurance company in Princeton is State Farm
  • Average car insurance rates in Princeton, MN after a DUI are $6,575/year

If you need to buy Princeton, Minnesota car insurance, the options can be confusing. Everything you need to know about car insurance in Princeton, MN is right here.

You’ll find Princeton car insurance rates, the cheapest Princeton, MN car insurance companies, and information on Minnesota car insurance laws. You can also compare Princeton, Minnesota car insurance rates to Bloomington car insurance rates, St. Paul car insurance rates, and Duluth car insurance rates.

Ready to find affordable Princeton, MN car insurance today? Enter your ZIP code for fast, free Princeton car insurance quotes.

Cheapest Princeton, MN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Princeton, MN car insurance rates? Every Princeton, Minnesota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Princeton, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,197 $3,197 $3,079 $3,079 $7,173 $10,320 $3,892 $4,073
American Family $2,331 $2,331 $2,114 $2,114 $6,410 $9,249 $2,331 $2,621
Farmers $2,124 $2,114 $2,052 $2,152 $5,807 $5,780 $2,749 $2,615
GEICO $2,791 $2,768 $2,666 $2,591 $5,874 $7,453 $2,614 $2,712
Liberty Mutual $10,731 $10,731 $10,624 $10,624 $21,303 $32,066 $10,731 $15,017
Nationwide $2,170 $2,169 $1,931 $2,045 $5,536 $6,688 $2,548 $2,633
State Farm $1,556 $1,556 $1,393 $1,393 $3,401 $4,155 $1,791 $1,487
USAA $2,024 $1,993 $1,848 $1,838 $5,328 $5,790 $2,626 $2,776

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Princeton, MN

Every driver must carry the minimum car insurance in Princeton, MN. Take a look at the Minnesota car insurance requirements.

Minimum Required Car Insurance Coverage in Princeton, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Princeton, MN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Princeton, MN. Compare credit history car insurance rates in Princeton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Princeton, Minnesota

Insurance Company Poor Fair Good
Allstate $6,977 $3,772 $3,504
American Family $5,077 $3,325 $2,661
Farmers $4,014 $2,849 $2,659
GEICO $4,422 $3,616 $3,012
Liberty Mutual $21,236 $13,727 $10,722
Nationwide $3,834 $3,082 $2,730
State Farm $3,050 $1,865 $1,360
USAA $4,725 $2,331 $2,029

Cheapest Princeton, MN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Princeton, MN to rates for a clean record with top companies.

Annual Princeton, Minnesota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,483 $5,017 $5,967 $4,539
American Family $2,483 $4,437 $5,015 $2,815
Farmers $2,711 $3,435 $3,485 $3,066
GEICO $2,445 $3,887 $5,782 $2,620
Liberty Mutual $11,292 $15,382 $22,059 $12,181
Nationwide $2,545 $3,389 $3,904 $3,023
State Farm $1,920 $2,264 $2,092 $2,092
USAA $2,255 $2,871 $4,299 $2,687

Cheapest Princeton, MN Car Insurance for Teen Drivers

Teen car insurance in Princeton, MN can be expensive. Take a look at rates from the top car insurance companies in Princeton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Princeton, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,173 $10,320
American Family $6,410 $9,249
Farmers $5,807 $5,780
GEICO $5,874 $7,453
Liberty Mutual $21,303 $32,066
Nationwide $5,536 $6,688
State Farm $3,401 $4,155
USAA $5,328 $5,790

Cheapest Princeton, MN Car Insurance for Seniors

Take a look at Princeton, MN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Princeton, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,079 $3,079
American Family $2,114 $2,114
Farmers $2,052 $2,152
GEICO $2,666 $2,591
Liberty Mutual $10,624 $10,624
Nationwide $1,931 $2,045
State Farm $1,393 $1,393
USAA $1,848 $1,838

Cheapest Princeton, MN Car Insurance Rates After a DUI

A DUI in Princeton, MN increases car insurance rates. Compare Princeton, Minnesota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Princeton, Minnesota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,967
American Family $5,015
Farmers $3,485
GEICO $5,782
Liberty Mutual $22,059
Nationwide $3,904
State Farm $2,092
USAA $4,299

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Princeton, MN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Princeton, MN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Princeton, Minnesota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,751 $4,751
American Family $3,644 $3,731
Farmers $3,174 $3,174
GEICO $3,634 $3,733
Liberty Mutual $14,776 $15,681
Nationwide $3,215 $3,215
State Farm $2,033 $2,150
USAA $2,988 $3,068

The Best Cheap Car Insurance Companies in Princeton, MN

Take a look at a side-by-side comparison of the top car insurance companies in Princeton, MN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Princeton, Minnesota

Insurance Company Average Annual Rates
Allstate $4,751
American Family $3,688
Farmers $3,174
GEICO $3,683
Liberty Mutual $15,229
Nationwide $3,215
State Farm $2,092
USAA $3,028

Category Winners: Cheapest Car Insurance in Princeton, Minnesota

Find the cheapest car insurance companies in Princeton, MN for each category right here.

Best Annual Car Insurance Rates by Company in Princeton, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Princeton, MN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Princeton car insurance rates. Find the cheapest Princeton, MN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Princeton, Minnesota

Insurance Company Low Medium High
Allstate $4,678 $4,748 $4,829
American Family $3,671 $3,788 $3,604
Farmers $3,052 $3,185 $3,285
GEICO $3,563 $3,682 $3,805
Liberty Mutual $14,906 $15,239 $15,541
Nationwide $3,038 $3,239 $3,369
State Farm $2,000 $2,100 $2,175
USAA $2,945 $3,026 $3,113

What affects car insurance rates in Princeton, Minnesota?

What factors can have an impact on Princeton, MN car insurance? There are several reasons why Princeton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Princeton, Minnesota.

Commute Time in Princeton

The more time you spend in your car the higher the risk of an accident. The average commute length in Princeton, MN is 27.7 minutes according to City-Data.

Compare Car Insurance Quotes in Princeton, MN

Ready to find affordable Princeton, Minnesota car insurance today? Enter your ZIP code for fast, free Princeton, MN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption