Compare Princeton, MO Car Insurance Rates (2021)

Car insurance in Princeton, MO averages $268 a month. Princeton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Princeton car insurance rates, compare quotes from the top car insurance companies in Princeton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Princeton, MO after a DUI are $3,710/year
  • Average car insurance rates in Princeton, MO are $3,214/year
  • The cheapest car insurance company in Princeton for teen drivers is Nationwide

If you need to buy Princeton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Princeton, MO is right here.

You’ll find Princeton car insurance rates, the cheapest Princeton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Princeton, Missouri car insurance rates to Blue Springs car insurance rates, Independence car insurance rates, and St. Louis car insurance rates.

Ready to find affordable Princeton, MO car insurance today? Enter your ZIP code for fast, free Princeton car insurance quotes.

Cheapest Princeton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Princeton, MO car insurance rates? Every Princeton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Princeton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,400 $2,397 $2,156 $2,270 $9,307 $9,626 $2,730 $2,875
GEICO $1,936 $2,134 $1,509 $1,865 $5,667 $6,004 $1,828 $1,857
Liberty Mutual $2,589 $2,810 $2,135 $2,392 $8,469 $9,402 $2,737 $2,932
Nationwide $1,397 $1,439 $1,239 $1,328 $3,413 $4,434 $1,583 $1,729
Progressive $2,245 $2,123 $1,836 $1,884 $6,875 $7,760 $2,752 $2,833
State Farm $1,731 $1,731 $1,501 $1,501 $4,370 $5,587 $1,930 $2,170
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in Princeton, MO

Every driver must carry the minimum car insurance in Princeton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Princeton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Princeton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Princeton, MO. Compare credit history car insurance rates in Princeton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Princeton, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,840 $4,007 $3,814
GEICO $3,935 $2,564 $2,051
Liberty Mutual $6,018 $3,651 $2,880
Nationwide $2,454 $2,006 $1,751
Progressive $4,106 $3,387 $3,123
State Farm $3,319 $2,350 $2,026
USAA $4,127 $1,897 $1,352

Cheapest Princeton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Princeton, MO to rates for a clean record with top companies.

Annual Princeton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,699 $4,507 $4,415 $4,260
GEICO $2,299 $2,879 $3,759 $2,464
Liberty Mutual $3,053 $4,349 $4,504 $4,826
Nationwide $1,667 $2,086 $2,722 $1,807
Progressive $3,111 $4,048 $3,410 $3,585
State Farm $2,401 $2,729 $2,565 $2,565
USAA $1,998 $2,393 $3,276 $2,169

Cheapest Princeton, MO Car Insurance for Teen Drivers

Teen car insurance in Princeton, MO can be expensive. Take a look at rates from the top car insurance companies in Princeton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Princeton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $9,307 $9,626
GEICO $5,667 $6,004
Liberty Mutual $8,469 $9,402
Nationwide $3,413 $4,434
Progressive $6,875 $7,760
State Farm $4,370 $5,587
USAA $4,422 $5,416

Cheapest Princeton, MO Car Insurance for Seniors

Take a look at Princeton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Princeton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $2,156 $2,270
GEICO $1,509 $1,865
Liberty Mutual $2,135 $2,392
Nationwide $1,239 $1,328
Progressive $1,836 $1,884
State Farm $1,501 $1,501
USAA $1,356 $1,392

Cheapest Princeton, MO Car Insurance Rates After a DUI

A DUI in Princeton, MO increases car insurance rates. Compare Princeton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Princeton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,415
GEICO $3,759
Liberty Mutual $4,504
Nationwide $2,722
Progressive $3,410
State Farm $2,565
USAA $3,276

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Cheapest Princeton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Princeton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Princeton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $4,220 $4,220
GEICO $2,791 $2,910
Liberty Mutual $4,183 $4,183
Nationwide $2,070 $2,070
Progressive $3,539 $3,539
State Farm $2,503 $2,627
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in Princeton, MO

Take a look at a side-by-side comparison of the top car insurance companies in Princeton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Princeton, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $4,220
GEICO $2,850
Liberty Mutual $4,183
Nationwide $2,070
Progressive $3,539
State Farm $2,565
USAA $2,459

Category Winners: Cheapest Car Insurance in Princeton, Missouri

Find the cheapest car insurance companies in Princeton, MO for each category right here.

Best Annual Car Insurance Rates by Company in Princeton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Princeton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Princeton car insurance rates. Find the cheapest Princeton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Princeton, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,991 $4,186 $4,484
GEICO $2,689 $2,867 $2,995
Liberty Mutual $3,968 $4,202 $4,380
Nationwide $1,958 $2,087 $2,166
Progressive $3,222 $3,545 $3,849
State Farm $2,453 $2,570 $2,672
USAA $2,371 $2,452 $2,554

What affects car insurance rates in Princeton, Missouri?

What factors can have an impact on Princeton, MO car insurance? There are several reasons why Princeton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Princeton, Missouri.

Commute Time in Princeton

The more time you spend in your car the higher the risk of an accident. The average commute length in Princeton, MO is 20.4 minutes according to City-Data.

Compare Car Insurance Quotes in Princeton, MO

Ready to find affordable Princeton, Missouri car insurance today? Enter your ZIP code for fast, free Princeton, MO car insurance quotes.

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