Compare Princeton, NJ Car Insurance Rates (2021)

Car insurance in Princeton, NJ averages $408 a month. Princeton, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Princeton car insurance rates, compare quotes from the top car insurance companies in Princeton, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Princeton, NJ after a DUI are $5,744/year
  • Average car insurance rates in Princeton, NJ are $4,896/year
  • The cheapest car insurance company in Princeton for teen drivers is GEICO

If you need to buy Princeton, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in Princeton, NJ is right here.

You’ll find Princeton car insurance rates, the cheapest Princeton, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare Princeton, New Jersey car insurance rates to Passaic car insurance rates, Bayonne car insurance rates, and Trenton car insurance rates.

Ready to find affordable Princeton, NJ car insurance today? Enter your ZIP code for fast, free Princeton car insurance quotes.

Cheapest Princeton, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Princeton, NJ car insurance rates? Every Princeton, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Princeton, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,134 $3,119 $3,021 $3,021 $9,952 $12,409 $3,664 $3,830
Farmers $4,395 $4,431 $4,277 $4,188 $12,836 $14,755 $5,222 $5,327
GEICO $2,025 $1,981 $1,968 $1,968 $3,629 $3,659 $2,311 $2,274
Liberty Mutual $3,984 $3,984 $4,372 $4,372 $10,349 $11,750 $4,372 $5,025
Progressive $1,787 $1,661 $1,619 $1,655 $8,076 $8,959 $2,113 $2,047
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $2,789 $2,736 $2,572 $2,618 $6,402 $7,282 $2,745 $2,749

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Minimum Car Insurance in Princeton, NJ

Every driver must carry the minimum car insurance in Princeton, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in Princeton, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Princeton, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Princeton, NJ. Compare credit history car insurance rates in Princeton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Princeton, New Jersey

Insurance Company Poor Fair Good
Allstate $7,283 $4,761 $3,762
Farmers $8,235 $6,457 $6,093
GEICO $3,719 $2,149 $1,563
Liberty Mutual $7,627 $5,664 $4,787
Progressive $3,889 $3,414 $3,166
State Farm $9,165 $5,539 $4,325
Travelers $4,966 $3,681 $2,562

Cheapest Princeton, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Princeton, NJ to rates for a clean record with top companies.

Annual Princeton, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,961 $6,553 $5,751 $4,810
Farmers $5,368 $9,104 $7,420 $5,822
GEICO $1,930 $2,532 $3,515 $1,930
Liberty Mutual $5,789 $6,617 $5,909 $5,789
Progressive $3,022 $4,008 $3,428 $3,501
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $2,886 $4,249 $4,108 $3,703

Cheapest Princeton, NJ Car Insurance for Teen Drivers

Teen car insurance in Princeton, NJ can be expensive. Take a look at rates from the top car insurance companies in Princeton for teenagers.

Annual Car Insurance Rates for Teen Drivers in Princeton, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,952 $12,409
Farmers $12,836 $14,755
GEICO $3,629 $3,659
Liberty Mutual $10,349 $11,750
Progressive $8,076 $8,959
State Farm $12,082 $15,515
Travelers $6,402 $7,282

Cheapest Princeton, NJ Car Insurance for Seniors

Take a look at Princeton, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Princeton, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,021 $3,021
Farmers $4,277 $4,188
GEICO $1,968 $1,968
Liberty Mutual $4,372 $4,372
Progressive $1,619 $1,655
State Farm $3,365 $3,365
Travelers $2,572 $2,618

Cheapest Princeton, NJ Car Insurance Rates After a DUI

A DUI in Princeton, NJ increases car insurance rates. Compare Princeton, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Princeton, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,751
Farmers $7,420
GEICO $3,515
Liberty Mutual $5,909
Progressive $3,428
State Farm $10,076
Travelers $4,108

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Cheapest Princeton, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Princeton, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Princeton, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,259 $5,278
Farmers $6,929 $6,929
GEICO $2,457 $2,497
Liberty Mutual $5,968 $6,084
Progressive $3,490 $3,490
State Farm $6,184 $6,502
Travelers $3,736 $3,736

Cheapest Princeton, NJ Car Insurance Rates by ZIP Code

Princeton car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Princeton, NJ.

Annual Car Insurance Rates by ZIP Code in Princeton, New Jersey

ZIP Code Average Annual Rates
8540 $4,651
8542 $4,651
8544 $4,651

The Best Cheap Car Insurance Companies in Princeton, NJ

Take a look at a side-by-side comparison of the top car insurance companies in Princeton, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Princeton, New Jersey

Insurance Company Average Annual Rates
Allstate $5,269
Farmers $6,929
GEICO $2,477
Liberty Mutual $6,026
Progressive $3,490
State Farm $6,343
Travelers $3,736

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Category Winners: Cheapest Car Insurance in Princeton, New Jersey

Find the cheapest car insurance companies in Princeton, NJ for each category right here.

Best Annual Car Insurance Rates by Company in Princeton, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

Cheapest Princeton, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Princeton car insurance rates. Find the cheapest Princeton, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Princeton, New Jersey

Insurance Company Low Medium High
Allstate $4,905 $5,339 $5,562
Farmers $6,232 $6,900 $7,654
GEICO $2,220 $2,525 $2,685
Liberty Mutual $5,410 $6,205 $6,463
Progressive $3,169 $3,548 $3,752
State Farm $5,931 $6,420 $6,679
Travelers $3,442 $3,741 $4,027

What affects car insurance rates in Princeton, New Jersey?

What factors can have an impact on Princeton, NJ car insurance? There are several reasons why Princeton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Princeton, New Jersey.

Commute Time in Princeton

The more time you spend in your car the higher the risk of an accident. The average commute length in Princeton, NJ is 36.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Princeton, NJ

Ready to find affordable Princeton, New Jersey car insurance today? Enter your ZIP code for fast, free Princeton, NJ car insurance quotes.

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