Compare Prineville, OR Car Insurance Rates (2021)

Car insurance in Prineville, OR averages $253 a month. Prineville, Oregon car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Prineville car insurance rates, compare quotes from the top car insurance companies in Prineville, OR.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Prineville, OR after a DUI are $3,587/year
  • The cheapest car insurance company in Prineville for teen drivers is Nationwide
  • The cheapest car insurance company in Prineville is State Farm

If you need to buy Prineville, Oregon car insurance, the options can be confusing. Everything you need to know about car insurance in Prineville, OR is right here.

You’ll find Prineville car insurance rates, the cheapest Prineville, OR car insurance companies, and information on Oregon car insurance laws. You can also compare Prineville, Oregon car insurance rates to Beaverton car insurance rates, Salem car insurance rates, and Portland car insurance rates.

Ready to find affordable Prineville, OR car insurance today? Enter your ZIP code for fast, free Prineville car insurance quotes.

Cheapest Prineville, OR Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Prineville, OR car insurance rates? Every Prineville, Oregon car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Prineville, Oregon

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,417 $2,266 $2,197 $2,218 $6,832 $7,635 $2,562 $2,590
American Family $2,103 $2,103 $1,875 $1,875 $5,181 $8,105 $2,103 $2,206
Farmers $1,760 $1,723 $1,557 $1,654 $7,223 $7,388 $1,973 $2,028
GEICO $2,309 $2,223 $2,132 $2,133 $5,914 $5,408 $2,461 $2,140
Liberty Mutual $2,402 $2,532 $2,087 $2,310 $7,460 $8,037 $2,325 $2,355
Nationwide $1,942 $1,938 $1,732 $1,814 $4,328 $5,413 $2,250 $2,370
Progressive $1,811 $1,651 $1,569 $1,614 $7,657 $8,461 $2,168 $2,067
State Farm $1,416 $1,416 $1,284 $1,284 $4,352 $5,463 $1,602 $1,841
Travelers $1,836 $1,839 $1,635 $1,695 $4,963 $5,920 $1,916 $1,939
USAA $1,590 $1,549 $1,558 $1,515 $4,772 $5,154 $2,045 $2,141

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Minimum Car Insurance in Prineville, OR

Every driver must carry the minimum car insurance in Prineville, OR. Take a look at the Oregon car insurance requirements.

Minimum Required Car Insurance Coverage in Prineville, Oregon

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Prineville, OR Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Prineville, OR. Compare credit history car insurance rates in Prineville from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Prineville, Oregon

Insurance Company Poor Fair Good
Allstate $4,694 $3,322 $2,752
American Family $4,055 $2,993 $2,534
Farmers $3,662 $2,992 $2,836
GEICO $3,727 $3,090 $2,453
Liberty Mutual $5,400 $3,192 $2,473
Nationwide $3,290 $2,607 $2,273
Progressive $3,796 $3,276 $3,052
State Farm $3,256 $2,078 $1,663
Travelers $3,426 $2,651 $2,077
USAA $3,804 $2,125 $1,693

Cheapest Prineville, OR Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Prineville, OR to rates for a clean record with top companies.

Annual Prineville, Oregon Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $3,888 $3,999 $3,531
American Family $2,219 $3,426 $4,288 $2,843
Farmers $2,668 $3,434 $3,359 $3,193
GEICO $2,046 $3,243 $4,235 $2,835
Liberty Mutual $3,271 $3,655 $4,195 $3,633
Nationwide $2,312 $2,474 $3,495 $2,613
Progressive $2,553 $4,628 $3,281 $3,037
State Farm $2,079 $2,688 $2,282 $2,282
Travelers $2,204 $2,819 $3,154 $2,694
USAA $1,850 $2,570 $3,578 $2,163

Cheapest Prineville, OR Car Insurance for Teen Drivers

Teen car insurance in Prineville, OR can be expensive. Take a look at rates from the top car insurance companies in Prineville for teenagers.

Annual Car Insurance Rates for Teen Drivers in Prineville, Oregon

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,832 $7,635
American Family $5,181 $8,105
Farmers $7,223 $7,388
GEICO $5,914 $5,408
Liberty Mutual $7,460 $8,037
Nationwide $4,328 $5,413
Progressive $7,657 $8,461
State Farm $4,352 $5,463
Travelers $4,963 $5,920
USAA $4,772 $5,154

Cheapest Prineville, OR Car Insurance for Seniors

Take a look at Prineville, OR senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Prineville, Oregon

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,197 $2,218
American Family $1,875 $1,875
Farmers $1,557 $1,654
GEICO $2,132 $2,133
Liberty Mutual $2,087 $2,310
Nationwide $1,732 $1,814
Progressive $1,569 $1,614
State Farm $1,284 $1,284
Travelers $1,635 $1,695
USAA $1,558 $1,515

Cheapest Prineville, OR Car Insurance Rates After a DUI

A DUI in Prineville, OR increases car insurance rates. Compare Prineville, Oregon DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Prineville, Oregon

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,999
American Family $4,288
Farmers $3,359
GEICO $4,235
Liberty Mutual $4,195
Nationwide $3,495
Progressive $3,281
State Farm $2,282
Travelers $3,154
USAA $3,578

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Cheapest Prineville, OR Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Prineville, OR by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Prineville, Oregon

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,589 $3,589
American Family $3,145 $3,243
Farmers $3,163 $3,163
GEICO $3,037 $3,143
Liberty Mutual $3,689 $3,689
Nationwide $2,724 $2,724
Progressive $3,375 $3,375
State Farm $2,274 $2,391
Travelers $2,610 $2,826
USAA $2,468 $2,613

The Best Cheap Car Insurance Companies in Prineville, OR

Take a look at a side-by-side comparison of the top car insurance companies in Prineville, OR to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Prineville, Oregon

Insurance Company Average Annual Rates
Allstate $3,589
American Family $3,194
Farmers $3,163
GEICO $3,090
Liberty Mutual $3,689
Nationwide $2,724
Progressive $3,375
State Farm $2,332
Travelers $2,718
USAA $2,540

Category Winners: Cheapest Car Insurance in Prineville, Oregon

Find the cheapest car insurance companies in Prineville, OR for each category right here.

Best Annual Car Insurance Rates by Company in Prineville, Oregon

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Prineville, OR Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Prineville car insurance rates. Find the cheapest Prineville, OR car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Prineville, Oregon

Insurance Company Low Medium High
Allstate $3,483 $3,581 $3,704
American Family $3,182 $3,375 $3,024
Farmers $2,964 $3,122 $3,404
GEICO $2,853 $3,104 $3,313
Liberty Mutual $3,488 $3,680 $3,898
Nationwide $2,611 $2,795 $2,765
Progressive $3,261 $3,360 $3,504
State Farm $2,215 $2,334 $2,448
Travelers $2,574 $2,706 $2,874
USAA $2,440 $2,543 $2,639

What affects car insurance rates in Prineville, Oregon?

What factors can have an impact on Prineville, OR car insurance? There are several reasons why Prineville car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Prineville, Oregon.

Car Theft in Prineville

High levels of vehicle theft can make car insurance more expensive. Prineville, OR car theft statistics from the FBI indicate 17 vehicle thefts a year.

Commute Time in Prineville

The more time you spend in your car the higher the risk of an accident. The average commute length in Prineville, OR is 23.6 minutes according to City-Data.

Compare Car Insurance Quotes in Prineville, OR

Ready to find affordable Prineville, Oregon car insurance today? Enter your ZIP code for fast, free Prineville, OR car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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